Nevada Revised Statutes
Chapter 687B - Contracts of Insurance

NRS 687B.050 - Insurable interest: Exception when certain institutions designated beneficiary. - 1. Life insurance contracts may be entered into in which...

NRS 687B.060 - Insurable interest: Property. - 1. No contract of insurance of property or of any...

NRS 687B.070 - Power to contract; purchase of insurance and annuities by minors. - 1. Any person of competent legal capacity may contract for...

NRS 687B.080 - Consent of insured to life or health insurance required; exceptions; notice of application for or request to increase coverage of insurance upon life of another required. - 1. Except as otherwise provided in subsection 2, no life...

NRS 687B.090 - Alteration of application: Life and health insurance. - No alteration of any written application for any life or...

NRS 687B.100 - Application as evidence. - 1. No application for the issuance of any life or...

NRS 687B.110 - Representations in applications. - All statements and descriptions in any application for an insurance...

NRS 687B.113 - Control of cost of health care: Provisions encouraging use of certain services and facilities. - An insurer shall include provisions in a policy of health...

NRS 687B.117 - Control of cost of health care: Insurer required to use three or more practices that control cost in administering benefits. - The Commissioner shall not approve any proposed policy of health...

NRS 687B.120 - Filing and approval of forms; exemption; appeal of disapproval or withdrawal of previous approval. - 1. Except as otherwise provided in subsection 2: (a) No...

NRS 687B.122 - Readability of policies: Applicability of requirements. - 1. The provisions of NRS 687B.122 to 687B.128, inclusive: (a)...

NRS 687B.124 - Readability of policies: Flesch test; type size, style, arrangement and overall appearance; index or table of contents; scoring riders or other forms separately. - 1. Except as provided by NRS 687B.122, a policy must...

NRS 687B.126 - Readability of policies: Filing policy for Commissioner’s approval; exceptions to score requirements on Flesch test. - 1. An insurer shall file a copy of the policy...

NRS 687B.128 - Readability of policies: Required approval by Commissioner in certain circumstances. - A policy which complies with subsection 1 of NRS 687B.124...

NRS 687B.130 - Grounds for disapproval or withdrawal of previous approval. - The Commissioner shall disapprove any form filed under NRS 687B.120,...

NRS 687B.140 - Standard provisions. - 1. Insurance contracts shall contain such standard or uniform provisions...

NRS 687B.145 - Provisions in policies of casualty insurance: Proration of recovery or benefits; uninsured and underinsured vehicle coverage; coverage for medical expenses; insurer not entitled to subrogation upon payment made because of underinsured... - 1. Any policy of insurance or endorsement providing coverage under...

NRS 687B.147 - Exclusion, reduction or limitation of certain coverage in motor vehicle insurance policies allowed; conditions; form and contents of disclosure. - A policy of motor vehicle insurance covering a private passenger...

NRS 687B.150 - Requirement for making any portion of charter, bylaws or certain other documents of insurer part of contract. - 1. No policy shall contain any provision purporting to make...

NRS 687B.160 - Execution of policies. - 1. Every insurance policy must be executed in the name...

NRS 687B.170 - Underwriters’ and combination policies. - 1. Two or more authorized insurers may jointly issue, and...

NRS 687B.180 - Validity and construction of noncomplying forms. - 1. A policy delivered or issued for delivery after January...

NRS 687B.182 - Binders: Issuance; period of effectiveness. - 1. A binder may be issued only by a resident...

NRS 687B.183 - Binders: Forms; required statement related to certain policies; delivery of copies. - 1. All written binders must be made on forms approved...

NRS 687B.184 - Binders: Limits of coverage, effective date and premium for policy issued as replacement. - 1. A policy which is issued to replace a binder...

NRS 687B.185 - Binders: Prohibition of use to lower premiums. - An insurer may not use a binder as a means...

NRS 687B.186 - Binders: Proof of insurance coverage; penalties for refusal to accept; exception. - 1. A binder which is issued in accordance with NRS...

NRS 687B.187 - Binders: Disapproval of insurer. - NRS 687B.182 to 687B.187, inclusive, do not prevent the exercise...

