West Virginia Code
Chapter 46A. West Virginia Consumer Credit and Protection Act
Article 4. Regulated Consumer Lenders

§46A-4-101. Authority to Make Loans - Unless a person has first obtained a license from the...

§46A-4-102. License to Make Regulated Consumer Loans - (1) The commissioner shall receive and act on all applications...

§46A-4-103. Revocation, Suspension or Forfeiture of License - (a) The commissioner may issue to a person licensed to...

§46A-4-104. Records; Annual Reports - (1) Every licensee shall maintain records in conformity with generally...

§46A-4-105. Examinations; Assessments and Investigations - (1) The commissioner shall examine at least every eighteen months...

§46A-4-106. Application of Administrative Procedures Act - Except as otherwise provided, the provisions of chapter twenty-nine-a of...

§46A-4-107. Loan Finance Charge for Regulated Consumer Lenders - (1) With respect to a regulated consumer loan, including a...

§46A-4-108. Use of Multiple Loan Agreements - A regulated consumer lender may not use multiple loan agreements...

§46A-4-109. Restrictions on Interest in Land as Security; Assignment of Earnings to Regulated Consumer Lender Prohibited; When Security Interest on Household Furniture Goods Not Valid; Prohibitions as to Renegotiation of Loan Discharged in Bankruptcy... - (1) No consumer loan of $2,000 or less may be...

§46A-4-110. Conduct of Business Other Than Making Loans - (1) No licensee shall conduct the business of making loans...

§46A-4-110a. Prohibited Conduct - (1) A regulated consumer lender shall not: (a) Accept or...

§46A-4-111. Disclosure of Higher Annual Percentage Rate Upon Refinancing of a Loan Not Secured by Real Estate at Higher Rate; Requiring Documentation of a Reasonable Net Tangible Benefit to the Borrower of Any Refinancing of a Real Estate Secured Loa... - (1) Any nonrevolving consumer loan or consumer credit sale that...

§46A-4-112. Code Reference to Supervised Lenders and Industrial Loan Companies; Authority of the Commissioner - All references in this code to supervised loans, supervised lenders,...

§46A-4-113. Continuation of Licensing - All persons licensed under the provisions of article seven, chapter...