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Part 1. General Provisions
33-1-101. Short title - 33-1-101. Short title. This title constitutes the "Montana Insurance Code"....
33-1-102. Compliance required -- exceptions -- health service corporations -- health maintenance organizations -- governmental insurance programs -- service contracts - 33-1-102. Compliance required -- exceptions -- health service corporations --...
33-1-103. Particular provisions prevail - 33-1-103. Particular provisions prevail. Provisions of this code relative to...
33-1-104. Repealed - 33-1-104. Repealed. Sec. 32, Ch. 396, L. 2017. History: En....
33-1-105. and 33-1-106 reserved - 33-1-105 and 33-1-106 reserved.
33-1-107. Repealed - 33-1-107. Repealed. Sec. 12, Ch. 456, L. 2005. History: En....
33-1-108. and 33-1-109 reserved - 33-1-108 and 33-1-109 reserved.
33-1-110. Limitations of provider agreements - 33-1-110. Limitations of provider agreements. (1) Notwithstanding any other provision...
33-1-111. Eligibility requirements of health insurance issuers - 33-1-111. Eligibility requirements of health insurance issuers. (1) As a...
33-1-112. through 33-1-114 reserved - 33-1-112 through 33-1-114 reserved.
33-1-115. Operation of state fund as authorized insurer -- issuance of certificate of authority -- exceptions -- use of calendar year -- risk-based capital -- reporting requirements - 33-1-115. Operation of state fund as authorized insurer -- issuance...
Part 2. Definitions and Insurance Coverages
33-1-201. Definitions -- insurance in general - 33-1-201. Definitions -- insurance in general. For the purposes of...
33-1-202. Definitions -- entities - 33-1-202. Definitions -- entities. For the purposes of this code,...
33-1-203. and 33-1-204 reserved - 33-1-203 and 33-1-204 reserved.
33-1-205. Definitions of kinds of insurance not mutually exclusive - 33-1-205. Definitions of kinds of insurance not mutually exclusive. It...
33-1-206. Casualty insurance - 33-1-206. Casualty insurance. (1) Casualty insurance includes: (a) vehicle insurance,...
33-1-207. Disability insurance - 33-1-207. Disability insurance. (1) Disability insurance, including credit disability insurance,...
33-1-208. Life insurance - 33-1-208. Life insurance. Life insurance, including credit life insurance, is...
33-1-209. Marine protection and indemnity and wet marine insurance - 33-1-209. Marine protection and indemnity and wet marine insurance. (1)...
33-1-210. Property insurance - 33-1-210. Property insurance. Property insurance is insurance on real or...
33-1-211. Surety insurance - 33-1-211. Surety insurance. Surety insurance includes: (1) fidelity insurance, which...
33-1-212. Title insurance - 33-1-212. Title insurance. Title insurance is insurance of owners of...
33-1-213. Repealed - 33-1-213. Repealed. Sec. 73, Ch. 227, L. 2001. History: En....
33-1-214. Mechanical breakdown insurance - 33-1-214. Mechanical breakdown insurance. (1) Mechanical breakdown insurance means a...
33-1-215. Prepaid legal insurance - 33-1-215. Prepaid legal insurance. (1) For the purposes of this...
33-1-216. Involuntary unemployment insurance - 33-1-216. Involuntary unemployment insurance. (1) Involuntary unemployment insurance means insurance...
33-1-217. Gap amount -- gap insurance - 33-1-217. Gap amount -- gap insurance. (1) As used in...
33-1-218. Credit insurances -- definitions - 33-1-218. Credit insurances -- definitions. As used in this code,...
33-1-219. Mortgage insurances -- definitions - 33-1-219. Mortgage insurances -- definitions. (1) "Mortgage" or "mortgage loan"...
33-1-220. Rental car insurance - 33-1-220. Rental car insurance. Rental car insurance is insurance that:...
33-1-221. Nationwide inland marine definition law - 33-1-221. Nationwide inland marine definition law. Sections 33-1-221 through 33-1-229...
33-1-222. Purpose - 33-1-222. Purpose. (1) The purpose of 33-1-221 through 33-1-229 is...
33-1-223. Imports - 33-1-223. Imports. Imports may be covered by marine, inland marine,...
