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Section 445.851 - Retail Installment Sales Act; Short Title. - Sec. 1. This act shall be known and may be...
Section 445.851a - Truth in Lending Act; Effect of Compliance. - Sec. 1a. Compliance with the requirements of the truth in...
Section 445.852 - Definitions. - Sec. 2. As used in this act: (a) "Cash sale...
Section 445.853 - Retail Installment Contract; Requirements; Size; Notice to Buyer; Delivery of Copy; Nondelivery; Provisions; Contents of Contract; Transaction Involving Vehicle; Terms; Statement That Seller Retains Security Interest. - Sec. 3. Each retail installment contract shall be in writing,...
Section 445.854 - Retail Installment Contracts; Single Document Not Required; Sales Slip, Account Book, Other Written Statements. - Sec. 4. A retail installment contract need not be contained...
Section 445.855 - Transactions Negotiated and Entered Into by Mail or Telephone; Applicable Provisions of Act; Memorandum. - Sec. 5. (1) A retail installment transaction negotiated and entered...
Section 445.856 - Retail Installment Contracts; Blank Space; Filling. - Sec. 6. A retail installment contract shall not be signed...
Section 445.857 - Time Price Differential; Limitation; Computation; Minimum Time Price Differential. - Sec. 7. A retail installment contract may provide for, and...
Section 445.858 - Prepayment of Unpaid Balance; Amount of Refund Credit. - Sec. 8. (1) Notwithstanding contrary provisions of a retail installment...
Section 445.859 - Installment Contract or Retail Charge Agreement; Delinquency and Collection Charge. - Sec. 9. The holder of an installment contract or retail...
Section 445.860 - Retail Installment Contracts; Statement of Dates, Payments and Unpaid Balances; Receipt. - Sec. 10. Upon written request of the buyer, the holder...
Section 445.861 - Retail Installment Transactions; Subsequent Purchases; Previous Contracts; Inclusion and Consolidation; New Schedule of Installment Payments. - Sec. 11. (a) If, in a retail installment transaction, a...
Section 445.862 - Retail Charge Agreement; Delivery of Copy to Buyer; Acknowledgment; Blank Spaces; Statement of Time Price Differential; Notice to Buyer; Periodic Statement; Computation of Time Price Differential; Adjustment of Charges; Attorney's F... - Sec. 12. (a) A retail charge agreement shall be in...
Section 445.862a - Submission of Invoice Evidencing Credit Card Sale. - Sec. 12a. If a retail seller elects to accept a...
Section 445.863 - Retail Installment Contracts or Charge Agreements; Insurance Included in Cost; Requirements; Minimum Charges; Refunds. - Sec. 13. (a) If the cost of insurance is included...
Section 445.864 - Retail Installment Contracts or Charge Agreements; Prohibited Provisions; Denial of Application Based on Geographic Location of Residence Prohibited; Permissible Conduct; Exemption; Contract for Financial Services Not Required; Offe... - Sec. 14. (1) Any of the following provisions contained in...
Section 445.865 - Purchase or Acquisition of Retail Installment Contract or Retail Charge Agreement by Assignee; Terms, Conditions, and Price; Evidence of Obligation; Validity of Written Assignment; Notice; Payment to Last Known Holder; Claims and De... - Sec. 15. Notwithstanding the provisions of any other law and...
Section 445.865a - Contracts, Agreements, or Other Transactions Considered Made in State; Offer or Agreement to Sell in State; Acceptance or Offer to Buy in State. - Sec. 15a. (1) For the purposes of this act, a...
Section 445.866 - Waiver of Act as to Buyers' Protection Prohibited. - Sec. 16. No act or agreement of the retail buyer...
Section 445.867 - Violation of Act; Misdemeanor. - Sec. 17. Any person who wilfully and intentionally violates any...
Section 445.868 - Violation of Act; Effect as to Recovery Rights of Seller. - Sec. 18. Any seller who enters into any contract or...
Section 445.869 - Violation of Act; Actions; Penalties. - Sec. 19. (1) The attorney general, the prosecuting attorney for...
Section 445.870 - Violation of Act; Assurance of Discontinuance; Acceptance by Attorney General, Approval of Circuit Court. - Sec. 20. The attorney general, or with his consent a...
Section 445.871 - Violation of Order of Circuit Court; Civil Penalty. - Sec. 21. Any person who violates any order of a...
Section 445.871a - Compliance With Federal Truth-in-Lending Act; Violation as Unintentional and Bona Fide Error; Burden of Proof. - Sec. 21a. A retail seller is not liable for a...
Section 445.872 - Effect of Act as to Prior Contracts. - Sec. 22. The provisions of this act shall not invalidate...
Section 445.873 - Time Price Differential Consisting of Interest on Amount of Unpaid Principal Balance of Contract; Modifications. - Sec. 23. Instead of a time price differential computed on...