NRS 687B.190 - Delivery of policy covering motor vehicle: Vendor, mortgagee or pledgee required to deliver duplicate to vendee, mortgagor or pledgor; stamped statement regarding certain lack of coverage; exception. - 1. If the original policy is delivered or is so...

NRS 687B.200 - Assignability: Life or health insurance policy. - 1. The purpose of this section is to confirm and...

NRS 687B.210 - Payment under life or health insurance policy or annuity contract discharges insurer from claims under policy or contract; exception. - 1. Whenever the proceeds of or payments under a life...

NRS 687B.220 - Forms for proof of loss required to be furnished by insurer to insured claimant. - Upon receiving due notice of a claim of loss under...

NRS 687B.225 - Requirements for contracts for payment of cost of medical or dental care which require prior authorization of care. - 1. Except as otherwise provided in NRS 689A.0405, 689A.0413, 689A.0421,...

NRS 687B.240 - Administration of claims not waiver. - Without limitation of any right or defense of an insurer...

NRS 687B.250 - Payment not to constitute admission of liability or waiver of defenses. - 1. No payment or payments made by any person, or...

NRS 687B.255 - Insurer required to pay claim with negotiable instrument. - If an insurer is required to pay a claim, the...

NRS 687B.260 - Exemption of proceeds of certain policies. - 1. If a policy of insurance, whether issued before, on...

NRS 687B.270 - Exemption of proceeds: Health insurance. - 1. Except as otherwise expressly provided by the policy or...

NRS 687B.280 - Exemption of proceeds: Group insurance. - 1. A policy of group life insurance or group health...

NRS 687B.290 - Exemption of proceeds: Annuities; assignability of rights. - 1. The benefits, rights, privileges and options which under any...

NRS 687B.300 - Retention of proceeds of policy by insurer. - 1. Any life insurer shall have power to hold payment...

NRS 687B.310 - Cancellations and nonrenewals; scope of application. - 1. NRS 687B.310 to 687B.420, inclusive, apply to all binders...

NRS 687B.320 - Policies other than industrial insurance policies: Grounds for midterm cancellation; notice to policyholder. - 1. Except as otherwise provided in subsection 3, no insurance...

NRS 687B.325 - Industrial insurance policies: Grounds for midterm cancellation; notice to policyholder; provisions do not prohibit change in premium rate; terms of certain policies. - 1. No policy of industrial insurance that has been in...

NRS 687B.330 - Anniversary cancellation. - A policy issued for a term longer than 1 year...

NRS 687B.340 - Nonrenewals. - 1. Subject to subsection 2, a policyholder has a right...

NRS 687B.345 - Annual review of coverage and benefits provided in policy. - Each insurer who delivers a policy in this state which...

NRS 687B.350 - Renewal with change in policy or coverage provisions without certain notice to insured prohibited; exceptions. - 1. Except as otherwise provided in subsections 2 and 3,...

NRS 687B.352 - Open enrollment period for Medicare supplemental policies required; prohibited acts; notice. [Effective January 1, 2022.] - 1. An insurer that issues a Medicare supplemental policy shall...

NRS 687B.355 - Insurer required to provide to policyholder information about claims paid on behalf of policyholder; fee; regulations. - 1. If a policyholder requests information for the renewal of...

NRS 687B.360 - Notice of cancellation or nonrenewal: Insurer required to provide to policyholder information about grounds upon request; notice ineffective unless contains information about right of policyholder to make such a request. - If a notice of cancellation or nonrenewal under NRS 687B.310...

NRS 687B.370 - Certain notice ineffective unless contains information about applying for insurance through certain plans. - Except for a notice of cancellation for the failure to...

NRS 687B.380 - Immunity. - There is no liability on the part of and no...

NRS 687B.383 - Refusal to issue, cancellation of, nonrenewal of or increase in premium or rate for certain policies solely on basis of breed of dog prohibited; exception; permissible inquiry by insurer regarding dog. [Effective January 1, 2022.] - 1. Except as otherwise provided in subsection 2, an insurer...

