Idaho Code
Title 41 - INSURANCE
Chapter 18 - THE INSURANCE CONTRACT

Section 41-1801 - SCOPE OF CHAPTER. - 41-1801. SCOPE OF CHAPTER. This chapter applies as to all...

Section 41-1802 - “POLICY” DEFINED. - 41-1802. "POLICY" DEFINED. "Policy" means the written contract of or...

Section 41-1803 - “PREMIUM” DEFINED. - 41-1803. "PREMIUM" DEFINED. "Premium" is the consideration for insurance by...

Section 41-1804 - INSURABLE INTEREST — PERSONAL INSURANCE. - 41-1804. INSURABLE INTEREST — PERSONAL INSURANCE. (1) Any individual of...

Section 41-1805 - LIFE INSURANCE FOR BENEFIT OF CERTAIN INSTITUTIONS. - 41-1805. LIFE INSURANCE FOR BENEFIT OF CERTAIN INSTITUTIONS. (1) Contracts...

Section 41-1806 - INSURABLE INTEREST — PROPERTY. - 41-1806. INSURABLE INTEREST — PROPERTY. (1) No contract of insurance...

Section 41-1807 - POWER TO CONTRACT — PURCHASE OF INSURANCE BY MINORS. - 41-1807. POWER TO CONTRACT — PURCHASE OF INSURANCE BY MINORS....

Section 41-1808 - APPLICATION REQUIRED — LIFE AND DISABILITY INSURANCE. - 41-1808. APPLICATION REQUIRED — LIFE AND DISABILITY INSURANCE. No life...

Section 41-1809 - ALTERATION OF APPLICATION — LIFE AND DISABILITY INSURANCE. - 41-1809. ALTERATION OF APPLICATION — LIFE AND DISABILITY INSURANCE. No...

Section 41-1810 - APPLICATION AS EVIDENCE. - 41-1810. APPLICATION AS EVIDENCE. (1) No application for the issuance...

Section 41-1811 - REPRESENTATIONS IN APPLICATIONS. - 41-1811. REPRESENTATIONS IN APPLICATIONS. All statements and descriptions in any...

Section 41-1812 - FILING, USE AND DISAPPROVAL OF FORMS. - 41-1812. FILING, USE AND DISAPPROVAL OF FORMS. (1) No basic...

Section 41-1813 - GROUNDS FOR DISAPPROVAL. - 41-1813. GROUNDS FOR DISAPPROVAL. The director shall disapprove any form...

Section 41-1814 - STANDARD PROVISIONS IN GENERAL. - 41-1814. STANDARD PROVISIONS IN GENERAL. (1) Insurance contracts shall contain...

Section 41-1815 - CONTENTS OF POLICIES IN GENERAL. - 41-1815. CONTENTS OF POLICIES IN GENERAL. (1) Every policy shall...

Section 41-1816 - ASSESSMENT POLICIES — SPECIAL CONTENTS. - 41-1816. ASSESSMENT POLICIES — SPECIAL CONTENTS. Every policy delivered or...

Section 41-1817 - ADDITIONAL POLICY CONTENTS. - 41-1817. ADDITIONAL POLICY CONTENTS. A policy may contain additional provisions...

Section 41-1818 - CHARTER AND BY-LAW PROVISIONS. - 41-1818. CHARTER AND BY-LAW PROVISIONS. No policy shall contain any...

Section 41-1819 - EXECUTION OF POLICIES. - 41-1819. EXECUTION OF POLICIES. (1) Every insurance policy shall be...

Section 41-1820 - UNDERWRITERS’ AND COMBINATION POLICIES. - 41-1820. UNDERWRITERS’ AND COMBINATION POLICIES. (1) Two (2) or more...

Section 41-1821 - VALIDITY AND CONSTRUCTION OF NONCOMPLYING FORMS. - 41-1821. VALIDITY AND CONSTRUCTION OF NONCOMPLYING FORMS. (1) A policy...

