2021 Tennessee Code
Title 47 - Commercial Instruments and Transactions
Chapter 18 - Consumer Protection

§ 47-18-120. Definitions — Prizes Offered as Inducements — Unfair or Deceptive Practices - The burden of proving these exemptions is upon the person...

§ 47-18-122. Applicability to Violations of Part 2 - For the purpose of application of this part, any violation...

§ 47-18-124. Prizes — Unfair or Deceptive Practices - (number of prizes) out of notices distributed”.

§ 47-18-131. Government Imposter and Deceptive Advertisements Act - IMPORTANT NOTICE: The documents offered by this advertisement are available...

Part 3 - Health Clubs

§ 47-18-301. Part Definitions - As used in this part, unless the context otherwise requires:

§ 47-18-303. Unenforceable Health Club Agreements - A health club agreement shall be unenforceable against the buyer,...

§ 47-18-305. Requirements for Valid Agreements - BUYER'S RIGHT TO CANCEL YOU (THE BUYER) MAY CANCEL THIS...

§ 47-18-307. Provisions Contrary to Public Policy - Any provision in a health club agreement, or in any...

§ 47-18-308. Applicability of Provisions - Chapter 460 of the Public Acts of 1989 does not...

§ 47-18-312. Penalty for Violations - In addition to any other penalty prescribed by this part,...

§ 47-18-313. Responsibility for Compliance - Any individual, firm, corporation, association, or other legal entity that...

Part 4 - True Origin of Goods Act

§ 47-18-401. Short Title - This part shall be known and may be cited as...

§ 47-18-402. Part Definitions - As used in this part, unless the context otherwise requires:

§ 47-18-403. Applicability of Part - This part applies to any person who owns or operates...

§ 47-18-405. Action by Attorney General and Reporter or District Attorney General to Enforce Part - In addition to any other remedies, the attorney general and...

Part 5 - Buyers' Clubs

§ 47-18-501. Part Definitions - As used in this part, unless the context otherwise requires:

§ 47-18-503. Contracts — Notice of Right to Cancel - MEMBER'S RIGHT TO CANCELIf you wish to cancel this contract,...

§ 47-18-505. Contracts — Duration - No contract shall be valid for a term longer than...

§ 47-18-506. Exemptions - This part shall not apply to:

§ 47-18-508. Requirements Nonwaivable - Any waiver by the member of this part shall be...

§ 47-18-509. Violations of Part — Penalties - A violation of this part shall constitute a violation of...

Part 6 - Rental-Purchase Agreements

§ 47-18-601. Short Title - This part shall be known and may be cited as...

§ 47-18-602. Legislative Findings and Purpose - The general assembly finds that a significant number of consumers...

§ 47-18-603. Part Definitions - As used in this part, unless the context otherwise requires:

§ 47-18-606. Prohibited Terms of Agreement - A rental-purchase agreement may not contain a provision:

§ 47-18-608. Receipts for Payments - A lessor shall provide the consumer with a written receipt...

§ 47-18-612. Limitation of Actions - An action under this part may be brought in any...

§ 47-18-614. Criminal Liability - A willful and intentional violation of this part is a...

Part 7 - Home Solicitation Sales

§ 47-18-701. Short Title - This part shall be known and may be cited as...

§ 47-18-702. Part Definitions - As used in this part, unless the context otherwise requires:

§ 47-18-703. Cancellation — Buyer's Rights — Exceptions - Notwithstanding any other law to the contrary:

§ 47-18-707. Misrepresentation of Seller's Identity - Notwithstanding any other law, if at the time of a...

Part 8 - Equal Consumer Credit

§ 47-18-801. Short Title - This part shall be known and may be cited as...

§ 47-18-803. Damages and Attorney's Fees - Any creditor or credit card issuer who discriminates against any...

§ 47-18-804. Jurisdiction and Limitation of Actions - Any action brought under this part may be brought in...

§ 47-18-805. Liability of Spouse - Where the applicant for credit is married, the spouse of...

Part 9 - Unsolicited Merchandise

§ 47-18-901. Rights of Recipient - Unless otherwise agreed, where unsolicited goods, wares, or merchandise of...

§ 47-18-902. Defense Against Action for Value or Return of Goods - In any action for the monetary value or for the...

