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Section 54-4-36 - Definition of terms. - 54-4-36. Definition of terms. Terms used in this chapter mean:...
Section 54-4-37 - Entities exempt from chapter provisions. - 54-4-37. Entities exempt from chapter provisions. The following entities are...
Section 54-4-37.1 - Exemption for originating, selling, servicing, or acquiring five or fewer loans in twelve-month period where total of outstanding loans under certain amount--Annual report. - 54-4-37.1. Exemption for originating, selling, servicing, or acquiring five or...
Section 54-4-38 - Promulgation of rules. - 54-4-38. Promulgation of rules. The commission may promulgate rules pursuant...
Section 54-4-39 - Compliance with Title 53. - 54-4-39. Compliance with Title 53. An installment loan contract shall...
Section 54-4-40 - Application for license--Licensure through nationwide mortgage licensing system--Public records--Exemptions. - 54-4-40. Application for license--Licensure through nationwide mortgage licensing system--Public records--Exemptions...
Section 54-4-41 - Rejection or acceptance of application by director. - 54-4-41. Rejection or acceptance of application by director. The director...
Section 54-4-42 - Bond to be filed with application. - 54-4-42. Bond to be filed with application. The applicant shall...
Section 54-4-43 - Investigation of facts concerning license application--Requirements for grant of license. - 54-4-43. Investigation of facts concerning license application--Requirements for grant of...
Section 54-4-44 - Engaging in business after procurement of license--Maximum finance charge--Violation as misdemeanor--Loan void. - 54-4-44. Engaging in business after procurement of license--Maximum finance charge--Violation...
Section 54-4-44.1 - Device, subterfuge, or pretense to evade maximum finance charge prohibited--Penalties. - 54-4-44.1. Device, subterfuge, or pretense to evade maximum finance charge...
Section 54-4-44.2 - Motor vehicle purchase loan--Fees incident to extension of credit. - 54-4-44.2. Motor vehicle purchase loan--Fees incident to extension of credit....
Section 54-4-44.3 - Consumer default--Fees incident to extension of credit. - 54-4-44.3. Consumer default--Fees incident to extension of credit. For the...
Section 54-4-44.4 - Business-to-business lending exempt. - 54-4-44.4. Business-to-business lending exempt. The provisions of ยง54-4-44 that place...
Section 54-4-45 - Duration of license--Renewal. - 54-4-45. Duration of license--Renewal. A license expires on December thirty-first....
Section 54-4-46 - Transfer of license--Approval required for name change. - 54-4-46. Transfer of license--Approval required for name change. The licensee...
Section 54-4-47 - Location to be licensed--Change of location. - 54-4-47. Location to be licensed--Change of location. Each licensee's business...
Section 54-4-47.1 - Remote work--Requirements. - 54-4-47.1. Remote work--Requirements. An employee of a licensee may work...
Section 54-4-48 - Cease and desist order for practice not in conformity to requirements--Appeal. - 54-4-48. Cease and desist order for practice not in conformity...
Section 54-4-49 - Conditions, denial, nonrenewal, suspension, or revocation of license. - 54-4-49. Conditions, denial, nonrenewal, suspension, or revocation of license. The...
Section 54-4-50 - Injunction against licensee for violation. - 54-4-50. Injunction against licensee for violation. An action may be...
Section 54-4-51 - Court-appointed receivership. - 54-4-51. Court-appointed receivership. In addition to any other means provided...
Section 54-4-52 - License required. - 54-4-52. License required. No person may engage in the business...
Section 54-4-53 - Deposit of funds. - 54-4-53. Deposit of funds. Any money received by the division...
Section 54-4-54 - Payment of annual tax--Exemption. - 54-4-54. Payment of annual tax--Exemption. Each licensee, whether a corporation...
Section 54-4-55 - Exemption from other taxes. - 54-4-55. Exemption from other taxes. Except for taxes on real...
Section 54-4-56 - Renewal of application--Tax information--Forms. - 54-4-56. Renewal of application--Tax information--Forms. Each licensee shall annually file...
