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Article 1. General Provisions; Purpose and Intent; Definitions
§46B-1-1. Short Title - This chapter shall be known and may be cited as...
§46B-1-2. Scope - This chapter applies to any transaction, regardless of form, which...
§46B-1-3. Applicability of the Law of This State - With respect to consumer goods rented to a resident of...
§46B-1-4. Legislative Purpose and Intent - The underlying purposes and intent of this chapter are as...
§46B-1-5. General Definitions - The following words and phrases, when used in this chapter,...
Article 2. Formation and Construction of Agreements for the Rental of Consumer Goods
§46B-2-1. Statute of Frauds - (a) A rental agreement is not enforceable by a dealer...
§46B-2-2. Unconscionability - (a) If the court as a matter of law finds...
§46B-2-3. Express Warranties - (a) Express warranties by the dealer are created as follows:...
§46B-2-4. Implied Warranty of Merchantability - (a) A warranty that the consumer goods will be merchantable...
§46B-2-5. Implied Warranty of Fitness for Particular Purpose - If the dealer, at the time the rental contract is...
§46B-2-6. Manufacturers' Warranties; Transfer of Warranties - When consumer goods that are subjects of a rent-to-own transaction...
§46B-2-7. Disclaimer of Warranties and Remedies Prohibited - (a) Notwithstanding any other provision of law to the contrary...
§46B-2-8. Third-Party Beneficiaries of Express and Implied Warranties - A warranty to or for the benefit of a consumer...
§46B-2-9. Risk of Loss - Risk of loss is retained by the dealer and does...
Article 3. Default
§46B-3-1. Default; Procedure - (a) Whether the dealer or the consumer is in default...
§46B-3-2. Notice After Default - Except as otherwise provided in this chapter, the dealer or...
§46B-3-3. Termination of Rent-to-Own Agreements - (a) Upon the termination of a rent-to-own agreement by a...
§46B-3-4. Reinstatement of Written Rental Agreement - (a) The consumer may reinstate the transaction at any time...
§46B-3-5. Consumer's Right to Ownership of the Goods - When the consumer has paid all periodic payments required by...
§46B-3-6. Maintenance of Goods - A dealer shall maintain the goods that are the subject...
§46B-3-7. Disclosure Requirements - (a) The dealer shall make all disclosures required by this...
§46B-3-8. Prohibitions for Rent-to-Own Transactions - No dealer may: (1) Require any initial payment in any...
§46B-3-9. Limitations on Charges and Fees - (a) Any consumer seeking to fulfill obligations pursuant to section...
§46B-3-10. Attorney General; Promulgation of Rules - The Attorney General may adopt, amend and repeal such reasonable...
Article 4. Prohibited Conduct
§46B-4-1. Extortionate Conduct in Rent-to-Own Transaction - If the court finds as a matter of fact that...
§46B-4-2. Referral Sales or Leases - With respect to a rent-to-own transaction, the dealer may not...
§46B-4-3. Practice of Law by Debt Collectors - Unless a licensed attorney in this state, no debt collector...
§46B-4-4. Threats or Coercion - No debt collector shall collect or attempt to collect any...
§46B-4-5. Oppression and Abuse - No debt collector shall unreasonably oppress or abuse any person...
§46B-4-6. Unreasonable Publication - No debt collector shall unreasonably publicize information relating to any...
§46B-4-7. Fraudulent, Deceptive or Misleading Representations - No debt collector shall use any fraudulent, deceptive or misleading...
§46B-4-8. Unfair or Unconscionable Means - No debt collector shall use unfair or unconscionable means to...
§46B-4-9. Postal Violations - No debt collector shall use, distribute, sell or prepare for...
Article 5. Assignment and Receipt of Payment
§46B-5-1. Notice of Assignment - A consumer is authorized to pay the original dealer until...
§46B-5-2. Receipts; Statements of Account; Evidence of Payment - (a) The dealer shall deliver or mail to the consumer,...
§46B-5-3. Notification - (a) Every person engaged in this state in making rent-to-own...
Article 6. Limitations on Collections and Related Provisions
§46B-6-1. Assignment of Earnings - (a) The maximum part of the aggregate disposable earnings of...
§46B-6-2. Authorization to Confess Judgment Prohibited - A consumer may not authorize any person to confess judgment...
§46B-6-3. No Garnishment Before Judgment - Prior to entry of judgment in an action against the...
§46B-6-4. Limitation on Garnishment - (a) For the purposes of the provisions in this chapter...
§46B-6-5. No Discharge or Reprisal Because of Garnishment - No employer shall discharge or take any other form of...
§46B-6-6. Personal Property Exemptions - Any consumer residing in this state may set apart and...
Article 7. Nonresident Defendants
§46B-7-1. Service of Process on Certain Nonresidents - Any nonresident person, except a nonresident corporation authorized to do...
Article 8. Enforcement and Remedies
§46B-8-1. Enforcement - For a violation of or a failure to comply with...
§46B-8-2. Injunctions Against Unconscionable Agreements and Fraudulent or Unconscionable Conduct - (a) The Attorney General may bring a civil action to...
§46B-8-3. Civil Actions by Attorney General - (a) After demand, the Attorney General may bring a civil...