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Section 62S.01 — Definitions. - Subdivision 1. Application. The definitions in this section apply to...
Section 62S.02 — Qualified Long-term Care Insurance Policy. - Subdivision 1. Requirements. A qualified long-term care insurance policy may...
Section 62S.021 — Long-term Care Insurance; Initial Filing. - Subdivision 1. Applicability. This section applies to any long-term care...
Section 62S.03 — Extraterritorial Jurisdiction. - Group long-term care insurance coverage may not be offered to...
Section 62S.04 — Prohibitions. - A long-term care insurance policy may not: (1) be canceled,...
Section 62S.05 — Preexisting Condition. - Subdivision 1. Authorized definition. A long-term care insurance policy or...
Section 62S.06 — Prior Hospitalization Or Institutionalization. - Subdivision 1. Prohibited conditions. A long-term care insurance policy may...
Section 62S.07 — Right To Return; Refund. - Subdivision 1. Right to return. A long-term care insurance applicant...
Section 62S.08 — Coverage Outline. - Subdivision 1. Delivery. An outline of coverage must be delivered...
Section 62S.081 — Required Disclosure Of Rating Practices To Consumers. - Subdivision 1. Application. This section applies as follows: (a) Except...
Section 62S.09 — Certificate Requirements. - Subdivision 1. Content. A certificate issued under a group long-term...
Section 62S.10 — Policy Summary. - Subdivision 1. Delivery. At the time of policy delivery, a...
Section 62S.11 — Monthly Report. - Subdivision 1. Required report. Any time a long-term care benefit,...
Section 62S.12 — Claim Denial. - If a claim under a qualified long-term care insurance contract...
Section 62S.13 — Incontestability Period. - Subdivision 1. Rescission before six months. For a policy or...
Section 62S.14 — Renewability. - Subdivision 1. Guaranteed renewable. A qualified long-term care insurance policy...
Section 62S.15 — Authorized Limitations And Exclusions. - (a) No policy may be delivered or issued for delivery...
Section 62S.16 — Extension Of Benefits. - Termination of long-term care insurance must be without prejudice to...
Section 62S.17 — Continuation Or Conversion. - Subdivision 1. Requirement. Group long-term care insurance shall provide covered...
Section 62S.18 — Discontinuance And Replacement. - Subdivision 1. Required coverage. If a group long-term care policy...
Section 62S.181 — Electronic Enrollment For Group Policies. - Subdivision 1. Employers or labor unions. In the case of...
Section 62S.19 — Unintentional Lapse. - Subdivision 1. Notice before lapse or termination. No individual long-term...
Section 62S.20 — Required Disclosure Provisions. - Subdivision 1. Renewability. (a) Individual long-term care insurance policies must...
Section 62S.21 — Prohibition Against Postclaims Underwriting. - Subdivision 1. Health condition. All applications for long-term care insurance...
Section 62S.22 — Minimum Standards For Home Health And Community Care Benefits. - Subdivision 1. Prohibited limitations. A long-term care insurance policy or...
Section 62S.23 — Requirement To Offer Inflation Protection. - Subdivision 1. Inflation protection feature. (a) No insurer may offer...
Section 62S.24 — Requirements For Application Forms And Replacement Coverage. - Subdivision 1. Required questions. An application form must include the...
Section 62S.25 — Reporting Requirements. - Subdivision 1. Insurer records. Each insurer shall maintain records for...
Section 62S.251 — Reserve Standards. - Subdivision 1. Benefits provided through acceleration of benefits under life...
Section 62S.26 — Loss Ratio. - Subdivision 1. Minimum loss ratio. The minimum loss ratio must...
Section 62S.265 — Premium Rate Schedule Increases. - Subdivision 1. Applicability. (a) Except as provided in paragraph (b),...
Section 62S.266 — Nonforfeiture Benefit Requirement. - Subdivision 1. Applicability. This section does not apply to life...
Section 62S.267 — Standards For Benefit Triggers. - Subdivision 1. Benefit payment determinations. A long-term care insurance policy...
Section 62S.268 — Additional Standards For Benefit Triggers For Qualified Long-term Care Insurance Contracts. - Subdivision 1. Definitions. For purposes of this section, the following...
Section 62S.27 — Filing Requirement. - Before an insurer or similar organization offers group long-term care...
Section 62S.28 — Filing Requirements For Advertising. - Subdivision 1. Advertisement copy. An insurer or other entity providing...
Section 62S.29 — Standards For Marketing. - Subdivision 1. Requirements. An insurer or other entity marketing long-term...
Section 62S.291 — Availability Of New Services Or Providers. - Subdivision 1. Requirement. An insurer shall notify policyholders of the...
Section 62S.292 — Right To Reduce Coverage And Lower Premiums. - Subdivision 1. Required policy or certificate provision. Every long-term care...
Section 62S.30 — Suitability. - Subdivision 1. Standards. Every insurer or other entity marketing long-term...
Section 62S.31 — Requirement To Deliver Shopper's Guide. - Subdivision 1. Shopper's guide. A long-term care insurance shopper's guide...
Section 62S.312 — Consumer Protection Standards For Long-term Care Partnership Policies. - To qualify as a long-term care partnership policy under this...
Section 62S.315 — Producer Training. - The commissioner shall approve producer training requirements in accordance with...
Section 62S.32 — Application. - Subdivision 1. Medicare supplement insurance policy. Medicare supplement insurance policy...
Section 62S.33 — Penalties. - In addition to any other penalties provided by the laws...
Section 62S.34 — Regulatory Flexibility. - The commissioner may, upon written request, issue an order to...