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NRS 686A.010 - Purpose. - The purpose of NRS 686A.010 to 686A.310, inclusive, is to...
NRS 686A.015 - Jurisdiction of Commissioner; Commissioner required to establish program to investigate unfair and deceptive trade practices. - 1. Notwithstanding any other provision of law, the Commissioner has...
NRS 686A.020 - Unfair methods of competition and unfair or deceptive acts or practices prohibited. - A person shall not engage in this state in any...
NRS 686A.025 - Unfair acts and practices: Disclosure of nonpublic personal information in manner contrary to federal law; regulations. - 1. Disclosure of nonpublic personal information in a manner contrary...
NRS 686A.027 - Unfair or deceptive methods, acts or practices: Knowing access or use of contractual discount of provider of health care pursuant to provider network contract without applicable contractual relationship. - It constitutes an unfair method of competition or an unfair...
NRS 686A.030 - Misrepresentation and false or misleading advertising of policies prohibited. - A person shall not make, issue, circulate or cause to...
NRS 686A.040 - False, deceptive or misleading information and advertising prohibited. - No person shall make, publish, disseminate, circulate or place before...
NRS 686A.050 - "Twisting" prohibited. - No person shall make or issue, or cause to be...
NRS 686A.055 - Use of existence of Nevada Insurance Guaranty Association or Nevada Life and Health Insurance Guaranty Association to induce purchase of or discourage termination of insurance covered by Association prohibited; exception. - A person who is an insurer or an agent or...
NRS 686A.060 - Replacement of life insurance: Statements required to be given to policyholder. - In addition to other powers of the Commissioner in respect...
NRS 686A.070 - Falsification of or knowing omissions in records or falsification of financial statements prohibited; penalty. - 1. A person subject to regulation under this Code shall...
NRS 686A.080 - Defamatory statement concerning person engaged or proposing to engage in business of insurance prohibited. - No person shall make, publish, disseminate or circulate, directly or...
NRS 686A.085 - Bank prohibited from requiring customers to purchase insurance from parent, subsidiary or affiliate of bank. - A bank shall not in any manner extend credit, lease...
NRS 686A.090 - Boycott, coercion or intimidation tending to result in unreasonable restraint of or monopoly in business of insurance prohibited. - No person shall enter into any agreement to commit, or...
NRS 686A.095 - Cancellation or restriction of agent’s authority based solely on loss ratio experience prohibited in certain circumstances. - 1. An insurer shall not, without the written consent of...
NRS 686A.100 - Life insurance, annuities and health insurance: Unfair discrimination prohibited. - 1. No person may make or permit any unfair discrimination...
NRS 686A.110 - Life insurance, annuities and health insurance: Rebates and other inducements prohibited; exceptions. - 1. Except as otherwise expressly provided by law, no person...
NRS 686A.120 - Life insurance, annuities and health insurance: Exceptions to provisions limiting discrimination, rebates and use of securities as inducements. - 1. Nothing in NRS 686A.100 and 686A.110 shall be construed...
NRS 686A.130 - Property, casualty, surety and title insurance: Unfair discrimination and rebates prohibited; exceptions. - 1. Except as otherwise provided in subsection 2, no property,...
NRS 686A.135 - Vision care: Prohibited provisions in contract between insurer and provider related to prescription of devices or materials in which insurer has pecuniary interest; insurer required to provide list of reimbursement rates to provider be... - 1. An insurer shall not enter into a contract with...
NRS 686A.140 - Violations concerning rebates and inducements: Penalties; effect. - 1. Any person violating the provisions of NRS 686A.110 or...
NRS 686A.150 - Using security, advisory board contract or agreement offering or promising profit as inducement prohibited. - Except as provided in subsection 2 of NRS 686A.120 (contemporaneous...
NRS 686A.160 - Enforcement: Prohibited methods, acts or practices. - If the Commissioner has cause to believe that any person...
NRS 686A.170 - Enforcement: Undefined practices. - 1. If the Commissioner believes that any person engaged in...
NRS 686A.180 - Service of process upon unauthorized insurers. - 1. Service of all process, statements of charges and notices...
NRS 686A.183 - Cease and desist orders and penalties for prohibited methods, acts or practices; modification and setting aside of Commissioner’s orders. - 1. After the hearing provided for in NRS 686A.160, the...
NRS 686A.185 - Review and finality of Commissioner’s orders. - 1. An order issued by the Commissioner under NRS 686A.183...
NRS 686A.187 - Penalties for violating cease and desist order. - Any person who violates a cease and desist order of...
