Montana Code Annotated
Title 31. Credit Transactions and Relationships
Chapter 1. Credit Transactions

31-1-112. Interest rate limitation exemption -- regulated lenders -- merchant finance - 31-1-112. Interest rate limitation exemption -- regulated lenders -- merchant...

31-1-113. Limitation of rule of 78ths - 31-1-113. Limitation of rule of 78ths. The sum of the...

31-1-114. reserved - 31-1-114 reserved.

31-1-115. Issuing credit cards to minors -- collection of debt - 31-1-115. Issuing credit cards to minors -- collection of debt....

31-1-116. Commercial loans -- when written agreement required - 31-1-116. Commercial loans -- when written agreement required. (1) With...

Part 2. Retail Installment Sales

31-1-201. Short title - 31-1-201. Short title. This part may be cited as the...

31-1-202. Definitions -- scope - 31-1-202. Definitions -- scope. (1) Unless the context requires otherwise,...

31-1-203. Notice and opportunity for hearing -- service -- penalties -- exception - 31-1-203. Notice and opportunity for hearing -- service -- penalties...

31-1-204. Waiver - 31-1-204. Waiver. Any waiver of the provisions of this part...

31-1-205. through 31-1-210 reserved - 31-1-205 through 31-1-210 reserved.

31-1-211. Powers of department - 31-1-211. Powers of department. (1) The department may adopt rules...

31-1-212. Investigations and complaints - 31-1-212. Investigations and complaints. (1) The department may make those...

31-1-213. through 31-1-220 reserved - 31-1-213 through 31-1-220 reserved.

31-1-221. Licensing of sales finance companies required - 31-1-221. Licensing of sales finance companies required. (1) A person...

31-1-222. Denial of licenses - 31-1-222. Denial of licenses. Subject to the notice and opportunity...

31-1-223. Department authorized to participate in nationwide licensing system for purposes of licensing sales finance companies -- rulemaking - 31-1-223. Department authorized to participate in nationwide licensing system for...

31-1-224. through 31-1-230 reserved - 31-1-224 through 31-1-230 reserved.

31-1-231. Requirements of retail installment contracts - 31-1-231. Requirements of retail installment contracts. (1) Each retail installment...

31-1-232. Buyer's right of rescission - 31-1-232. Buyer's right of rescission. The seller shall deliver to...

31-1-233. Insurance - 31-1-233. Insurance. (1) The amount, if any, included for insurance...

31-1-234. Transfer of equity -- fee - 31-1-234. Transfer of equity -- fee. A buyer may transfer...

31-1-235. Delinquency fee - 31-1-235. Delinquency fee. (1) The holder of a retail installment...

31-1-236. Notice and receipt of payment - 31-1-236. Notice and receipt of payment. (1) Upon written request...

31-1-237. through 31-1-240 reserved - 31-1-237 through 31-1-240 reserved.

31-1-241. Finance charge limitation - 31-1-241. Finance charge limitation. (1) The finance charge included in...

31-1-242. Refunds on prepayment - 31-1-242. Refunds on prepayment. Notwithstanding any other provision of law...

31-1-243. Refinancing retail installment contract - 31-1-243. Refinancing retail installment contract. The holder of a contract,...

Part 3. Wage Brokers

31-1-301. Wage brokers to procure license and give bond - 31-1-301. Wage brokers to procure license and give bond. No...

31-1-302. Issuance of license -- terms and amount thereof - 31-1-302. Issuance of license -- terms and amount thereof. The...

31-1-303. Wage broker defined - 31-1-303. Wage broker defined. Any person, company, corporation, or association...

31-1-304. Restrictions upon assignment of wages or salary - 31-1-304. Restrictions upon assignment of wages or salary. An assignment...

31-1-305. Interest on loans -- amount and computation - 31-1-305. Interest on loans -- amount and computation. A wage...

31-1-306. Spouse must join in assignment of wages -- acknowledgment - 31-1-306. Spouse must join in assignment of wages -- acknowledgment....

31-1-307. Assignments invalid without notice to employer -- filing assignments - 31-1-307. Assignments invalid without notice to employer -- filing assignments....

31-1-308. Assignment to be considered a loan - 31-1-308. Assignment to be considered a loan. Every purchase by...

31-1-309. Violation -- penalties - 31-1-309. Violation -- penalties. Any person, company, corporation, or association...

31-1-310. When note, instrument, or assignment void - 31-1-310. When note, instrument, or assignment void. Any note, bill,...

Part 4. Pawnbrokers

31-1-401. Interest pawnbrokers may receive -- civil enforcement -- prohibited activities - 31-1-401. Interest pawnbrokers may receive -- civil enforcement -- prohibited...

31-1-402. Pawnbroker to keep register - 31-1-402. Pawnbroker to keep register. (1) Every pawnbroker or junk...

31-1-403. Repealed - 31-1-403. Repealed. Sec. 2, Ch. 344, L. 1993. History: En....

31-1-404. Repealed - 31-1-404. Repealed. Sec. 2, Ch. 344, L. 1993. History: En....

31-1-405. Repealed - 31-1-405. Repealed. Sec. 2, Ch. 344, L. 1993. History: En....

31-1-406. Repealed - 31-1-406. Repealed. Sec. 2, Ch. 344, L. 1993. History: En....

31-1-407. Violation a misdemeanor - 31-1-407. Violation a misdemeanor. A violation of any of the...