Part 10 - Credit Services Businesses

§ 47-18-1001. Short Title - This part shall be known and may be cited as...

§ 47-18-1002. Part Definitions - As used in this part, unless the context otherwise requires:...

§ 47-18-1003. Prohibited Practices - A credit services business, and its salespersons, agents and representatives,...

§ 47-18-1005. Contents of Information Statement - The information statement required under § 47-18-1004 shall include all...

§ 47-18-1006. Contract — Cancellation Notice - You, the buyer, may cancel this contract at any time...

§ 47-18-1009. Limitation of Actions - A private action to enforce any liability created under this...

Part 11 - Pyramid Promotional Schemes

§ 47-18-1101. Part Definitions - For purposes of this part: Nothing in this part may...

§ 47-18-1103. Authority to Proceed Against Pyramid Promotional Schemes for Any Other Violations of State Law Not Limited - Nothing in this part shall limit the authority of any...

§ 47-18-1105. Violation of Part Is Misdemeanor - A violation of this part is a Class A misdemeanor.

§ 47-18-1106. Participants in Scheme Not Subject to Prosecution Under Part - A person who only participates in a pyramid promotional scheme...

Part 12 - Water Treatment Devices

§ 47-18-1201. Part Definitions - As used in this part, unless the context otherwise requires:

§ 47-18-1202. Prohibited Acts - It is unlawful for any person to do any of...

§ 47-18-1203. Prohibited Practices Under Consumer Protection Act - Any violation of this part is a prohibited practice under...

Part 13 - Kerosene and Motor Fuels Quality Inspection

§ 47-18-1301. Short Title - This part shall be known and may be cited as...

§ 47-18-1302. Legislative Intent - It is the intent of the general assembly, through this...

§ 47-18-1303. Part Definitions - As used in this part, unless the context otherwise requires:

§ 47-18-1310. Report to Governor and General Assembly - Each year, on or before September 15, the commissioner shall...

§ 47-18-1311. Funding - Implementation and administration of this part shall be subject to...

Part 14 - Consumer Protection Warranty Extension

§ 47-18-1401. Short Title - This part shall be known and may be cited as...

§ 47-18-1402. Warranty Extension Period - Any written warranty or service contract purchased in this state...

§ 47-18-1403. Working Days — Definition - For the purposes of this part, working days shall not...

§ 47-18-1404. Applicability - This part shall not apply to a written warranty or...

Part 15 - Consumer Telemarketing Protection

§ 47-18-1505. Unlawful Use of Telephone Access Line - It is unlawful for any person making use of a...

§ 47-18-1506. Telephone Companies and Cooperatives — Withdrawal of Access to a Telephone Access Line - No telephone company or cooperative shall provide access to a...

§ 47-18-1507. Permissible Use of Adad Equipment - Nothing in this part shall prohibit the use of ADAD...

§ 47-18-1508. Penalty — Criminal - Any person who violates any provision of §§ 47-18-1502 —...

Part 16 - Fantasy Sports Act

§ 47-18-1601. Short Title - This part shall be known and may be cited as...

§ 47-18-1602. Part Definitions - For purposes of this part:

§ 47-18-1609. Cumulative and Supplemental Powers and Remedies - The powers and remedies provided in this part shall be...

§ 47-18-1610. Inapplicable Provisions - Nothing contained in title 39, chapter 17, part 5 or...

Part 17 - Employment Agencies

§ 47-18-1701. Short Title - This part shall be known as and may be cited...

§ 47-18-1702. Part Definitions - As used in this part, unless the context otherwise requires:

§ 47-18-1703. Prohibited Acts - No employment agency, or employer thereof, shall:

§ 47-18-1704. Refund of Fees Paid in Event of Termination - If a candidate accepts candidate-paid fee employment and is terminated...

§ 47-18-1705. Exemptions - This part does not apply to: provided, that no recruiting...

§ 47-18-1706. Investigators - Whenever the attorney general has reason to believe that a...

Part 18 - Foreign Foods Disclosure

§ 47-18-1801. Short Title - This part shall be known and may be cited as...

§ 47-18-1802. Part Definitions - As used in this part, unless the context otherwise requires:

§ 47-18-1803. Administration - The attorney general shall administer this part.

