Indiana Code
Title 24. Trade Regulation
Article 5.5. Mortgage Rescue Protection Fraud

Chapter 1. Application

24-5.5-1-1. Application of Article - Sec. 1. This article does not apply to the following:...

Chapter 2. Definitions

24-5.5-2-1. Application of Definitions - Sec. 1. The definitions in this chapter apply throughout this...

24-5.5-2-2. "Foreclosure Consultant" - Sec. 2. "Foreclosure consultant" means a person who, directly or...

24-5.5-2-3. "Foreclosure Purchaser" - Sec. 3. "Foreclosure purchaser" means a person who purchases real...

24-5.5-2-4. "Foreclosure Reconveyance" - Sec. 4. "Foreclosure reconveyance" means a transaction involving: (1) the...

24-5.5-2-5. "Formal Settlement" - Sec. 5. "Formal settlement" means a face-to-face meeting with a...

24-5.5-2-6. "Homeowner" - Sec. 6. "Homeowner" means a person who holds record title...

Chapter 3. Repealed - Repealed by P.L.68-2010, SEC.5.

Chapter 4. Rescission of Contracts With Foreclosure Consultants and Foreclosure Reconveyance Agreements

24-5.5-4-1. Homeowner's Right to Rescind Foreclosure Consultant Contract and Foreclosure Reconveyance Agreement; Timing - Sec. 1. In addition to any other right under law...

24-5.5-4-2. Notice of Rescission of Foreclosure Consultant Contract - Sec. 2. A homeowner effectively rescinds a contract with a...

24-5.5-4-3. Notice Sent by Mail; Time of Effectiveness; Inconsistent Rescission Requirements - Sec. 3. (a) If a notice of rescission under this...

24-5.5-4-4. Homeowner's Duty to Repay Amounts Advanced Before Rescission - Sec. 4. (a) If a homeowner rescinds a contract with...

24-5.5-4-5. Foreclosure Consultant's Duty to Return Payments Made by Homeowner - Sec. 5. If a homeowner rescinds a contract with a...

Chapter 5. Limitations on Foreclosure Consultants and Foreclosure Reconveyances

24-5.5-5-1. Rebuttable Presumptions; Homeowner's Ability to Pay Upon Reconveyance - Sec. 1. For purposes of this chapter, there is a...

24-5.5-5-2. Foreclosure Consultants; Prohibited Acts - Sec. 2. In addition to any prohibitions that apply under...

24-5.5-5-3. Foreclosure Purchasers; Prohibited Acts - Sec. 3. A foreclosure purchaser may not enter into or...

24-5.5-5-4. Foreclosure Purchasers; Duties to Homeowners - Sec. 4. A foreclosure purchaser shall: (1) ensure that title...

24-5.5-5-5. Foreclosure Purchasers; Unfair Conduct; Prohibited Representations and Acts - Sec. 5. A foreclosure purchaser may not: (1) enter into...

24-5.5-5-6. Foreclosure Purchasers; Accounting to Homeowner After Resale of Property - Sec. 6. A foreclosure purchaser shall make a detailed accounting...

24-5.5-5-7.2. Duty to Retain Records for Three Years - Sec. 7.2. A foreclosure consultant shall retain all records and...

24-5.5-5-8. Foreclosure Consultant Representations - Sec. 8. A foreclosure consultant may not represent to a...

Chapter 6. Enforcement

24-5.5-6-1. Violations; Deceptive Act; Class a Misdemeanor - Sec. 1. A person who knowingly or intentionally violates this...

24-5.5-6-2. Homeowner's Cause of Action; Damages; Attorney's Fees - Sec. 2. (a) A homeowner may bring an action against...

24-5.5-6-3. Attorney's Fees; Treble Damages - Sec. 3. (a) A court may award attorney's fees under...

24-5.5-6-4. Indiana Housing and Community Development Authority; List of Nonprofit Organizations - Sec. 4. (a) The Indiana housing and community development authority...

24-5.5-6-5. Attorney General's Authority to Adopt Rules - Sec. 5. The attorney general may adopt rules under IC...

24-5.5-6-6. Credit Services Organizations Statute Not Preempted - Sec. 6. Except as provided in IC 24-5-15-7(d), this article...