2021 Oregon Revised Statutes
Chapter 806 - Financial Responsibility Law
Section 806.130 - Self-insurance.


(a) Apply to the Department of Transportation and be issued by the department a certificate of self-insurance under ORS 806.140.
(b) Either:
(A) Establish to the satisfaction of the department that the person possesses and will continue to possess the ability to pay and discharge judgments described under ORS 806.040 that might be obtained against the applicant; or
(B) Be qualified under the laws of the State of Oregon or under an ordinance of a city of this state to act as a self-insurer and be acting as a self-insurer.
(c) Agree to provide the same coverage and to pay the same amounts with respect to an accident occurring while the certificate is in force that an insurer would be obligated to provide and to pay under a motor vehicle liability insurance policy, including providing the coverage required under ORS 806.080 (1)(b) and uninsured motorist coverage and liability coverage to at least the limits specified in ORS 806.070.
(d) Have more than 25 motor vehicles including commercial buses registered in the person’s name.
(2)(a) If an accident occurs while a certificate of self-insurance issued under ORS 806.140 is in force, the liability protection provided and the amounts paid under subsection (1)(c) of this section are secondary to any motor vehicle liability insurance or uninsured motorist coverage available to a customer of the self-insurer, an operator of the self-insured vehicle or an occupant of the self-insured vehicle unless otherwise agreed to by the self-insurer. A self-insurer is required to provide the minimum payments established under ORS 742.502 and 806.070 only when the motor vehicle liability insurance policy of a customer of the self-insurer or an operator of the self-insured vehicle does not provide the minimum required payments established in ORS 742.502 and 806.070.
(b) A self-insurer may recover from a customer of the self-insurer or an operator of the self-insured vehicle the amounts paid under subsection (1)(c) of this section.
(3) Nothing in this section requires a self-insurer to provide liability coverage when a person is operating the vehicle without permission of the self-insurer. [1983 c.338 §849; 1985 c.16 §430; 2007 c.287 §1]

Structure 2021 Oregon Revised Statutes

2021 Oregon Revised Statutes

Volume : 19 - Utilities, Vehicle Code, Watercraft, Aviation

Chapter 806 - Financial Responsibility Law

Section 806.010 - Driving uninsured prohibited; penalty.

Section 806.011 - Proof of insurance; rules.

Section 806.012 - Failure to carry proof of compliance with financial responsibility requirements; rules; penalty.

Section 806.020 - Exemptions from financial responsibility requirements.

Section 806.040 - Judgments for which financial responsibility requirements established.

Section 806.050 - Falsification of financial responsibility; penalty.

Section 806.055 - Giving false information about liability insurance to police officer; penalty.

Section 806.060 - Methods of compliance.

Section 806.070 - Minimum payment schedule.

Section 806.075 - Insurance requirements for person convicted of driving under influence of intoxicants.

Section 806.080 - Insurance.

Section 806.130 - Self-insurance.

Section 806.140 - Certificate; issuance; cancellation.

Section 806.150 - Department verification program; rules.

Section 806.190 - Insurance carrier report of person involved in accident who is in violation of ORS 806.010; civil liability.

Section 806.195 - Information submitted by insurers; rules; use.

Section 806.200 - Failure to file after accident; penalty.

Section 806.210 - Exemption from requirement to file after accident.

Section 806.220 - Failure to file after failing verification; penalty.

Section 806.230 - Failure of previous violator to file.

Section 806.240 - Proof of compliance with future responsibility filing requirement; filing for another; failure of proof to meet requirements.

Section 806.245 - Termination of future responsibility filing requirement; reasons.

Section 806.270 - Certificate of insurance; requirements; presumption of completeness.

Section 806.300 - Failure to surrender license and registration on cancellation of future responsibility filing; penalty.