Texas Statutes
Title 12 - Other Coverage
Chapter 3502 - Mortgage Guaranty Insurance

Subchapter A. General Provisions

Section 3502.001. Applicability of Chapter - Sec. 3502.001. APPLICABILITY OF CHAPTER. This chapter applies only to...

Section 3502.002. Applicability of Other Law - Sec. 3502.002. APPLICABILITY OF OTHER LAW. (a) This code and...

Section 3502.003. Mortgage Guaranty Insurance Defined - Sec. 3502.003. MORTGAGE GUARANTY INSURANCE DEFINED. In this chapter, "mortgage...

Section 3502.004. Authorized Real Estate Security Defined - Sec. 3502.004. AUTHORIZED REAL ESTATE SECURITY DEFINED. (a) In this...

Subchapter B. Mortgage Guaranty Insurers

Section 3502.051. General Eligibility to Write Mortgage Guaranty Insurance - Sec. 3502.051. GENERAL ELIGIBILITY TO WRITE MORTGAGE GUARANTY INSURANCE. (a)...

Section 3502.052. Eligibility of Foreign or Alien Insurer to Write Mortgage Guaranty Insurance - Sec. 3502.052. ELIGIBILITY OF FOREIGN OR ALIEN INSURER TO WRITE...

Section 3502.053. Discrimination Prohibited - Sec. 3502.053. DISCRIMINATION PROHIBITED. In extending or issuing mortgage guaranty...

Subchapter C. Forms and Rates

Section 3502.101. Rate Filings - Sec. 3502.101. RATE FILINGS. (a) Not later than the 15th...

Section 3502.102. Rate Standards - Sec. 3502.102. RATE STANDARDS. (a) A mortgage guaranty insurance rate,...

Section 3502.103. Recording and Reporting of Loss and Expense Experience and Other Data - Sec. 3502.103. RECORDING AND REPORTING OF LOSS AND EXPENSE EXPERIENCE...

Section 3502.104. Policy Form Filings - Sec. 3502.104. POLICY FORM FILINGS. (a) Except as provided by...

Section 3502.105. Policy Form Standards - Sec. 3502.105. POLICY FORM STANDARDS. The commissioner shall disapprove a...

Section 3502.106. Claim Against Residential Borrower - Sec. 3502.106. CLAIM AGAINST RESIDENTIAL BORROWER. A mortgage guaranty insurance...

Section 3502.107. Exemption; Withdrawal of Approval - Sec. 3502.107. EXEMPTION; WITHDRAWAL OF APPROVAL. (a) A policy form,...

Section 3502.108. Rules - Sec. 3502.108. RULES. (a) The commissioner may, after notice and...

Subchapter D. Financial Requirements

Section 3502.151. Definition - Sec. 3502.151. DEFINITION. In this subchapter, "contingency reserve" means an...

Section 3502.152. Capital and Surplus Requirements - Sec. 3502.152. CAPITAL AND SURPLUS REQUIREMENTS. An insurer may not...

Section 3502.153. Unearned Premium Reserve - Sec. 3502.153. UNEARNED PREMIUM RESERVE. (a) Except as provided by...

Section 3502.154. Loss Reserve - Sec. 3502.154. LOSS RESERVE. A mortgage guaranty insurer shall determine...

Section 3502.155. Contingency Reserve - Sec. 3502.155. CONTINGENCY RESERVE. (a) In addition to the capital,...

Section 3502.156. Outstanding Total Liability - Sec. 3502.156. OUTSTANDING TOTAL LIABILITY. (a) Except as provided by...

Section 3502.157. Limit on Insurance of Certain Loans - Sec. 3502.157. LIMIT ON INSURANCE OF CERTAIN LOANS. (a) In...

Subchapter E. Lender Powers and Duties

Section 3502.201. Definition - Sec. 3502.201. DEFINITION. In this subchapter, "lender" has the meaning...

Section 3502.202. Notice of Borrower's Right to Cancel - Sec. 3502.202. NOTICE OF BORROWER'S RIGHT TO CANCEL. (a) A...

Section 3502.203. Refund of Premium - Sec. 3502.203. REFUND OF PREMIUM. A lender that receives a...

Section 3502.204. Advertising of "Insured Loans - Sec. 3502.204. ADVERTISING OF "INSURED LOANS." A bank, savings and...