§ 47-18-1804. Labeling Requirements - It is unlawful for any manufacturer to sell any article...

§ 47-18-1805. Injunctive Relief - In addition to any other remedies, the attorney general is...

§ 47-18-1806. Civil Penalties - The attorney general may seek and the court may impose...

§ 47-18-1808. Statute of Limitations - Any action commenced pursuant to this part shall be brought...

Part 19 - Wireless Telecommunication Devices

§ 47-18-1901. Minimum Service Periods — Disclosure Required - In any circumstance in which a written contract for a...

§ 47-18-1902. Penalties - The penalties provided in part 1 of this chapter shall...

§ 47-18-1903. Applicability to Regulated Utilities - This part shall not apply to any device or service...

§ 47-18-1904. Applicability to Personal, Family and Household Uses - The remedies provided under this chapter with respect to a...

§ 47-18-1905. Applicability to Contracts Executed After Effective Date - This part shall apply to contracts executed after January 1,...

Part 20 - Cigarettes

§ 47-18-2001. Short Title - This part shall be known and may be cited as...

§ 47-18-2002. Part Definitions - As used in this part, unless the context otherwise requires:

§ 47-18-2003. Minimum Package Contents - No tobacco product manufacturer or cigarette retailer may directly or...

§ 47-18-2005. Violation of Consumer Protection Act - Any violation of this part constitutes a violation of the...

Part 21 - Identity Theft Deterrence

§ 47-18-2101. Short Title - This part shall be known and may be cited as...

§ 47-18-2102. Definitions - As used in this part and in the Tennessee Consumer...

§ 47-18-2103. Prohibited Practices - It is unlawful for any person to directly or indirectly:

§ 47-18-2109. Notice to Consumer Regarding Security Freeze - At any time that a Tennessee consumer is required to...

§ 47-18-2111. Protected Consumer Security Freeze - Sufficient proof of identification of the protected consumer; or In...

Part 22 - Video Consumer Privacy

§ 47-18-2201. Short Title - This part shall be known and may be cited as...

§ 47-18-2203. Part Definitions - As used in this part, unless the context otherwise requires:...

§ 47-18-2205. Liability for Damages - Any person found to be in violation of this part...

Part 23 - Caller Identification Spoofing

§ 47-18-2301. Part Definitions - As used in this part:

§ 47-18-2303. Acts Not Prohibited or Restricted - This part does not prohibit or restrict any of the...

Part 24 - Unsolicited Loans

§ 47-18-2401. Notice Requirements for Unsolicited Loans - Unless otherwise agreed, where unsolicited mail that resembles a check...

§ 47-18-2402. Failure to Provide Notice a Defense to Collection Action - In any action for the collection of the balance due...

§ 47-18-2403. Violation of Part Constituting Unfair or Deceptive Trade Practice - A violation of this part constitutes a violation of the...

Part 25 - Unsolicited Advertising by Electronic Means

§ 47-18-2502. Part Definitions - As used in this part, unless the context otherwise requires:

Part 26 - Structured Settlement Protection

§ 47-18-2601. Short Title - This part shall be known and may be cited as...

§ 47-18-2602. Part Definitions - As used in this part, unless the context otherwise requires:

§ 47-18-2603. Transfer Agreement — Requirements - No direct or indirect transfer of structured settlement payment rights...

§ 47-18-2606. Other Statutory Provisions Remain Valid - Nothing contained in this part shall be construed to authorize...

§ 47-18-2607. Applicability - This part shall apply to any transfer of structured settlement...

Part 27 - Health-Related Cash Discounts

§ 47-18-2701. Prohibited Activities - It shall be unlawful and a violation of this part...

§ 47-18-2703. Application - Nothing in this part shall be construed to apply to:

§ 47-18-2704. Compliance by Issuers - Any person subject to liability under this part shall be...

Part 28 - Price-Gouging of Vaccines and Inoculations During Medical Emergencies

§ 47-18-2801. Public Policy - Price gouging of vaccines and inoculations during a medical emergency...

§ 47-18-2803. Violations - A violation of this part, or any rules and regulations...

§ 47-18-2804. Provisions of Part Supplemental - This part is intended to be in addition to and...

