West Virginia Code
Chapter 31. Corporations
Article 17. West Virginia Residential Mortgage Lender, Broker and Servicer Act

§31-17-1. Definitions and General Provisions - As used in this article: (a) "Additional charges" means every...

§31-17-2. License Required for Lender and Broker Originator; Exemptions - (a) A person may not engage in this state in...

§31-17-3. Supervision by Commissioner of Banking; Rules and Regulations; Personnel; Participation in the Nationwide Mortgage Licensing System and Registry - (a) It shall be the duty of the commissioner to...

§31-17-4. Applications for Licenses; Requirements; Bonds; Fees; Renewals; Waivers and Reductions; per Loan Fee - (a) In connection with an application for licensing as a...

§31-17-5. Refusal or Issuance of License - (a) Upon an applicant's full compliance with the provisions of...

§31-17-6. Minimum Net Worth to Be Maintained; Bond to Be Kept in Full Force and Effect; Foreign Corporation to Remain Qualified to Do Business in This State - At all times, a lender and broker licensee shall: (1)...

§31-17-7. License Not Transferable or Assignable; License May Not Be Franchised; Renewal of License - (a) A license may not be transferable or assignable. A...

§31-17-8. Maximum Interest Rate on Subordinate Loans; Prepayment Rebate; Maximum Points, Fees and Charges; Overriding of Federal Limitations; Limitations on Lien Documents; Prohibitions on Primary and Subordinate Mortgage Loans; Civil Remedy - (a) The maximum rate of finance charges on or in...

§31-17-9. Disclosure; Closing Statements; Other Records Required; Record-Keeping Requirements - (a) Any licensee or person making on his or her...

§31-17-10. Advertising Requirements - It shall be unlawful and an unfair trade practice for...

§31-17-11. Records and Reports; Examination of Records; Analysis - (a) Every lender and broker licensee shall maintain at his...

§31-17-12. Grounds for Suspension or Revocation of License; Suspension and Revocation Generally; Reinstatement or New License; Penalties and Fines for Violation of This Article - (a) The commissioner may suspend or revoke any broker or...

§31-17-13. Notice of Refusal, or Suspension or Revocation, of License; Relinquishing License - (a) Whenever the commissioner refuses to issue a license, or...

§31-17-14. Hearing Before Commissioner; Provisions Pertaining to Hearing - (a) Any applicant or licensee, as the case may be,...

§31-17-15. Judicial Review - (a) Any person adversely affected by a final order made...

§31-17-16. Actions to Enjoin Violations - (a) Whenever it appears to the commissioner that any person...

§31-17-17. Loans Made in Violation of This Article Void; Agreements to Waive Article Void - (a) If any primary or subordinate mortgage loan is made...

§31-17-18. Violations and Penalties - (a) Any person, or any member, officer, director, agent or...

§31-17-19. Severability - If any provision of this article or its application to...

§31-17-20. Effective Date - The amendments to this article enacted during the regular session...