Indiana Code
Article 9. Home Loan Practices
Chapter 4. Additional Prohibitions for High Cost Home Loans

24-9-4-0.1. Chapter Not Applicable to Loans Made Before January 1, 2005 - Sec. 0.1. Notwithstanding the addition of IC 24-9-3 and this...

24-9-4-1. Limitations and Prohibited Practices - Sec. 1. The following additional limitations and prohibited practices apply...

24-9-4-2. Points and Fees Charged in Certain Refinance Transactions; Evasive Division of Home Loans Prohibited - Sec. 2. A creditor may not knowingly or intentionally: (1)...

24-9-4-3. Balloon Payments - Sec. 3. Notwithstanding IC 24-4.5-3-402, a high cost home loan...

24-9-4-4. Payment Terms; Collection of Interest Due - Sec. 4. (a) Except as provided in subsection (b), a...

24-9-4-5. Acceleration After Default - Sec. 5. A high cost home loan may not contain...

24-9-4-6. Consolidated Periodic Payments Paid From Loan Proceeds - Sec. 6. A high cost home loan may not include...

24-9-4-7. Counseling Agency Contact Information - Sec. 7. A creditor may not make a high cost...

24-9-4-8. Repayment Ability; Commercially Reasonable Practices to Determine Debt to Income Ratio - Sec. 8. (a) A creditor may not make a high...

24-9-4-9. Payments to Home Improvement Contractors - Sec. 9. A creditor may not pay a contractor under...

24-9-4-10. Modification, Renewal, Extension, Amendment, or Deferral of Loan Terms; Fees and Charges Prohibited - Sec. 10. A creditor may not charge a borrower any...

24-9-4-11. Notice to Borrower - Sec. 11. A creditor may not make a high cost...

24-9-4-12. High Cost Home Loan Agreements; Unconscionable and Void Provisions - Sec. 12. Without regard to whether a borrower is acting...