Texas Statutes
Title 1 - Uniform Commercial Code
Chapter 4 - Bank Deposits and Collections

Subchapter A. General Provisions and Definitions

Section 4.101. Short Title - Sec. 4.101. SHORT TITLE. This chapter may be cited as...

Section 4.102. Applicability - Sec. 4.102. APPLICABILITY. (a) To the extent that items within...

Section 4.103. Variation by Agreement; Measure of Damages; Action Constituting Ordinary Care - Sec. 4.103. VARIATION BY AGREEMENT; MEASURE OF DAMAGES; ACTION CONSTITUTING...

Section 4.104. Definitions and Index of Definitions - Sec. 4.104. DEFINITIONS AND INDEX OF DEFINITIONS. (a) In this...

Section 4.105. "Bank"; "Depositary Bank"; "Intermediary Bank"; "Collecting Bank"; "Payor Bank"; "Presenting Bank" - Sec. 4.105. "BANK"; "DEPOSITARY BANK"; "INTERMEDIARY BANK"; "COLLECTING BANK"; "PAYOR...

Section 4.106. Payable Through or Payable at Bank; Collecting Bank - Sec. 4.106. PAYABLE THROUGH OR PAYABLE AT BANK; COLLECTING BANK....

Section 4.107. Separate Office of a Bank - Sec. 4.107. SEPARATE OFFICE OF A BANK. A branch or...

Section 4.108. Time of Receipt of Items - Sec. 4.108. TIME OF RECEIPT OF ITEMS. (a) For the...

Section 4.109. Delays - Sec. 4.109. DELAYS. (a) Unless otherwise instructed, a collecting bank...

Section 4.110. Electronic Presentment - Sec. 4.110. ELECTRONIC PRESENTMENT. (a) "Agreement for electronic presentment" means...

Section 4.111. Statute of Limitations - Sec. 4.111. STATUTE OF LIMITATIONS. An action to enforce an...

Section 4.112. Payment of Check at Par - Sec. 4.112. PAYMENT OF CHECK AT PAR. (a) Except as...

Subchapter B. Collection of Items: Depositary and Collecting Banks

Section 4.201. Status of Collecting Bank as Agent and Provisional Status of Credits; Applicability of Chapter; Item Indorsed "Pay Any Bank" - Sec. 4.201. STATUS OF COLLECTING BANK AS AGENT AND PROVISIONAL...

Section 4.202. Responsibility for Collection or Return; When Action Timely - Sec. 4.202. RESPONSIBILITY FOR COLLECTION OR RETURN; WHEN ACTION TIMELY....

Section 4.203. Effect of Instructions - Sec. 4.203. EFFECT OF INSTRUCTIONS. Subject to Chapter 3 concerning...

Section 4.204. Methods of Sending and Presenting; Sending Directly to Payor Bank - Sec. 4.204. METHODS OF SENDING AND PRESENTING; SENDING DIRECTLY TO...

Section 4.205. Depository Bank Holder of Unindorsed Item - Sec. 4.205. DEPOSITORY BANK HOLDER OF UNINDORSED ITEM. If a...

Section 4.206. Transfer Between Banks - Sec. 4.206. TRANSFER BETWEEN BANKS. Any agreed method that identifies...

Section 4.207. Transfer Warranties - Sec. 4.207. TRANSFER WARRANTIES. (a) A customer or collecting bank...

Section 4.208. Presentment Warranties - Sec. 4.208. PRESENTMENT WARRANTIES. (a) If an unaccepted draft is...

Section 4.209. Encoding and Retention Warranties - Sec. 4.209. ENCODING AND RETENTION WARRANTIES. (a) A person who...

Section 4.210. Security Interest of Collecting Bank in Items, Accompanying Documents and Proceeds - Sec. 4.210. SECURITY INTEREST OF COLLECTING BANK IN ITEMS, ACCOMPANYING...

Section 4.211. When Bank Gives Value for Purposes of Holder in Due Course - Sec. 4.211. WHEN BANK GIVES VALUE FOR PURPOSES OF HOLDER...

