There shall be a provision that the policy, or the policy and the policy application if a copy of the application is endorsed upon or attached to the policy when issued, constitute the entire contract between the parties, and if the application is made a part of the policy, that all statements contained in the application shall, in the absence of fraud, be considered representations and not warranties.
Structure Alaska Statutes
Chapter 45. Life Insurance and Annuities
Sec. 21.45.010. Applicability.
Sec. 21.45.020. Standards provisions required; return and refund.
Sec. 21.45.040. Incontestability.
Sec. 21.45.050. Entire contract.
Sec. 21.45.060. Misstatement of age.
Sec. 21.45.090. Table of values.
Sec. 21.45.100. Table of installments.
Sec. 21.45.110. Reinstatement.
Sec. 21.45.120. Payment of premiums.
Sec. 21.45.130. Payment of claims.
Sec. 21.45.140. Beneficiary, industrial policies.
Sec. 21.45.160. Excluded or restricted coverage.
Sec. 21.45.170. Standard provisions: annuity and pure endowment contracts.
Sec. 21.45.180. Grace period: annuities.
Sec. 21.45.190. Incontestability: annuities.
Sec. 21.45.200. Entire contract.
Sec. 21.45.210. Misstatement of age or sex: annuities.
Sec. 21.45.220. Dividends: annuities.
Sec. 21.45.230. Reinstatement: annuities.
Sec. 21.45.240. Standard provisions: reversionary annuities.
Sec. 21.45.250. Limitation of liability.
Sec. 21.45.260. Prohibited provisions: industrial life insurance.
Sec. 21.45.270. Incontestability, limitation of liability after reinstatement.
Sec. 21.45.280. Policy settlements.
Sec. 21.45.290. Indebtedness deducted from proceeds.
Sec. 21.45.300. Standard nonforfeiture law for life insurance.
Sec. 21.45.305. Standard nonforfeiture law for individual deferred annuities.