NRS 687B.385 - Refusal to issue, cancellation, nonrenewal or increase in premium of policy of motor vehicle insurance due to claims for which insured was not at fault, claims for which insurer made no payment or recovered entirety of payment or inqui... - An insurer shall not refuse to issue, cancel, refuse to...

NRS 687B.390 - Cancellation or nonrenewal of automobile liability insurance policy on sole basis of age, residence, race, color, creed, national origin, ancestry, sexual orientation, gender identity or expression or occupation of insured prohibited. - No insurer shall cancel or refuse to renew an automobile...

NRS 687B.400 - Refusal to issue, reduction of liability limits of or increase in premium of automobile liability insurance policy on sole basis of reaching certain age prohibited; burden of proof; cost of medical examination; exception. - 1. No insurer shall refuse to issue, reduce liability limits...

NRS 687B.402 - Compliance of certain insurers or organizations providing health coverage with certain federal laws regarding genetic information. - An insurer or other organization providing health coverage pursuant to...

NRS 687B.404 - Compliance of certain insurers or organizations providing health coverage with certain federal laws regarding mental health and addiction. [Effective through December 31, 2021.] Adherence by insurer or organization providing health cov... - An insurer or other organization providing health coverage pursuant to...

NRS 687B.406 - Compliance of certain insurers or organizations providing health coverage with certain federal laws regarding dependent students. - An insurer or other organization providing health coverage pursuant to...

NRS 687B.407 - Authority of nonprofit health benefit plan to use list of preferred prescription drugs developed by Department of Health and Human Services as formulary and obtain such drugs through purchasing agreements negotiated by Department; noti... - 1. A nonprofit health benefit plan may use the list...

NRS 687B.408 - Insurer that issues certain policies of health insurance required to notify insured and physician before effective date of changes related to prescription drugs used for transplanted organs. - If a policy of health insurance issued pursuant to chapter...

NRS 687B.409 - Payments to out-of-network providers for treatment of mental health or alcohol or substance use disorder; assignment of benefits. - 1. Every payment made pursuant to a policy of health...

NRS 687B.4095 - Policies of health insurance including prescription drug coverage: Restrictions on moving prescription drug from lower-cost tier to higher-cost tier. - 1. If a policy of health insurance issued to an...

NRS 687B.410 - Withdrawal of provision of insurance for particular class of insureds: Notice to Commissioner; administrative review upon request from insured. - 1. An insurer which intends to withdraw from providing insurance...

NRS 687B.420 - Notice of proposed cancellation, nonrenewal or alteration of terms of certain policies, contracts or plans of insurance. - 1. An insurer shall not cancel, fail to renew or...

NRS 687B.430 - Regulations: Form, content and sale of policies which provide for payment of expenses not covered by Medicare; sale of more than one policy of health insurance to same person. - 1. The Commissioner may adopt regulations relating to the form,...

NRS 687B.440 - Umbrella policies: Requirement of signed disclosure statement from individual indicating whether policy includes uninsured or underinsured motorist coverage; form. - 1. An insurer offering an umbrella policy to an individual...

NRS 687B.450 - Required medical examination of applicant or insured: Duty of insurer to provide notification of potentially serious medical condition; exception; regulations. - 1. Except as otherwise provided in this subsection, if an...

NRS 687B.460 - Certificates of insurance for property or casualty insurance: Not part of, amend any term of or alter or expand coverage, exclusion or condition of contract or policy. - A certificate of insurance issued regarding a contract or policy...

NRS 687B.470 - "Health benefit plan" defined. - 1. As used in NRS 687B.470 to 687B.500, inclusive, "health...

NRS 687B.480 - Required manner of availability; required notice related to Silver State Health Insurance Exchange in certain circumstances; regulations. - 1. All health benefit plans must be made available in...

NRS 687B.490 - Requirements for carrier offering coverage in small employer group or individual market: Demonstration of capacity to adequately deliver services by applying to Commissioner for issuance of network plan and submission of information; d... - 1. A carrier that offers coverage in the small employer...

NRS 687B.500 - Basis for premium rate; exceptions. - 1. The premium rate charged by a health insurer for...