33-1-224. Exports - 33-1-224. Exports. Exports may be covered by marine, inland marine,...
33-1-225. Domestic shipments - 33-1-225. Domestic shipments. Domestic shipments may be covered by marine,...
33-1-226. Instrumentalities of transportation and commerce - 33-1-226. Instrumentalities of transportation and commerce. Bridges, tunnels, and other...
33-1-227. Personal property - 33-1-227. Personal property. Risks generally covered by personal property floaters...
33-1-228. Commercial property - 33-1-228. Commercial property. Risks generally covered by commercial property floaters...
33-1-229. Exceptions - 33-1-229. Exceptions. Unless otherwise permitted, nothing in 33-1-223 through 33-1-229...
33-1-230. through 33-1-234 reserved - 33-1-230 through 33-1-234 reserved.
33-1-235. Disability income insurance - 33-1-235. Disability income insurance. "Disability income insurance" means an individual...
Part 3. Commissioner and Department General Powers and Duties
33-1-301. Insurance department -- control -- appropriations - 33-1-301. Insurance department -- control -- appropriations. (1) The insurance...
33-1-302. Commissioner's seal - 33-1-302. Commissioner's seal. (1) The commissioner must have a seal...
33-1-303. Deputies and assistants -- employment, compensation, and termination - 33-1-303. Deputies and assistants -- employment, compensation, and termination. (1)...
33-1-304. Delegation of authority -- responsibility - 33-1-304. Delegation of authority -- responsibility. (1) The commissioner may...
33-1-305. Conflicts of interest prohibited - 33-1-305. Conflicts of interest prohibited. The commissioner or any deputy,...
33-1-306. Dual contracts permitted - 33-1-306. Dual contracts permitted. As to such matters wherein a...
33-1-307. through 33-1-310 reserved - 33-1-307 through 33-1-310 reserved.
33-1-311. General powers and duties - 33-1-311. General powers and duties. (1) The commissioner shall enforce...
33-1-312. Records and certificates - 33-1-312. Records and certificates. (1) The commissioner shall enter in...
33-1-313. Rules - 33-1-313. Rules. The commissioner may make reasonable rules necessary for...
33-1-314. Orders and notices - 33-1-314. Orders and notices. (1) Orders and notices of the...
33-1-315. Witnesses -- production of records -- subpoena -- failure to respond - 33-1-315. Witnesses -- production of records -- subpoena -- failure...
33-1-316. Testimony compelled -- immunity from prosecution - 33-1-316. Testimony compelled -- immunity from prosecution. (1) A person...
33-1-317. Penalty imposed by commissioner - 33-1-317. Penalty imposed by commissioner. The commissioner may, after having...
33-1-318. Injunctions and other remedies - 33-1-318. Injunctions and other remedies. (1) Whenever it appears to...
Part 4. Examinations by Department
33-1-401. Examination of insurers - 33-1-401. Examination of insurers. (1) The commissioner shall examine the...
33-1-402. Examination of insurance producers, managers, and promoters - 33-1-402. Examination of insurance producers, managers, and promoters. For the...
33-1-403. Repealed - 33-1-403. Repealed. Sec. 71, Ch. 596, L. 1993. History: En....
33-1-404. through 33-1-407 reserved - 33-1-404 through 33-1-407 reserved.
33-1-408. Conduct of examinations -- records -- correction of accounts -- appraisals - 33-1-408. Conduct of examinations -- records -- correction of accounts...
33-1-409. Examination reports -- hearings -- confidentiality -- publication - 33-1-409. Examination reports -- hearings -- confidentiality -- publication. (1)...
33-1-410. Conflict of interest - 33-1-410. Conflict of interest. (1) An examiner may not be...
33-1-411. Destruction of records -- hindrance of examination -- penalty - 33-1-411. Destruction of records -- hindrance of examination -- penalty....
33-1-412. Repealed - 33-1-412. Repealed. Sec. 71, Ch. 596, L. 1993. History: En....
33-1-413. Examination expense -- lien - 33-1-413. Examination expense -- lien. (1) Upon presentation of a...