NRS 686A.190 - Interlocking ownership or management; serving as director of competing insurers. - 1. Any insurer may retain, invest in or acquire the...
NRS 686A.200 - Plan or transaction involving favored agent or insurer prohibited; exception. - 1. Except as otherwise provided in NRS 616B.710, no person...
NRS 686A.210 - Service and processing charges prohibited. - No mortgagee, lessor, vendor or other person whose interest is...
NRS 686A.220 - Favored agent or surety for bonds or insurance contracts under public building or construction contract prohibited; exceptions; penalty. - 1. Except as otherwise provided in NRS 616B.710, no officer...
NRS 686A.230 - Illegal dealing in premiums; excess charges for insurance; regulations related to fees of broker, consultant or financial planner; written contract for consultation. - 1. A person shall not willfully collect any sum as...
NRS 686A.240 - Favoritism to groups prohibited; exceptions. - 1. No form or plan of insurance covering any group...
NRS 686A.250 - Use of insurance or annuity as inducement for purchase or rental of property or services without separate charge prohibited; exceptions. - 1. No person shall arrange, provide or participate in any...
NRS 686A.260 - Revocation or suspension of license for violation of laws of other state. - The Commissioner may revoke or suspend the license of any...
NRS 686A.270 - Knowledge of insurer of prohibited acts required for violation. - No insurer shall be held guilty of having committed any...
NRS 686A.280 - Use of name deceptively implying person is insurer prohibited by person who is not insurer. - No person who is not an insurer shall assume or...
NRS 686A.281 - Definitions. - As used in NRS 686A.281 to 686A.295, inclusive, unless the...
NRS 686A.2815 - "Insurance fraud" defined. - 1. "Insurance fraud" means knowingly and willfully: (a) Presenting or...
NRS 686A.282 - "Investigative or law enforcement agency" defined. - "Investigative or law enforcement agency" includes: 1. The State Fire...
NRS 686A.2825 - "Practitioner" defined. [Effective through December 31, 2021.] "Practitioner" defined. [Effective January 1, 2022.] - "Practitioner" means: 1. A physician, dentist, nurse, dispensing optician, optometrist,...
NRS 686A.283 - Reporting requirements; duties of Commissioner and Attorney General; prosecution by district attorney. - 1. Any person, governmental entity, insurer or authorized representative of...
NRS 686A.285 - Report by insurer of suspicion that loss to insured was caused by other than accidental or natural occurrence. - 1. If an insurer has a reasonable suspicion that a...
NRS 686A.287 - Provision by insurer of information concerning fraud upon request by Attorney General, Commissioner or certain agencies. - 1. Every insurer shall provide information concerning insurance fraud to...
NRS 686A.289 - Provision to insurer of information concerning fraud upon completion of investigation or prosecution; confidentiality of information. - 1. Any insurer giving information to the Attorney General, the...
NRS 686A.290 - Applications for insurance: False or fraudulent statements or representations prohibited; penalties. - 1. A producer of insurance, examining physician, applicant or other...
NRS 686A.291 - Criminal penalty for insurance fraud. - A person who commits insurance fraud is guilty of a...
NRS 686A.292 - Additional penalties for insurance fraud; payment of expenses of Fraud Control Unit; persons who are victims for purposes of restitution. - 1. A court may, in addition to imposing the penalties...
NRS 686A.295 - Commissioner and Attorney General required to notify agency when person licensed by or registered with agency is convicted of insurance fraud. - If a person who is licensed or registered under the...
NRS 686A.300 - Delay in payment of claim for damages to motor vehicle after receipt of statement of charges prohibited; settling claim without providing for repair of vehicle permitted; exception. - 1. An insurer who issues insurance covering damage to a...
NRS 686A.310 - Unfair practices in settling claims; liability of insurer for damages. - 1. Engaging in any of the following activities is considered...
NRS 686A.313 - Required coordination by multiple insurers for certain dental claims; denial of claim prohibited; regulations. - 1. The following provisions apply to a claim for payment...
NRS 686A.315 - Statements required with certain billing and claim forms submitted to insurers; failure to provide statements not defense in prosecution for insurance fraud. - 1. If a hospital submits to an insurer the form...
NRS 686A.325 - Settlement of third-party liability claims: Written notice of payment to claimant required; effect of failure to serve notice. - 1. In any third-party liability claim, an insurer shall not...
NRS 686A.330 - Definitions. - As used in NRS 686A.330 to 686A.520, inclusive, unless the...
NRS 686A.335 - Applicability of chapter 696B of NRS. - 1. A company is subject to the provisions of chapter...