§ 47-18-2805. Rules and Regulations - The commissioner of health is authorized to promulgate rules and...

Part 29 - Protection of Confidential Information -

Part 30 - Protected Health Information

§ 47-18-3001. Part Definitions - As used in this part:

§ 47-18-3006. Effect of Part - Nothing in this part:

Part 50 - Consumer Affairs Division

§ 47-18-5002. Power to Employ Personnel - The attorney general and reporter has the power to employ...

§ 47-18-5003. Plan to Receive and Disseminate on Attorney General and Reporter's Website Reports of Scams, Schemes, Swindles, and Other Frauds That Target Adults - The director shall develop and implement a plan to receive...

Part 51 - Tennessee Price-Gouging Act of 2002

§ 47-18-5101. Legislative Intent - The general assembly finds and declares that:

§ 47-18-5102. Part Definitions - As used in this part, unless the context otherwise requires:

Part 52 - Anti-Phishing Act of 2006

§ 47-18-5201. Short Title - This part shall be known and may be cited as...

§ 47-18-5202. Part Definitions - As used in this part, unless the context otherwise requires:

Part 53 - Tennessee Truth in Music Advertising Act

§ 47-18-5301. Short Title - This part shall be known and may be cited as...

§ 47-18-5302. Part Definitions - As used in this part, unless the context otherwise requires:

§ 47-18-5303. Prohibited Musical Performance or Production - No person shall advertise or conduct a live musical performance...

Part 54 - Foreclosure-Related Rescue Services

§ 47-18-5401. Part Definitions - As used in this part, unless the context otherwise requires:

§ 47-18-5402. Marketing of Foreclosure-Related Rescue Services — Agreements and Cancellation Rights - HOMEOWNER'S RIGHT OF CANCELLATION YOU MAY CANCEL THIS AGREEMENT FOR...

Part 55 - Uniform Debt-Management Services Act

§ 47-18-5501. Short Title - This part shall be known and may be cited as...

§ 47-18-5502. Part Definitions - In this part:

§ 47-18-5503. Exempt Agreements and Persons - This part does not apply to:

§ 47-18-5506. Application for Registration — Required Information - An application for registration must be signed under oath and...

§ 47-18-5507. Obligation to Update Information in Application for Registration - An applicant or registered provider shall notify the administrator within...

§ 47-18-5508. Public Information in Application for Registration - Except for the information required by § 47-18-5506(7), (14), and...

§ 47-18-5512. Registration in Another State - If a provider holds a license or certificate of registration...

§ 47-18-5515. Requirement of Good Faith - A provider shall act in good faith in all matters...

§ 47-18-5516. Customer Service - A provider that is required to be registered under this...

§ 47-18-5517. Prerequisites for Providing Debt-Management Services - Set up fee Dollar amount of fee Monthly service fee...

§ 47-18-5520. Cancellation of Agreement — Waiver - Notice of Right to Cancel You may cancel this agreement,...

§ 47-18-5521. Required Language - Unless the administrator, by rule, provides otherwise, the disclosures and...

§ 47-18-5524. Voluntary Contributions - A provider may not solicit a voluntary contribution from an...

§ 47-18-5529. Notice of Litigation - No later than thirty (30) days after a provider has...

§ 47-18-5531. Liability for the Conduct of Other Persons - If a provider delegates any of its duties or obligations...

§ 47-18-5536. Violation of Consumer Protection Act - If an act or practice of a provider violates both...

§ 47-18-5538. Uniformity of Application and Construction - In applying and construing this part, consideration must be given...

§ 47-18-5539. Relation to Electronic Signatures in Global and National Commerce Act - This part modifies, limits and supersedes the federal Electronic Signatures...

§ 47-18-5540. Transitional Provisions — Application to Existing Transactions - Transactions entered into before this part takes effect and the...

§ 47-18-5541. Severability - If any provision of this part or its application to...

§ 47-18-5542. Transfer of Administration to Division of Regulatory Boards - Beginning on July 1, 2015, administration of this part on...

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2021 Tennessee Code Title 47 - Commercial Instruments and Transactions Chapter 18 - Consumer Protection

2021 Tennessee Code
Title 47 - Commercial Instruments and Transactions
Chapter 18 - Consumer Protection