Part 5. Approval of Forms
33-1-501. Filing of forms -- approval -- review of disapproval or withdrawal of approval -- application - 33-1-501. Filing of forms -- approval -- review of disapproval...
33-1-502. Grounds for disapproval - 33-1-502. Grounds for disapproval. The commissioner shall disapprove any form...
Part 6. Service of Process
33-1-601. Repealed - 33-1-601. Repealed. Sec. 14, Ch. 60, L. 2019. History: En....
33-1-602. Repealed - 33-1-602. Repealed. Sec. 14, Ch. 60, L. 2019. History: En....
33-1-603. Repealed - 33-1-603. Repealed. Sec. 14, Ch. 60, L. 2019. History: En....
33-1-604. Service of process -- domestic insurer - 33-1-604. Service of process -- domestic insurer. (1) Service of...
33-1-605. Service of process -- foreign or alien insurer -- appointment of registered agent - 33-1-605. Service of process -- foreign or alien insurer --...
33-1-606. Service of process by commissioner - 33-1-606. Service of process by commissioner. (1) If a registered...
33-1-607. through 33-1-610 reserved - 33-1-607 through 33-1-610 reserved.
33-1-611. Unauthorized Insurers Process Act -- interpretation - 33-1-611. Unauthorized Insurers Process Act -- interpretation. (1) Sections 33-1-611...
33-1-612. Commissioner -- process agent for unauthorized insurer doing business in state - 33-1-612. Commissioner -- process agent for unauthorized insurer doing business...
33-1-613. Service of process -- criteria mandating designation of commissioner - 33-1-613. Service of process -- criteria mandating designation of commissioner....
33-1-614. Exemptions from service of process provisions - 33-1-614. Exemptions from service of process provisions. Sections 33-1-611 through...
33-1-615. Defense of action by unauthorized insurer - 33-1-615. Defense of action by unauthorized insurer. (1) Before an...
33-1-616. Attorney's fee - 33-1-616. Attorney's fee. In any action against an unauthorized insurer...
Part 7. Hearings and Appeals
33-1-701. Hearings -- discretion -- written demand -- procedure - 33-1-701. Hearings -- discretion -- written demand -- procedure. (1)...
33-1-702. Repealed - 33-1-702. Repealed. Sec. 73, Ch. 227, L. 2001. History: En....
33-1-703. Repealed - 33-1-703. Repealed. Sec. 73, Ch. 227, L. 2001. History: En....
33-1-704. Repealed - 33-1-704. Repealed. Sec. 73, Ch. 227, L. 2001. History: En....
33-1-705. Rehearing - 33-1-705. Rehearing. Upon written request of a party to a...
33-1-706. Repealed - 33-1-706. Repealed. Sec. 73, Ch. 227, L. 2001. History: En....
33-1-707. Administrative or civil action -- statute of limitations - 33-1-707. Administrative or civil action -- statute of limitations. (1)...
33-1-708. through 33-1-710 reserved - 33-1-708 through 33-1-710 reserved.
33-1-711. Appeals of commissioner's order -- stays -- exceptions - 33-1-711. Appeals of commissioner's order -- stays -- exceptions. (1)...
Part 8. Interference With Medical Communications
33-1-801. Definitions - 33-1-801. Definitions. As used in this part, unless the context...
33-1-802. Gag clauses and other action affecting medical communications prohibited -- exceptions - 33-1-802. Gag clauses and other action affecting medical communications prohibited...
33-1-803. Sanction because of medical communication prohibited - 33-1-803. Sanction because of medical communication prohibited. A health carrier...
33-1-804. Civil penalty -- civil action for collection of penalty - 33-1-804. Civil penalty -- civil action for collection of penalty....
Part 11. Jurisdiction of Providers of Health Care Benefits
33-1-1101. Short title - 33-1-1101. Short title. This part may be cited as the...
33-1-1102. Authority and jurisdiction of insurance department - 33-1-1102. Authority and jurisdiction of insurance department. Notwithstanding any other...
33-1-1103. through 33-1-1110 reserved - 33-1-1103 through 33-1-1110 reserved.
33-1-1111. How to show jurisdiction - 33-1-1111. How to show jurisdiction. A person or entity may...
33-1-1112. Subject to state laws - 33-1-1112. Subject to state laws. A person or entity unable...
