2021 Oregon Revised Statutes
Chapter 733 - Accounting and Investments
Section 733.316 - Aggregate reserves.


(2) The aggregate reserves of an insurer for all policies, contracts and benefits shall not be less than the aggregate reserves determined by the qualified actuary to be necessary to render the opinion required by ORS 733.304. [1991 c.401 §25; 2015 c.547 §24]
Note: The amendments to 733.316 by section 24, chapter 547, Oregon Laws 2015, apply for a limited period. See section 28, chapter 547, Oregon Laws 2015 (second note under 733.302). The text that is applicable for the limited period is set forth for the user’s convenience. (1) The aggregate reserves of an insurer for all life insurance policies, excluding disability and accidental death benefits, issued on or after the operative date stated in ORS 743.204 for the Standard Nonforfeiture Law for Life Insurance, may not be less than the aggregate reserves calculated in accordance with the methods set forth in ORS 733.312, 733.314, 733.320 and 733.322 and the mortality table or tables and rate or rates of interest used in calculating nonforfeiture benefits for such policies.
(2) The aggregate reserves of an insurer for all policies, contracts and benefits may not be less than the aggregate reserves that the appointed actuary determines to be necessary to render the opinion required by ORS 733.304.

Structure 2021 Oregon Revised Statutes

2021 Oregon Revised Statutes

Volume : 18 - Financial Institutions, Insurance

Chapter 733 - Accounting and Investments

Section 733.010 - Assets allowed.

Section 733.020 - Assets not allowed.

Section 733.030 - Liabilities in general.

Section 733.060 - Unearned premium reserve.

Section 733.090 - Unearned premium reserve and fund for title insurance.

Section 733.140 - Disallowance of "wash" transactions.

Section 733.160 - Valuation of assets other than securities.

Section 733.165 - Valuation of securities.

Section 733.210 - Director’s determinations.

Section 733.220 - Establishment and regulation of separate accounts to fund life insurance or annuities.

Section 733.230 - Transactions of separate accounts registered with Securities and Exchange Commission; application of laws and rules to members of separate account management committee.

Section 733.302 - Reserve valuation method for life insurance policies and annuity and pure endowment contracts.

Section 733.304 - Opinion of actuary; rules.

Section 733.306 - Computation of minimum standards for life insurance, industrial insurance, annuities and pure endowment contracts; rules.

Section 733.308 - Computation of minimum standard for annuities and pure endowment contracts; rules.

Section 733.310 - Interest rates for determining minimum standard for valuation.

Section 733.312 - Amount of required reserves for life insurance policies.

Section 733.314 - Amount of required reserves for certain annuity and pure endowment contracts.

Section 733.316 - Aggregate reserves.

Section 733.318 - Alternative standards of valuation.

Section 733.320 - Minimum required reserve for certain policies.

Section 733.322 - Calculation of reserves for plans for which minimum reserves cannot be determined under ORS 733.312, 733.314 or 733.320; rules.

Section 733.325 - Definitions.

Section 733.328 - Annual valuation of reserve liabilities.

Section 733.331 - Opinion of appointed actuary; liabilities of appointed actuary; rules.

Section 733.337 - Confidentiality; permissible disclosures.

Section 733.340 - Exemptions.

Section 733.510 - Investments of insurers; rules.

Section 733.530 - "Corporation," "sovereign," "political subdivision" defined.

Section 733.550 - "Amply secured obligation" defined.

Section 733.560 - "Unencumbered" defined.

Section 733.570 - "Improved real property" defined.

Section 733.578 - Conditions necessary for investments used to provide compensating balances.

Section 733.580 - Investment of required capitalization.

Section 733.600 - Investment in mortgage loans.

Section 733.610 - Investment in real property.

Section 733.620 - Investment in stocks of corporation.

Section 733.630 - Investment in securities or obligations of certain corporations.

Section 733.635 - Approved activities of corporations in which investments authorized.

Section 733.640 - Lending funds; limitations on loans.

Section 733.650 - Investment of funds in certain obligations and other specified items.

Section 733.652 - Investment of funds of separate accounts.

Section 733.654 - Limitation on amount of separate account investments; exceptions.

Section 733.670 - Investment of funds under "prudent investor" standard.

Section 733.680 - Acquisition and retention of personal property generally; purchases or loans for protection of investment property.

Section 733.710 - Investments authorized by prior law; date of eligibility of investment.

Section 733.730 - Approval by board of directors of investments and deposits.

Section 733.740 - Record of investments required.

Section 733.770 - Limitations on investments in property of any one person or single parcel of real estate.

Section 733.780 - Prohibited investments.