NRS 687B.600 - Definitions. - As used in NRS 687B.600 to 687B.850, inclusive, unless the...

NRS 687B.602 - "Administrator" defined. - "Administrator" has the meaning ascribed to it in NRS 683A.025....

NRS 687B.605 - "Covered person" defined. - "Covered person" means a policyholder, subscriber, enrollee or other person...

NRS 687B.606 - "Dental care" defined. - "Dental care" has the meaning ascribed to it in NRS...

NRS 687B.607 - "Direct notification" defined. - "Direct notification" means a written or electronic communication from a...

NRS 687B.610 - "Evidence of coverage" defined. - "Evidence of coverage" means any certificate, agreement or contract issued...

NRS 687B.615 - "Health benefit plan" defined. - "Health benefit plan" has the meaning ascribed to it in...

NRS 687B.620 - "Health care services" defined. - "Health care services" has the meaning ascribed to it in...

NRS 687B.625 - "Health carrier" defined. - "Health carrier" has the meaning ascribed to it in NRS...

NRS 687B.630 - "Intermediary" defined. - "Intermediary" means a person authorized to negotiate and execute a...

NRS 687B.635 - "Medically necessary" defined. - "Medically necessary" has the meaning ascribed to it in NRS...

NRS 687B.640 - "Network" defined. - "Network" means a defined set of providers of health care...

NRS 687B.645 - "Network plan" defined. - "Network plan" means a health benefit plan offered or issued...

NRS 687B.650 - "Participating provider of health care" defined. - "Participating provider of health care" means a provider of health...

NRS 687B.655 - "Primary care physician" defined. - "Primary care physician" has the meaning ascribed to it in...

NRS 687B.658 - "Provider network contract" defined. - "Provider network contract" means a contract between a health carrier...

NRS 687B.660 - "Provider of health care" defined. - "Provider of health care" has the meaning ascribed to it...

NRS 687B.664 - "Third party" defined. - "Third party" means an organization that enters into a contract...

NRS 687B.665 - "Utilization review" defined. - "Utilization review" has the meaning ascribed to it in NRS...

NRS 687B.670 - Requirements to offer or issue network plan. - If a health carrier offers or issues a network plan,...

NRS 687B.675 - Provision of information to Office for Consumer Health Assistance. - 1. A health carrier which offers or issues a network...

NRS 687B.680 - Health carrier required to establish mechanism for ongoing notification of participating providers of health care of services covered by network plan and for which provider is responsible. - A health carrier which offers or issues a network plan...

NRS 687B.690 - Required provisions in contract between participating provider of health care and health carrier. - Each contract entered into for the purposes of a network...

NRS 687B.693 - Access to services and contractual discounts of a provider of health care: Inapplicability of provisions. - NRS 687B.693 to 687B.697, inclusive, do not apply: 1. To...

NRS 687B.694 - Access to services and contractual discounts of a provider of health care: Requirements for granting access; termination; confidentiality. - 1. A health carrier shall not grant access to services...

NRS 687B.695 - Access to services and contractual discounts of a provider of health care: Obligations of third party that grants access to another third party. - 1. A third party, having itself been granted access to...

NRS 687B.696 - Access to services and contractual discounts of a provider of health care: Information required to be provided to health carrier and providers of health care by third parties; update of information. - 1. A third party shall inform the health carrier and...

NRS 687B.697 - Access to services and contractual discounts of a provider of health care: Obligations of health carrier and third parties concerning remittance advice or explanation of payment; refusal of discount taken on such advice or explanation... - 1. A health carrier and third parties are obligated to...

NRS 687B.700 - Contract required to provide requirement that participating provider of health care continue delivery of services if health carrier or intermediary insolvent or ceases operations for specified period; billing of covered person. - Each contract entered into for the purposes of a network...

NRS 687B.710 - Certain provisions included in contract required to be construed in favor of covered person, survive termination of contract and supersede certain contrary agreements. - The provisions included in a contract to comply with the...

NRS 687B.720 - Contract required to provide for notice of insolvency or cessation of operations of health carrier or intermediary to participating provider of health care. - Each contract entered into for the purposes of a network...

