2021 Oregon Revised Statutes
Chapter 073 - Negotiable Instruments
Section 73.0503 - Notice of dishonor.


(2) Notice of dishonor may be given by any person, may be given by any commercially reasonable means, including an oral, written or electronic communication, and is sufficient if it reasonably identifies the instrument and indicates that the instrument has been dishonored or has not been paid or accepted. Return of an instrument given to a bank for collection is sufficient notice of dishonor.
(3) Subject to ORS 73.0504 (3), with respect to an instrument taken for collection by a collecting bank, notice of dishonor must be given by the bank before midnight of the next banking day following the banking day on which the bank receives notice of dishonor of the instrument, or by any other person within 30 days following the day on which the person receives notice of dishonor. With respect to any other instrument, notice of dishonor must be given within 30 days following the day on which dishonor occurs. [1993 c.545 §64]

Structure 2021 Oregon Revised Statutes

2021 Oregon Revised Statutes

Volume : 02 - Business Organizations, Commercial Code

Chapter 073 - Negotiable Instruments

Section 73.0102 - Application of chapter.

Section 73.0103 - Definitions.

Section 73.0104 - Negotiable instrument; other definitions.

Section 73.0105 - Issue of instrument.

Section 73.0106 - Unconditional promise or order.

Section 73.0108 - Payable on demand or at definite time.

Section 73.0109 - Payable to bearer or to order.

Section 73.0110 - Identification of person to whom instrument is payable.

Section 73.0112 - Interest.

Section 73.0113 - Date of instrument.

Section 73.0115 - Incomplete instrument.

Section 73.0116 - Joint and several liability; contribution.

Section 73.0118 - Statute of limitations.

Section 73.0201 - Negotiation.

Section 73.0202 - Negotiation subject to rescission.

Section 73.0203 - Transfer of instrument; rights acquired by transfer.

Section 73.0204 - Indorsement.

Section 73.0205 - Special indorsement; blank indorsement; anomalous indorsement.

Section 73.0206 - Restrictive indorsement.

Section 73.0302 - Holder in due course.

Section 73.0303 - Value and consideration.

Section 73.0304 - Overdue instrument.

Section 73.0305 - Defenses and claims in recoupment.

Section 73.0307 - Notice of breach of fiduciary duty.

Section 73.0308 - Proof of signatures and status as holder in due course.

Section 73.0309 - Enforcement of lost, destroyed or stolen instrument.

Section 73.0310 - Effect of instrument on obligation for which taken.

Section 73.0312 - Lost, destroyed or stolen cashier’s check, teller’s check or certified check.

Section 73.0401 - Signature.

Section 73.0402 - Signature by representative.

Section 73.0403 - Unauthorized signature.

Section 73.0404 - Impostors; fictitious payees.

Section 73.0405 - Employer’s responsibility for fraudulent indorsement by employee.

Section 73.0406 - Negligence contributing to forged signature or alteration of instrument.

Section 73.0407 - Alteration.

Section 73.0409 - Acceptance of draft; certified check.

Section 73.0410 - Acceptance varying draft.

Section 73.0411 - Refusal to pay cashier’s checks, teller’s checks and certified checks.

Section 73.0413 - Obligation of acceptor.

Section 73.0414 - Obligation of drawer.

Section 73.0415 - Obligation of indorser.

Section 73.0416 - Transfer warranties.

Section 73.0417 - Presentment warranties.

Section 73.0418 - Payment or acceptance by mistake.

Section 73.0419 - Instruments signed for accommodation.

Section 73.0420 - Conversion of instrument.

Section 73.0501 - Presentment.

Section 73.0502 - Dishonor.

Section 73.0503 - Notice of dishonor.

Section 73.0504 - Excused presentment and notice of dishonor.

Section 73.0505 - Evidence of dishonor.

Section 73.0601 - Discharge and effect of discharge.

Section 73.0602 - Payment.

Section 73.0603 - Tender of payment.

Section 73.0604 - Discharge by cancellation or renunciation.

Section 73.0605 - Discharge of indorsers and accommodation parties.