Part 5. Retail Sales -- Late Payment Charges

31-1-501. Late payment charges -- accounts receivable for merchandise sold at retail - 31-1-501. Late payment charges -- accounts receivable for merchandise sold...

31-1-502. Periodic statement to be furnished to debtor - 31-1-502. Periodic statement to be furnished to debtor. (1) A...

Part 6. State-Sponsored Credit Card (Repealed)

31-1-601. Repealed - 31-1-601. Repealed. Sec. 2, Ch. 252, L. 1995. History: En....

31-1-602. Repealed - 31-1-602. Repealed. Sec. 2, Ch. 252, L. 1995. History: En....

31-1-603. Repealed - 31-1-603. Repealed. Sec. 2, Ch. 252, L. 1995. History: En....

Part 7. Montana Deferred Deposit Loan Act

31-1-701. Short title - 31-1-701. Short title. This part may be cited as the...

31-1-702. Purpose -- rules -- fees - 31-1-702. Purpose -- rules -- fees. (1) The purpose of...

31-1-703. Definitions - 31-1-703. Definitions. For the purposes of this part, the following...

31-1-704. Scope - 31-1-704. Scope. (1) This part applies to deferred deposit lenders...

31-1-705. License -- application requirements -- business locations - 31-1-705. License -- application requirements -- business locations. (1) A...

31-1-706. License renewal fee - 31-1-706. License renewal fee. (1) A person licensed under 31-1-705...

31-1-707. Denial of license and license renewal - 31-1-707. Denial of license and license renewal. (1) (a) Except...

31-1-708. and 31-1-709 reserved - 31-1-708 and 31-1-709 reserved.

31-1-710. Department authorized to participate in nationwide licensing system for purposes of licensing deferred deposit loan licensees -- rulemaking - 31-1-710. Department authorized to participate in nationwide licensing system for...

31-1-711. Examinations -- fee - 31-1-711. Examinations -- fee. (1) The department may conduct an...

31-1-712. Notice of violation -- administrative hearing -- penalties -- liability - 31-1-712. Notice of violation -- administrative hearing -- penalties --...

31-1-713. Department obligations -- complaints - 31-1-713. Department obligations -- complaints. (1) The department shall maintain,...

31-1-714. Information and annual reports - 31-1-714. Information and annual reports. (1) Each licensee shall keep...

31-1-715. Loan requirements -- right of rescission -- arbitration -- completion of transaction - 31-1-715. Loan requirements -- right of rescission -- arbitration --...

31-1-716. through 31-1-720 reserved - 31-1-716 through 31-1-720 reserved.

31-1-721. Required disclosures -- loan agreement - 31-1-721. Required disclosures -- loan agreement. (1) Before entering into...

31-1-722. Prohibited and permitted fees -- attorney fees and costs - 31-1-722. Prohibited and permitted fees -- attorney fees and costs....

31-1-723. Prohibited acts - 31-1-723. Prohibited acts. A licensee making deferred deposit loans may...

31-1-724. Civil remedies - 31-1-724. Civil remedies. (1) The remedies provided in this section...

31-1-725. Repealed - 31-1-725. Repealed. Sec. 9, Ch. 23, L. 2015. History: En....

31-1-726. Investigations by department -- subpoenas -- oaths -- examination of witnesses and evidence - 31-1-726. Investigations by department -- subpoenas -- oaths -- examination...

31-1-727. Cease and desist orders - 31-1-727. Cease and desist orders. (1) If the department determines...

31-1-728. Injunctions -- receivers - 31-1-728. Injunctions -- receivers. (1) Whenever the department has reason...

31-1-729. Violation of specified federal laws -- rulemaking authority - 31-1-729. Violation of specified federal laws -- rulemaking authority. (1)...

Part 8. Title Loan Act (Repealed)

31-1-801. Repealed - 31-1-801. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-802. Repealed - 31-1-802. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-803. Repealed - 31-1-803. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-804. Repealed - 31-1-804. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-805. Repealed - 31-1-805. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-806. through 31-1-809 reserved - 31-1-806 through 31-1-809 reserved.

31-1-810. Repealed - 31-1-810. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-811. Repealed - 31-1-811. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-812. Repealed - 31-1-812. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-813. Repealed - 31-1-813. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-814. reserved - 31-1-814 reserved.

31-1-815. Repealed - 31-1-815. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-816. Repealed - 31-1-816. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-817. Repealed - 31-1-817. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-818. Repealed - 31-1-818. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-819. Repealed - 31-1-819. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-820. Repealed - 31-1-820. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-821. Repealed - 31-1-821. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-822. Repealed - 31-1-822. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-823. and 31-1-824 reserved - 31-1-823 and 31-1-824 reserved.

31-1-825. Repealed - 31-1-825. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-826. Repealed - 31-1-826. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-827. Repealed - 31-1-827. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-828. Repealed - 31-1-828. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-829. Repealed - 31-1-829. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-830. through 31-1-840 reserved - 31-1-830 through 31-1-840 reserved.

31-1-841. Repealed - 31-1-841. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

31-1-842. Repealed - 31-1-842. Repealed. Sec. 7, Ch. 278, L. 2013. History: En....

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Montana Code Annotated Title 31. Credit Transactions and Relationships Chapter 1. Credit Transactions

Montana Code Annotated
Title 31. Credit Transactions and Relationships
Chapter 1. Credit Transactions