NRS 687B.723 - Claim for dental care: Health carrier or administrator of health benefit plan prohibited from denying claim for which prior authorization has been granted; exceptions. - 1. A health carrier which provides dental coverage or an...

NRS 687B.725 - Claim for dental care: Requirements and limitations related to recovery of overpayments. - 1. A health carrier which provides dental coverage or any...

NRS 687B.730 - Health carrier required to notify participating provider of health care of administrative policies and programs of carrier. - A health carrier which offers or issues a network plan...

NRS 687B.740 - Inducement to provide less than medically necessary health care services prohibited. - A health carrier which offers or issues a network plan...

NRS 687B.750 - Health carrier not to prohibit certain actions by participating provider of health care. - A health carrier which offers or issues a network plan...

NRS 687B.760 - Health records; confidentiality. - Each contract entered into for the purposes of a network...

NRS 687B.770 - Assignment or delegation of rights and responsibilities without prior written consent prohibited. - Each contract entered into for the purposes of a network...

NRS 687B.780 - Health carrier required to ensure that participating providers of health care furnish covered services to all covered persons; exception. - 1. A health carrier which offers or issues a network...

NRS 687B.790 - Health carrier required to notify participating providers of health care of obligation to collect coinsurance, copayment or deductible or notify covered person of obligation for services not covered. - A health carrier which offers or issues a network plan...

NRS 687B.800 - Retaliation for good faith reporting to state or federal authority prohibited. - A health carrier which offers or issues a network plan...

NRS 687B.810 - Health carrier required to establish mechanism to allow participating provider of health care to determine whether a person is a covered person or within grace period for payment of premium. - A health carrier which offers or issues a network plan...

NRS 687B.820 - Procedures for resolution of disputes. - A health carrier which offers or issues a network plan...

NRS 687B.830 - Contract for purposes of network plan prohibited from conflicting with network plan or law; notice of provisions and incorporated documents; notice of changes. - 1. A contract entered into for the purposes of a...

NRS 687B.840 - Health carrier required to inform participating provider of health care of status and inclusion on certain lists maintained by health carrier upon request or change in such status or inclusion. - A health carrier which offers or issues a network plan...

NRS 687B.850 - Regulations. - The Commissioner may adopt any regulations necessary to carry out...

NRS 687B.860 - Definitions. - As used in NRS 687B.860 to 687B.884, inclusive, unless the...

NRS 687B.862 - "Attachment point" defined. - "Attachment point" means the amount of claims or losses incurred...

NRS 687B.864 - "Group health plan" defined. - "Group health plan" has the meaning ascribed to it in...

NRS 687B.866 - "Health care services" defined. - "Health care services" has the meaning ascribed to it in...

NRS 687B.868 - "Multiple employer welfare arrangement" defined. - "Multiple employer welfare arrangement" has the meaning ascribed to it...

NRS 687B.870 - "Network" defined. - "Network" has the meaning ascribed to it in NRS 687B.640....

NRS 687B.872 - "Policy of provider stop-loss insurance" defined. - "Policy of provider stop-loss insurance" means a policy of stop-loss...

NRS 687B.874 - "Policy of stop-loss insurance" defined. - "Policy of stop-loss insurance" means a policy or contract of...

NRS 687B.876 - "Provider of health care" defined. - "Provider of health care" has the meaning ascribed to it...

NRS 687B.878 - Reporting of premiums written in this State for policies of stop-loss insurance. - An insurer authorized in this State to issue policies or...

NRS 687B.880 - Exercise of reasonable diligence related to legitimacy and authority required before issuing policy of stop-loss insurance for group health plan. - 1. An insurer intending to issue a policy of stop-loss...

NRS 687B.882 - Policy form for policy of stop-loss insurance for group health plan: Filing; approval; requirements. - A policy form for a policy of stop-loss insurance which...

NRS 687B.884 - Policy form for policy of provider stop-loss insurance: Filing; approval; requirements; accompanying certification. - 1. A policy form for a policy of provider stop-loss...

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Nevada Revised Statutes Chapter 687B - Contracts of Insurance

Nevada Revised Statutes
Chapter 687B - Contracts of Insurance