NRS 686A.340 - Engaging in business of company without license prohibited; exception. - Except as provided in NRS 686A.350, a person shall not...
NRS 686A.350 - Exemptions from requirement of licensing. - 1. A license to engage in the business of a...
NRS 686A.360 - Application for license: Form; fees; bond; required documents; provision of material changes to Commissioner. - 1. An application for a license to engage in the...
NRS 686A.370 - True name and fictitious name of applicant or licensee; grounds for disapproval of name. - 1. An unincorporated licensee or unincorporated applicant for a license...
NRS 686A.380 - Renewal of license. - 1. A company must renew its license on or before...
NRS 686A.385 - Schedule of rates and charges: Required to be filed with Commissioner for approval; filing of changes; inclusion in schedule required for imposition. - 1. A company shall, immediately after it has been issued...
NRS 686A.390 - Approval of forms. - 1. Before using a form for an agreement or notice...
NRS 686A.400 - Records: Maintenance; form of preservation; open to Commissioner. - 1. A company shall maintain records of each transaction for...
NRS 686A.410 - Examination of company by Commissioner. - The Commissioner may conduct an examination of a company at...
NRS 686A.420 - Contents of agreement. - 1. An agreement executed in this state must be dated...
NRS 686A.430 - Furnishing of completed copy of agreement to insured. - The agent, broker or other person preparing an agreement shall...
NRS 686A.440 - Interest; service charge; prepayment. - 1. A company shall not charge or collect a charge...
NRS 686A.450 - Permissible charges: Late payment; returned check; collection costs or attorney’s fees. - 1. A company shall not impose or collect a fee...
NRS 686A.460 - Cancellation of insurance policy listed in agreement containing power of attorney enabling cancellation by company. - 1. When an agreement contains a power of attorney enabling...
NRS 686A.470 - Return of unearned premium and commission. - 1. When an insurance policy is cancelled pursuant to NRS...
NRS 686A.480 - Prohibited payments: Membership in motor club; policy of insurance covering accidental death or dismemberment. - An agreement must not include any payment for: 1. Membership...
NRS 686A.490 - No recourse against agent based on insured’s default in payments; limitation on inducements; prohibited acts by company, agent or broker related to submission of agreement. - 1. No agreement may contain a provision allowing a company...
NRS 686A.500 - Disclosure of financial interest required; agent or broker who submits or performs services in connection with agreement prohibited from receiving compensation. - 1. Any licensed resident or nonresident agent or broker who...
NRS 686A.510 - Penalties. - 1. A person who violates the provisions of NRS 686A.340...
NRS 686A.520 - Applicability of other provisions. - 1. The provisions of NRS 683A.341, 683A.451, 683A.461 and 686A.010...
NRS 686A.600 - Definitions. - As used in NRS 686A.600 to 686A.730, inclusive, unless the...
NRS 686A.610 - "Adverse action" defined. - "Adverse action" means a denial or cancellation of, an increase...
NRS 686A.620 - "Affiliate" defined. - "Affiliate" means any company that controls, is controlled by or...
NRS 686A.630 - "Consumer credit report" defined. - "Consumer credit report" means any written, oral or other communication...
NRS 686A.640 - "Consumer reporting agency" defined. - "Consumer reporting agency" means any person which, for monetary fees,...
NRS 686A.650 - "Credit information" defined. - "Credit information" means any information that is related to credit...
NRS 686A.660 - "Insurance score" defined. - "Insurance score" means a number or rating that is derived...
NRS 686A.670 - Applicability. - The provisions of NRS 686A.600 to 686A.730, inclusive, do not...
NRS 686A.680 - Consumer credit reports: Uses; limitations. - 1. An insurer that uses information from a consumer credit...
NRS 686A.685 - Insurer that uses credit information to provide reasonable exceptions in certain circumstances. - 1. Notwithstanding any other law or regulation, an insurer that...
NRS 686A.690 - Reunderwriting or rerating of insured; refund of premium. - If it is determined pursuant to the dispute resolution process...
NRS 686A.700 - Disclosure of use of credit information. - 1. If an insurer uses credit information in underwriting or...
NRS 686A.710 - Notice requirements after taking adverse action. - If an insurer takes an adverse action based upon credit...
NRS 686A.720 - Indemnification of agent by insurer. - 1. An insurer shall indemnify, defend and hold harmless an...
NRS 686A.730 - Consumer reporting agencies: Prohibitions; exemptions. - 1. A consumer reporting agency shall not provide or sell...