Section 4.212. Presentment by Notice of Item Not Payable By, Through or at a Bank; Liability of Drawer or Indorser - Sec. 4.212. PRESENTMENT BY NOTICE OF ITEM NOT PAYABLE BY,...

Section 4.213. Medium and Time of Settlement by Bank - Sec. 4.213. MEDIUM AND TIME OF SETTLEMENT BY BANK. (a)...

Section 4.214. Right of Charge-Back or Refund; Liability of Collecting Bank; Return of Item - Sec. 4.214. RIGHT OF CHARGE-BACK OR REFUND; LIABILITY OF COLLECTING...

Section 4.215. Final Payment of Item by Payor Bank; When Provisional Debits and Credits Become Final; When Certain Credits Become Available for Withdrawal - Sec. 4.215. FINAL PAYMENT OF ITEM BY PAYOR BANK; WHEN...

Section 4.216. Insolvency and Preference - Sec. 4.216. INSOLVENCY AND PREFERENCE. (a) If an item is...

Subchapter C. Collection of Items: Payor Banks

Section 4.301. Deferred Posting; Recovery of Payment by Return of Items; Time of Dishonor; Return of Items by Payor Bank - Sec. 4.301. DEFERRED POSTING; RECOVERY OF PAYMENT BY RETURN OF...

Section 4.302. Payor Bank's Responsibility for Late Return of Item - Sec. 4.302. PAYOR BANK'S RESPONSIBILITY FOR LATE RETURN OF ITEM....

Section 4.303. When Items Subject to Notice, Stop-Payment Order, Legal Process, or Setoff; Order in Which Items May Be Charged or Certified - Sec. 4.303. WHEN ITEMS SUBJECT TO NOTICE, STOP-PAYMENT ORDER, LEGAL...

Subchapter D. Relationship Between Payor Bank and Its Customer

Section 4.401. When Bank May Charge Customer's Account - Sec. 4.401. WHEN BANK MAY CHARGE CUSTOMER'S ACCOUNT. (a) A...

Section 4.402. Bank's Liability to Customer for Wrongful Dishonor - Sec. 4.402. BANK'S LIABILITY TO CUSTOMER FOR WRONGFUL DISHONOR. (a)...

Section 4.403. Customer's Right to Stop Payment; Burden of Proof of Loss - Sec. 4.403. CUSTOMER'S RIGHT TO STOP PAYMENT; BURDEN OF PROOF...

Section 4.404. Bank Not Obligated to Pay Check More Than Six Months Old - Sec. 4.404. BANK NOT OBLIGATED TO PAY CHECK MORE THAN...

Section 4.405. Death or Incompetence of Customer - Sec. 4.405. DEATH OR INCOMPETENCE OF CUSTOMER. (a) A payor...

Section 4.406. Customer's Duty to Discover and Report Unauthorized Signature or Alteration - Sec. 4.406. CUSTOMER'S DUTY TO DISCOVER AND REPORT UNAUTHORIZED SIGNATURE...

Section 4.407. Payor Bank's Right to Subrogation on Improper Payment - Sec. 4.407. PAYOR BANK'S RIGHT TO SUBROGATION ON IMPROPER PAYMENT....

Subchapter E. Collection of Documentary Drafts

Section 4.501. Handling of Documentary Drafts; Duty to Send for Presentment and to Notify Customer of Dishonor - Sec. 4.501. HANDLING OF DOCUMENTARY DRAFTS; DUTY TO SEND FOR...

Section 4.502. Presentment of "On Arrival" Drafts - Sec. 4.502. PRESENTMENT OF "ON ARRIVAL" DRAFTS. If a draft...

Section 4.503. Responsibility of Presenting Bank for Documents and Goods; Report of Reasons for Dishonor; Referee in Case of Need - Sec. 4.503. RESPONSIBILITY OF PRESENTING BANK FOR DOCUMENTS AND GOODS;...

Section 4.504. Privilege of Presenting Bank to Deal With Goods; Security Interest for Expenses - Sec. 4.504. PRIVILEGE OF PRESENTING BANK TO DEAL WITH GOODS;...