(a) "Client employer" means an employer to whom workers are provided under contract and for a fee on a leased basis by a worker leasing company licensed under ORS 656.850.
(b) "Employee" may include a retired employee.
(c) "Leased worker" means a worker provided by a worker leasing company licensed under ORS 656.850.
(2) Group health insurance may be offered to a resident of this state under a group health insurance policy issued to a group other than one of the groups described in ORS 731.098 if:
(a) The Director of the Department of Consumer and Business Services finds that:
(A) The issuance of the policy is in the best interest of the public;
(B) The issuance of the policy would result in economies of acquisition or administration; and
(C) The benefits are reasonable in relation to the premiums charged; and
(b) The premium for the policy is paid either from funds of a policyholder, from funds contributed by a covered person or from both. [1967 c.359 §461; 1975 c.229 §1; 1989 c.784 §13; 2001 c.943 §4; 2005 c.22 §492; 2013 c.681 §14]
Structure 2021 Oregon Revised Statutes
Volume : 18 - Financial Institutions, Insurance
Chapter 743 - Health and Life Insurance
Section 743.004 - Submission of information by carriers offering health benefit plans.
Section 743.005 - Protection of health information report.
Section 743.007 - Data reporting.
Section 743.008 - Reporting requirements; rules.
Section 743.018 - Filing of rates for life and health insurance; rules.
Section 743.019 - Procedure for review of proposed rates for health benefit plans; rules.
Section 743.020 - Rate filing to include statement of administrative expenses; rules.
Section 743.022 - Premium rates for individual health benefit plans.
Section 743.023 - Electronic administration; discounted rates; requirements.
Section 743.031 - Stakeholder work group to recommend uniform standards.
Section 743.038 - Consent of individual required for life and health insurance; exceptions.
Section 743.039 - Alteration of application for life or health insurance.
Section 743.040 - Personal insurance, insurable interest and beneficiaries.
Section 743.044 - Life insurance for benefit of charity.
Section 743.046 - Exemption of proceeds of individual life insurance other than annuities.
Section 743.047 - Exemption of proceeds of group life insurance.
Section 743.049 - Exemption of proceeds of annuity policies; assignability of rights.
Section 743.104 - Scope of ORS 743.100 to 743.109.
Section 743.106 - Reading ease standards for life and health insurance policies.
Section 743.107 - When director may authorize lower standards.
Section 743.154 - Acceleration of death benefits; rules.
Section 743.168 - Incontestability.
Section 743.171 - Incontestability and limitation of liability after reinstatement.
Section 743.186 - Policy loan.
Section 743.187 - Maximum interest rate on policy loan; adjustable interest rate.
Section 743.192 - Payment of claim; payment of interest upon failure to pay proceeds.
Section 743.204 - Standard Nonforfeiture Law for Life Insurance; applicability.
Section 743.207 - Required provisions relating to nonforfeiture.
Section 743.210 - Determination of cash surrender values; applicability to certain policies.
Section 743.215 - Calculation of adjusted premiums.
Section 743.216 - Adjusted premiums; applicability.
Section 743.218 - Requirements for determination of future premium amounts or minimum values.
Section 743.219 - Supplemental rules for calculating nonforfeiture benefits.
Section 743.221 - Cash surrender values upon default in premium payment.
Section 743.225 - Prohibited provisions.
Section 743.228 - Acts of corporate insured or beneficiary with respect to policy.
Section 743.230 - Variable life policy provisions.
Section 743.231 - "Profit-sharing policy" defined.
Section 743.234 - "Charter policy" or "founders policy" defined.
Section 743.243 - Restrictions on form of coupon policy.
Section 743.247 - Notice to variable life insurance policyholders.
Section 743.268 - Advancement of policy loans.
Section 743.271 - Periodic stipulated payments on variable annuities.
Section 743.272 - Computing benefits.
Section 743.273 - Standard provisions of reversionary annuities.
Section 743.275 - Standard Nonforfeiture Law for Individual Deferred Annuities; application.
Section 743.278 - Required provisions in annuity policies; exception.
Section 743.284 - Computation of benefits.
Section 743.293 - Minimum forfeiture amounts for annuity policies; rules.
Section 743.298 - Penalties, fees or charges; rules.
Section 743.303 - Requirements for issuance of group life insurance policies.
Section 743.306 - Required provisions in group life insurance policies.
Section 743.327 - Payments under policy; payment of interest upon failure to pay proceeds.
Section 743.333 - Termination of individual coverage.
Section 743.336 - Termination of policy or class of insured persons.
Section 743.348 - Certain sales practices prohibited.
Section 743.351 - Eligibility of association to be group life policyholder; rules.
Section 743.356 - Continuing coverage upon replacement of group life policy.
Section 743.358 - Borrowing by certificate holders under group life policy.
Section 743.360 - Alternative group life insurance coverage.
Section 743.371 - Definitions for credit life and credit health insurance provisions.
Section 743.372 - Applicability of credit life and credit health insurance provisions.
Section 743.373 - Forms of credit life and credit health insurance.
Section 743.374 - Limits on amount of credit life insurance.
Section 743.376 - Duration of credit life and credit health insurance.
Section 743.378 - Charges and refunds to debtor.
Section 743.380 - Claim report and payment.
Section 743.402 - Exceptions to individual health insurance policy requirements.
Section 743.405 - General requirements for health insurance policies.
Section 743.406 - Required provisions in group health insurance policies.
Section 743.414 - Time limit on certain defenses; incontestability.
Section 743.416 - Due date for first premium payment.
Section 743.417 - Grace period for subsequent premium payments; cancellation and nonrenewal.
Section 743.420 - Reinstatement.
Section 743.423 - Notice of claim.
Section 743.435 - Payment of claims.
Section 743.444 - Change of beneficiary.
Section 743.456 - Other insurance in same insurer.
Section 743.459 - Insurance with other insurers; expense incurred benefits.
Section 743.462 - Insurance with other insurers; other than expense incurred benefits.
Section 743.465 - Relation of earnings to insurance.
Section 743.472 - Permissible reasons for cancellation or refusal to renew.
Section 743.495 - Use of terms "noncancelable" or "guaranteed renewable"; synonymous terms.
Section 743.498 - Statement in policy of cancelability or renewability.
Section 743.521 - Leased workers; offering group health insurance.
Section 743.522 - Additional groups designated by director.
Section 743.523 - Certain sales practices prohibited.
Section 743.524 - Eligibility of association to be group health policyholder; rules.
Section 743.526 - Determination of whether trustees are policyholders; consequences; rules.
Section 743.535 - Health benefit coverage for guaranteed association.
Section 743.536 - "Blanket health insurance" defined.
Section 743.550 - Student health insurance.
Section 743.551 - Student health benefit plans; rules.
Section 743.650 - Long Term Care Insurance Act; purpose; application.
Section 743.652 - Definitions for ORS 743.650 to 743.665.
Section 743.655 - Rules; disclosure; contents of policy.
Section 743.656 - Eligibility for benefits; providers required to be covered.
Section 743.658 - Notice of lapse or termination; rules.
Section 743.662 - Rescission of policy and denial of claims.
Section 743.664 - Offer of nonforfeiture benefit; rules.
Section 743.680 - Definitions for ORS 743.680 to 743.689.
Section 743.682 - Application of ORS 743.680 to 743.689.
Section 743.683 - Policy contents; standards for benefit and claims payments; rules.
Section 743.684 - Filing of policy; loss ratio standards; insurance producer compensation.
Section 743.685 - Outline of coverage; information brochure; rules.
Section 743.787 - Definitions for ORS 743.788.
Section 743.788 - Prescription drug identification card.