Rhode Island General Laws
Title 27 - Insurance
Chapter 27-5 - Fire Insurance Policies and Reserves

Section 27-5-1. - Standard fire insurance policy. - § 27-5-1. Standard fire insurance policy. The printed form of...

Section 27-5-2. - Compliance with standard policy required. - § 27-5-2. Compliance with standard policy required. Except as provided...

Section 27-5-2.1. - Repealed. - § 27-5-2.1. Repealed.

Section 27-5-3. - Form of standard policy. - § 27-5-3. Form of standard policy. The form of the...

Section 27-5-3.1. - Exclusion — Nuclear damage. - § 27-5-3.1. Exclusion — Nuclear damage. Insurers issuing the standard...

Section 27-5-3.2. - Property insurance. - § 27-5-3.2. Property insurance. (a) No lending institution, as defined...

Section 27-5-3.3. - Resident agent — Banks. - § 27-5-3.3. Resident agent — Banks. All banks and lending...

Section 27-5-3.4. - Cancellation or nonrenewal of standard fire insurance policy. - § 27-5-3.4. Cancellation or nonrenewal of standard fire insurance policy....

Section 27-5-3.5. - Earthquake coverage endorsement for property insurance. - § 27-5-3.5. Earthquake coverage endorsement for property insurance. Notwithstanding any...

Section 27-5-3.6. - Notice concerning flood insurance. - § 27-5-3.6. Notice concerning flood insurance. Upon issuance and each...

Section 27-5-3.7. - Repealed. - § 27-5-3.7. Repealed. History of Section.P.L. 2007, ch. 169, §...

Section 27-5-3.8. - Rhode Island commission on hurricane loss projection methodology. - § 27-5-3.8. Rhode Island commission on hurricane loss projection methodology....

Section 27-5-3.9. - Vacant property. - § 27-5-3.9. Vacant property. No residential property insurance policy shall...

Section 27-5-4. - Items shown at head of policy. - § 27-5-4. Items shown at head of policy. There shall...

Section 27-5-5. - Inclusion of regulations of mutual insurer. - § 27-5-5. Inclusion of regulations of mutual insurer. If the...

Section 27-5-6. - Binders and temporary insurance. - § 27-5-6. Binders and temporary insurance. Binders or other contracts...

Section 27-5-6.1. - Notice concerning single interest hazard insurance. - § 27-5-6.1. Notice concerning single interest hazard insurance. No bank...

Section 27-5-6.2. - Escrow accounts for insurance premiums. - § 27-5-6.2. Escrow accounts for insurance premiums. All banks and...

Section 27-5-7. - Combination standard form. - § 27-5-7. Combination standard form. Two (2) or more insurers...

Section 27-5-8. - Supplemental contract forms. - § 27-5-8. Supplemental contract forms. Appropriate forms of supplemental contracts...

Section 27-5-9. - Standard form not required for reinsurance. - § 27-5-9. Standard form not required for reinsurance. The standard...

Section 27-5-9.1. - Simplified comprehensive policies of insurance. - § 27-5-9.1. Simplified comprehensive policies of insurance. Simplified policies of...

Section 27-5-10. - Penalty for nonconforming policy — Validity. - § 27-5-10. Penalty for nonconforming policy — Validity. Any insurance...

Section 27-5-11. - Enforcement of standard policy requirements. - § 27-5-11. Enforcement of standard policy requirements. The director of...

Section 27-5-12. - Declination of premium notes by mutual companies — Provision as to liability. - § 27-5-12. Declination of premium notes by mutual companies —...

Section 27-5-13. - Mutual membership not acquired by reinsurance. - § 27-5-13. Mutual membership not acquired by reinsurance. Any mutual...

Section 27-5-14. - Reinsurance by mutual insurers — Agreements with policyholders. - § 27-5-14. Reinsurance by mutual insurers — Agreements with policyholders....

Section 27-5-15. - Power to create guaranty surplus and special reserve funds. - § 27-5-15. Power to create guaranty surplus and special reserve...

Section 27-5-16. - Resolution to establish surplus and reserve funds — Certification of funds. - § 27-5-16. Resolution to establish surplus and reserve funds —...

Section 27-5-17. - Restrictions on dividends — Payments into surplus and reserve funds. - § 27-5-17. Restrictions on dividends — Payments into surplus and...

Section 27-5-18. - Computation of profits. - § 27-5-18. Computation of profits. (a) In estimating the profit...

Section 27-5-19. - Certification that funds equal capital stock — Subsequent additions. - § 27-5-19. Certification that funds equal capital stock — Subsequent...

Section 27-5-20. - Investment of guaranty surplus fund — Liability to payment of losses. - § 27-5-20. Investment of guaranty surplus fund — Liability to...

Section 27-5-21. - Deposit of special reserve fund. - § 27-5-21. Deposit of special reserve fund. The special reserve...

Section 27-5-22. - Application of special reserve fund to protection of policyholders. - § 27-5-22. Application of special reserve fund to protection of...

Section 27-5-23. - Annual statement of amounts of funds. - § 27-5-23. Annual statement of amounts of funds. A fire...

Section 27-5-24. - Maintenance of surplus fund equal to reserve fund. - § 27-5-24. Maintenance of surplus fund equal to reserve fund....

Section 27-5-25. - Use of special reserve fund to replace capital stock. - § 27-5-25. Use of special reserve fund to replace capital...

Section 27-5-26. - Physical assets for protection of policyholders. - § 27-5-26. Physical assets for protection of policyholders. The policy...

Section 27-5-27. - Making up of impairments of capital. - § 27-5-27. Making up of impairments of capital. If, at...

Section 27-5-28. - Maximum single risk insured. - § 27-5-28. Maximum single risk insured. No company doing business...

Section 27-5-29. - Statement on policy as to surplus and reserve funds. - § 27-5-29. Statement on policy as to surplus and reserve...

Section 27-5-30. - Funds established under prior law. - § 27-5-30. Funds established under prior law. The action of...

Section 27-5-31. - Termination of surplus and reserve fund method — Return of special reserve fund. - § 27-5-31. Termination of surplus and reserve fund method —...