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332-1965-1 - Part 1 (445.1101...445.1111)
Section 445.1101 - Home Improvement Finance Act; Short Title. - Sec. 101. This act shall be known and may be...
Section 445.1102 - Definitions. - Sec. 102. As used in this act, except where the...
Section 445.1111 - Effect of Compliance With Truth in Lending Act. - Sec. 111. Compliance with the requirements of the truth in...
332-1965-2 - Part 2 (445.1201...445.1209)
Section 445.1201 - Home Improvement Installment Contract; Date, Form. - Sec. 201. A home improvement installment contract shall be dated...
Section 445.1202 - Home Improvement Installment Contract; Contents Required. - Sec. 202. A home improvement installment contract shall contain: (a)...
Section 445.1203 - Home Improvement Installment Contract; Additional Required Contents. - Sec. 203. Except as provided in sections 306, 307 and...
Section 445.1204 - Home Improvement Installment Contract; Delivery of Copy to Buyer; Acknowledgment, Form. - Sec. 204. The contractor shall deliver to the buyer at...
Section 445.1204a - Home Improvement Charge Agreement Generally. - Sec. 204a. (1) On or after the effective date of...
Section 445.1204b - Home Improvement Charge Agreement; Time Price Differential; Lien on Buyer's Principal Residence Prohibited; Attorney's Fee. - Sec. 204b. (1) A home improvement charge agreement may provide...
Section 445.1205 - Home Improvement Installment Contract; Statement as to Insurance. - Sec. 205. If the premium paid for group credit life...
Section 445.1206 - Home Improvement Installment Contract and Home Improvement Charge Agreement; Prohibited Provisions. - Sec. 206. (1) A home improvement installment contract or home...
Section 445.1207 - Evidence of Obligation; Holder Subject to Claims and Defenses of Buyer; Limitation on Buyer's Recovery. - Sec. 207. Notwithstanding the provisions of any other law and...
Section 445.1208 - Repealed. 1972, Act 193, Eff. Jan. 1, 1973. - Compiler's Notes: The repealed section pertained to assignments of home...
Section 445.1209 - Home Improvement Installment Contract; Provisions as to Delinquency and Collection Charges, Court Costs and Attorney Fees. - Sec. 209. A home improvement installment contract may provide for...
332-1965-3 - Part 3 (445.1301...445.1309)
Section 445.1301 - Finance Charges. - Sec. 301. (1) The maximum finance charge included in a...
Section 445.1302 - Division of Transaction Prohibited. - Sec. 302. A contractor shall not induce or permit a...
Section 445.1303 - Payment of Contract in Full Before Maturity; Refund Credit. - Sec. 303. (1) Notwithstanding the provisions of a home improvement...
Section 445.1304 - Scheduled Payments; Extension of Due Date; Deferral Charge. - Sec. 304. The holder of a home improvement installment contract,...
Section 445.1305 - Refinancing Payment of Unpaid Balance; Refinance Charge, Computation; Refinancing Agreement, Consolidation of Contracts. - Sec. 305. The holder of a home improvement installment contract,...
Section 445.1306 - Add-on Sales; Optional Contract Provisions; Finance Charges, Insurance. - Sec. 306. A home improvement installment contract may provide that...
Section 445.1307 - Finance Charge; Computation, Maximum Sale. - Sec. 307. Subject to the provisions of section 301, the...
Section 445.1308 - Subsequent Sale; Memorandum, Contents. - Sec. 308. When a subsequent home improvement installment sale is...
Section 445.1309 - Optional Method of Computing Finance Charge. - Sec. 309. Instead of a finance charge computed on the...
332-1965-4 - Part 4 (445.1401...445.1431)
Section 445.1401 - Notice of Assignment of Contract or Agreement. - Sec. 401. Unless the buyer has notice of the actual...
Section 445.1402 - Statement of Payments; Furnished by Holder, Fee. - Sec. 402. At any time after its execution, but not...
Section 445.1403 - Payment in Full; Acknowledgment, Release of Collateral. - Sec. 403. After the payment of all sums for which...
Section 445.1404 - Compensation or Reward for Procurement of Contract or Agreement Prohibited; Giving Tangible Items for Advertising or Sales Promotion Purposes. - Sec. 404. (1) As part of or in connection with...
Section 445.1405 - Criminal Violation of Act by Personnel Deemed Violation by Contractor; Exception. - Sec. 405. A criminal violation of any of the provisions...
Section 445.1406 - Unauthorized Charges. - Sec. 406. A person shall not charge, collect, or receive...
Section 445.1407 - Cash Loans. - Sec. 407. A cash loan shall not directly or indirectly...
Section 445.1409 - Waiver. - Sec. 409. No act, agreement, or statement of a buyer...
Section 445.1410 - Effect of Act as to Prior Contracts. - Sec. 410. This act does not apply to or affect...
Section 445.1421 - Violation of Act; Misdemeanor, Penalty. - Sec. 421. Any person who wilfully violates any provision of...
Section 445.1422 - Violation of Act; Injunction; Violation of Injunction, Civil Penalty. - Sec. 422. (1) The attorney general or the prosecuting attorney...
Section 445.1431 - Effective Date of Act. - Sec. 431. This act shall take effect January 1, 1966....