33-1-1113. Examination - 33-1-1113. Examination. A person or entity which is unable to...
33-1-1114. Disclosure - 33-1-1114. Disclosure. (1) A production agency or administrator that advertises,...
Part 12. Insurance Fraud Protection
33-1-1201. Short title -- purpose - 33-1-1201. Short title -- purpose. (1) This part may be...
33-1-1202. Administrative or civil insurance fraud - 33-1-1202. Administrative or civil insurance fraud. A person commits the...
33-1-1203. Powers and duties of commissioner -- confidentiality of documents - 33-1-1203. Powers and duties of commissioner -- confidentiality of documents....
33-1-1204. Cooperation with law enforcement, licensing authorities, and other fraud agencies - 33-1-1204. Cooperation with law enforcement, licensing authorities, and other fraud...
33-1-1205. Duties of authorized insurers, adjusters, administrators, consultants, and producers -- notice exception - 33-1-1205. Duties of authorized insurers, adjusters, administrators, consultants, and producers...
33-1-1206. Persons not connected with insurance industry -- reward fund - 33-1-1206. Persons not connected with insurance industry -- reward fund....
33-1-1207. through 33-1-1209 reserved - 33-1-1207 through 33-1-1209 reserved.
33-1-1210. Immunity from liability - 33-1-1210. Immunity from liability. (1) In the absence of malice,...
33-1-1211. Administrative or civil penalties - 33-1-1211. Administrative or civil penalties. (1) If, after a hearing...
Part 13. Insurer Insurance Fraud Protection
33-1-1301. Insurance, viatical settlement, medical care discount card, pharmacy discount card, and securities fraud education and prevention program -- definitions - 33-1-1301. Insurance, viatical settlement, medical care discount card, pharmacy discount...
33-1-1302. Insurance, viatical settlement, medical care discount card, and pharmacy discount card administrative or civil fraud -- insurer - 33-1-1302. Insurance, viatical settlement, medical care discount card, and pharmacy...
33-1-1303. Reporting requirements - 33-1-1303. Reporting requirements. (1) An insurer, insurance producer, or other...
33-1-1304. Viatical settlement fraud - 33-1-1304. Viatical settlement fraud. Viatical settlement fraud consists of but...
Part 14. Property and Casualty Actuarial Opinion Act
33-1-1401. Short title - 33-1-1401. Short title. This part may be cited as the...
33-1-1402. Actuarial opinion of reserves and supporting documentation -- definition - 33-1-1402. Actuarial opinion of reserves and supporting documentation -- definition....
33-1-1403. Confidentiality - 33-1-1403. Confidentiality. (1) The statement of actuarial opinion must be...
Part 15. Insurance Fraud Penalties
33-1-1501. No limitation on prosecutions - 33-1-1501. No limitation on prosecutions. Nothing in this part limits...
33-1-1502. Application of criminal law and procedure - 33-1-1502. Application of criminal law and procedure. Unless a rule...
33-1-1503. Statute of limitations - 33-1-1503. Statute of limitations. (1) A prosecution for a felony...
33-1-1504. Criminal insurance fraud - 33-1-1504. Criminal insurance fraud. (1) A person commits the offense...
33-1-1505. Theft of viatical settlement proceeds - 33-1-1505. Theft of viatical settlement proceeds. (1) A person commits...
33-1-1506. Theft of medical care discount card fee - 33-1-1506. Theft of medical care discount card fee. (1) A...
33-1-1507. Theft of pharmacy discount card fee - 33-1-1507. Theft of pharmacy discount card fee. (1) A person...
33-1-1508. Theft of insurance premium - 33-1-1508. Theft of insurance premium. (1) A person commits the...
33-1-1509. License offenses - 33-1-1509. License offenses. (1) A person commits the offense of...
33-1-1510. Surplus lines insurance offenses - 33-1-1510. Surplus lines insurance offenses. (1) A person commits the...
33-1-1511. Failure or refusal to cooperate with commissioner - 33-1-1511. Failure or refusal to cooperate with commissioner. (1) A...
33-1-1512. Records and assets offenses - 33-1-1512. Records and assets offenses. (1) A person commits the...