South Dakota Codified Laws
Title 51A - Banks and Banking
Chapter 12 - Bank Loans

Section 51A-12-1 - Application to bank loans. - 51A-12-1. Application to bank loans. This chapter applies to bank...

Section 51A-12-2 - Loan or credit limitation. - 51A-12-2. Loan or credit limitation. Except as otherwise provided in...

Section 51A-12-2.1 - Application for exception to agricultural loan or credit limitation. - 51A-12-2.1. Application for exception to agricultural loan or credit limitation....

Section 51A-12-2.2 - Expiration of exception--New exception request. - 51A-12-2.2. Expiration of exception--New exception request. Any exception granted by...

Section 51A-12-2.3 - Loan defined. - 51A-12-2.3. Loan defined. For the purpose of calculating loan or...

Section 51A-12-2.4 - Derivative transaction defined. - 51A-12-2.4. Derivative transaction defined. For purposes of §51A-12-2.3, a derivative...

Section 51A-12-4 - Loan to customer used for partnership or corporation. - 51A-12-4. Loan to customer used for partnership or corporation. A...

Section 51A-12-5 - Discounting not considered as money borrowed for purposes of loan limitation. - 51A-12-5. Discounting not considered as money borrowed for purposes of...

Section 51A-12-6 - Maximum amount of loans by bank to its executive officers, directors, and certain shareholders. - 51A-12-6. Maximum amount of loans by bank to its executive...

Section 51A-12-8 - Liability of officers and directors for excessive loans. - 51A-12-8. Liability of officers and directors for excessive loans. The...

Section 51A-12-9 - Nonrisk and government guaranteed loans not included in loan limits. - 51A-12-9. Nonrisk and government guaranteed loans not included in loan...

Section 51A-12-10 - Sale of surplus federal reserve funds and excess bank funds not loan. - 51A-12-10. Sale of surplus federal reserve funds and excess bank...

Section 51A-12-11 - Mortgage on real estate. - 51A-12-11. Mortgage on real estate. A bank may lend on...

Section 51A-12-12 - Revolving credit authorized. - 51A-12-12. Revolving credit authorized. A bank may extend credit and...

Section 51A-12-13 - Collection of certain credit service charges by bank. - 51A-12-13. Collection of certain credit service charges by bank. Notwithstanding...

Section 51A-12-14 - Right of offset on loans. - 51A-12-14. Right of offset on loans. In addition to the...

Section 51A-12-15 - Compounding interest and service fees. - 51A-12-15. Compounding interest and service fees. A bank may compound...

Section 51A-12-16 - Security interests authorized. - 51A-12-16. Security interests authorized. A credit agreement, or any agreement...

Section 51A-12-17 - Maintenance of deposit as condition for loan. - 51A-12-17. Maintenance of deposit as condition for loan. A bank...