Section 54-4-57 - Examination of records--Costs--Information--Forms--Application of other provisions. - 54-4-57. Examination of records--Costs--Information--Forms--Application of other provisions. The division may...
Section 54-4-58 - Information required in contract. - 54-4-58. Information required in contract. The licensee shall disclose in...
Section 54-4-59 - Property insurance required. - 54-4-59. Property insurance required. A creditor may require property insurance...
Section 54-4-60 - Purchase of insurance not condition to receive loan. - 54-4-60. Purchase of insurance not condition to receive loan. A...
Section 54-4-61 - Copy provided to debtor. - 54-4-61. Copy provided to debtor. The debtor may request a...
Section 54-4-62 - Satisfaction of loan--Release of assignments. - 54-4-62. Satisfaction of loan--Release of assignments. When the payment of...
Section 54-4-63 - Advertising. - 54-4-63. Advertising. Any licensee may advertise in any medium. No...
Section 54-4-64 - Application of chapter. - 54-4-64. Application of chapter. The provisions of this chapter do...
Section 54-4-65 - Limitation on renewal, rollover, or flip of short-term consumer loan--Fee. - 54-4-65. Limitation on renewal, rollover, or flip of short-term consumer...
Section 54-4-66 - Maximum amount of payday loan--Violation as misdemeanor. - 54-4-66. Maximum amount of payday loan--Violation as misdemeanor. The maximum...
Section 54-4-67 - Production of records located outside state--Alternate procedures--Designated record inspectors. - 54-4-67. Production of records located outside state--Alternate procedures--Designated record inspectors....
Section 54-4-68 - Appointment of resident agent for service of process--Notice. - 54-4-68. Appointment of resident agent for service of process--Notice. A...
Section 54-4-69 - Consent to be sued--Form. - 54-4-69. Consent to be sued--Form. A person licensed pursuant to...
Section 54-4-70 - Title loans to be evidenced by written agreement--Possession of certification of title--Application of statutes on secured transactions. - 54-4-70. Title loans to be evidenced by written agreement--Possession of...
Section 54-4-71 - Term of title loan--Renewal--Payment amounts--Deferred principal amount. - 54-4-71. Term of title loan--Renewal--Payment amounts--Deferred principal amount. Any title...
Section 54-4-72 - Default in repayment of title loan--Remedy--Exception--Sale of reposed vehicle--Refund of surplus less expenses. - 54-4-72. Default in repayment of title loan--Remedy--Exception--Sale of reposed vehicle--Refund...
Section 54-4-73 - Debt cancellation contract defined. - 54-4-73. Debt cancellation contract defined. For the purposes of this...
Section 54-4-74 - Debt suspension contract defined. - 54-4-74. Debt suspension contract defined. For the purposes of this...
Section 54-4-75 - Debt cancellation contracts and debt suspension contracts permitted. - 54-4-75. Debt cancellation contracts and debt suspension contracts permitted. A...
Section 54-4-76 - Loans by unlicensed lenders uncollectible except for principal. - 54-4-76. Loans by unlicensed lenders uncollectible except for principal. Any...
Section 54-4-77 - Debt collection--Prohibitions. - 54-4-77. Debt collection--Prohibitions. No person employed by a licensee to...
Section 54-4-77.1 - Exemptions not applicable to prohibited debt-collection tactics. - 54-4-77.1. Exemptions not applicable to prohibited debt-collection tactics. The exemptions...
Section 54-4-78 - Use of nationwide mortgage licensing system and registry for requesting and distributing information. - 54-4-78. Use of nationwide mortgage licensing system and registry for...
Section 54-4-79 - Contracts for collection and maintenance of records and processing of fees. - 54-4-79. Contracts for collection and maintenance of records and processing...
Section 54-4-80 - Sharing of information collected by director. - 54-4-80. Sharing of information collected by director. The following provisions...
Section 54-4-81 - Attorney's fees recoverable if provided for in evidence of debt. - 54-4-81. Attorney's fees recoverable if provided for in evidence of...