Maryland Statutes
Title 12 - Credit Regulations
Subtitle 4 - Secondary Mortgage Loans -- Credit Provisions

Section 12-401 - Definitions - (a) In this subtitle the following words have the meanings...

Section 12-402 - License Required Unless Exempt - A person may not make a loan under this subtitle...

Section 12-402.1 - Applicable Provisions Governing Loans - (a) (1) On or after January 1, 2019, a lender...

Section 12-403 - False Advertising - (a) A person may not advertise directly or indirectly in...

Section 12-403.1 - Discrimination Prohibited - In granting or denying any application for a loan, a...

Section 12-404 - Amount of Loan; Interest; Payment in Installments - (a) A lender may: (1) Make a loan in such...

Section 12-404.1 - Fees, Discounts, Points, etc., Permitted by Mortgage Purchase Programs - Notwithstanding the provisions of §§ 12-404, 12-405(a), and 12-411 of...

Section 12-405 - Permitted Charges - (a) (1) A lender may collect a loan origination fee...

Section 12-406 - Restrictions on Payment of Commissions, Finder's Fees, and Points - (a) Except as permitted by § 12-405(a) of this subtitle,...

Section 12-407 - Duties of Lender - (a) (1) In this section the following words have the...

Section 12-407.1 - Form for Secondary Mortgage Loan; Required Statements; Charges Permissible Under 12-404.1; Compliance With 12-401(i)(3) - (a) The Commissioner shall develop and prepare a form that...

Section 12-408 - Refinancing - A lender may not refinance a loan more often than:...

Section 12-409 - Prohibited Provisions in Instruments Which Evidence or Secure Loan - An instrument which evidences or secures a loan may not...

Section 12-409.1 - Home Buyer's Equity Protection - (a) (1) In this section the following words have the...

Section 12-410 - Insurance - (a) (1) In this section the following words have the...

Section 12-411 - Prohibited Charges - A lender may not directly or indirectly, contract for, charge,...

Section 12-412 - Lender to Comply With Subtitle - A lender may not make or offer to make any...

Section 12-413 - Civil Penalties - Except for a bona fide error of computation, if a...

Section 12-414 - Criminal Penalty - Any lender, his officer or employee and any other person...

Section 12-415 - Short Title - This subtitle may be cited as the Maryland Secondary Mortgage...