Maine Revised Statutes
TITLE 9-A: MAINE CONSUMER CREDIT CODE
Article 3: REGULATION OF AGREEMENTS AND PRACTICES

Part 1: GENERAL PROVISIONS

9-A §3-101. Short title - §3-101. Short title This Article shall be known and may...

9-A §3-102. Scope - §3-102. Scope Parts 2, 3 and 4 of this Article...

Part 2: DISCLOSURE

9-A §3-201. Advertising - §3-201. Advertising 1. No creditor may engage in this State...

9-A §3-202. Entitlement to copy of written agreement - §3-202. Entitlement to copy of written agreement When a written...

9-A §3-203. Notice of assignment - §3-203. Notice of assignment The consumer is authorized to pay...

9-A §3-204. Change in terms of open-end credit accounts - §3-204. Change in terms of open-end credit accounts 1. If...

9-A §3-205. Receipts; statements of account; evidence of payment - §3-205. Receipts; statements of account; evidence of payment 1. The...

9-A §3-206. Notice to cosigners and similar parties - §3-206. Notice to cosigners and similar parties 1. Notice required....

Part 3: LIMITATIONS ON AGREEMENTS AND PRACTICES

9-A §3-301. Security in sales or leases - §3-301. Security in sales or leases 1. With respect to...

9-A §3-302. Cross-collateral - §3-302. Cross-collateral 1. In addition to contracting for a security...

9-A §3-303. Debt secured by cross-collateral - §3-303. Debt secured by cross-collateral 1. If debts arising from...

9-A §3-304. Use of multiple agreements - §3-304. Use of multiple agreements 1. A creditor may not...

9-A §3-305. No assignment of earnings - §3-305. No assignment of earnings 1. A creditor may not...

9-A §3-306. Authorization to confess judgment prohibited - §3-306. Authorization to confess judgment prohibited No agreement for a...

9-A §3-307. Certain negotiable instruments prohibited - §3-307. Certain negotiable instruments prohibited With respect to a consumer...

9-A §3-308. Schedule of payments; balloon payments - §3-308. Schedule of payments; balloon payments With respect to a...

9-A §3-309. Referral sales - §3-309. Referral sales With respect to a consumer credit sale...

9-A §3-310. Variable rate transactions - §3-310. Variable rate transactions 1. In connection with a consumer...

9-A §3-311. Consumer's choice of attorney in residential mortgage transaction - §3-311. Consumer's choice of attorney in residential mortgage transaction Every...

9-A §3-312. Interest to be paid on funds held in escrow - §3-312. Interest to be paid on funds held in escrow...

9-A §3-313. Real estate appraisals; copies - §3-313. Real estate appraisals; copies A creditor that imposes a...

9-A §3-314. Privacy of consumer financial information - §3-314. Privacy of consumer financial information A creditor shall comply...

9-A §3-315. Choice of accounting, tax or attest services provider - §3-315. Choice of accounting, tax or attest services provider A...

9-A §3-316. Real estate settlement procedures - §3-316. Real estate settlement procedures A creditor and its mortgage...

Part 4: LIMITATIONS ON CONSUMER'S LIABILITY

9-A §3-401. Restriction on liability in consumer lease - §3-401. Restriction on liability in consumer lease The obligation of...

9-A §3-402. Limitation on default charges - §3-402. Limitation on default charges 1. The agreement with respect...

9-A §3-403. Assignee subject to defenses - §3-403. Assignee subject to defenses 1. With respect to a...

9-A §3-404. Interlocking loans - §3-404. Interlocking loans 1. A lender who makes a consumer...

9-A §3-404-A. Interlocking leases - §3-404-A. Interlocking leases 1. A lessor who enters into a...

Part 5: HOME SOLICITATION SALES

9-A §3-501. Definition: "Home solicitation sale" - §3-501. Definition: "Home solicitation sale" "Home solicitation sale" means a...

9-A §3-502. Buyer's right to cancel - §3-502. Buyer's right to cancel 1. In addition to any...

9-A §3-503. Form of agreement or offer; statement of buyer's rights - §3-503. Form of agreement or offer; statement of buyer's rights...

9-A §3-503-A. Frozen food contracts (REPEALED) - §3-503-A. Frozen food contracts (REPEALED) SECTION HISTORY PL 1991, c....

9-A §3-504. Restoration of down payment; no retention of cancellation fee - §3-504. Restoration of down payment; no retention of cancellation fee...

9-A §3-505. Duty of buyer; no compensation for services prior to cancellation - §3-505. Duty of buyer; no compensation for services prior to...

9-A §3-506. Limitation - §3-506. Limitation This Part does not apply to any consumer...

9-A §3-507. Violation as unfair trade practice - §3-507. Violation as unfair trade practice Any violation of this...