Section 41-1822 - CONSTRUCTION OF POLICIES. - 41-1822. CONSTRUCTION OF POLICIES. Every insurance contract shall be construed...

Section 41-1823 - BINDERS. - 41-1823. BINDERS. (1) Binders or other contracts for temporary insurance...

Section 41-1824 - DELIVERY OF POLICY. - 41-1824. DELIVERY OF POLICY. (1) Subject to the insurer’s requirements...

Section 41-1825 - RENEWAL BY CERTIFICATE. - 41-1825. RENEWAL BY CERTIFICATE. Any insurance policy terminating by its...

Section 41-1826 - ASSIGNMENT OF POLICIES. - 41-1826. ASSIGNMENT OF POLICIES. A policy may be assignable or...

Section 41-1827 - RIGHT TO INSPECT POLICIES IN FORCE. - 41-1827. RIGHT TO INSPECT POLICIES IN FORCE. The director shall...

Section 41-1828 - PAYMENT DISCHARGES INSURER — PAYMENT TO MARITAL COMMUNITY. - 41-1828. PAYMENT DISCHARGES INSURER — PAYMENT TO MARITAL COMMUNITY. (1)...

Section 41-1830 - NOTICE OF LAPSE OR TERMINATION OF INDIVIDUAL LIFE INSURANCE. - 41-1830. NOTICE OF LAPSE OR TERMINATION OF INDIVIDUAL LIFE INSURANCE....

Section 41-1831 - FORMS FOR PROOF OF LOSS TO BE FURNISHED. - 41-1831. FORMS FOR PROOF OF LOSS TO BE FURNISHED. An...

Section 41-1832 - CLAIMS ADMINISTRATION NOT WAIVER. - 41-1832. CLAIMS ADMINISTRATION NOT WAIVER. Without limitation of any right...

Section 41-1833 - EXEMPTION OF PROCEEDS — LIFE INSURANCE. - 41-1833. EXEMPTION OF PROCEEDS — LIFE INSURANCE. (1) If a...

Section 41-1834 - EXEMPTION OF PROCEEDS — DISABILITY INSURANCE. - 41-1834. EXEMPTION OF PROCEEDS — DISABILITY INSURANCE. Except as may...

Section 41-1835 - EXEMPTION OF PROCEEDS — GROUP INSURANCE. - 41-1835. EXEMPTION OF PROCEEDS — GROUP INSURANCE. (1) A policy...

Section 41-1836 - EXEMPTION OF PROCEEDS — ANNUITY CONTRACTS — ASSIGNABILITY OF RIGHTS. - 41-1836. EXEMPTION OF PROCEEDS — ANNUITY CONTRACTS — ASSIGNABILITY OF...

Section 41-1837 - RETURN OF UNEARNED PREMIUMS ON DESTRUCTION OF PROPERTY. - 41-1837. RETURN OF UNEARNED PREMIUMS ON DESTRUCTION OF PROPERTY. In...

Section 41-1838 - VENUE OF SUITS AGAINST INSURERS. - 41-1838. VENUE OF SUITS AGAINST INSURERS. Suit upon causes of...

Section 41-1839 - ALLOWANCE OF ATTORNEY’S FEES IN SUITS AGAINST OR IN ARBITRATION WITH INSURERS. - 41-1839. ALLOWANCE OF ATTORNEY’S FEES IN SUITS AGAINST OR IN...

Section 41-1840 - PREPAYMENT OF CLAIMS. - 41-1840. PREPAYMENT OF CLAIMS. (1) No payment or payments made...

Section 41-1841 - BLOCK CANCELLATIONS AND BLOCK NONRENEWALS — NOTICE TO DIRECTOR REQUIRED. - 41-1841. BLOCK CANCELLATIONS AND BLOCK NONRENEWALS — NOTICE TO DIRECTOR...

Section 41-1842 - COMMERCIAL INSURANCE — CANCELLATION — NONRENEWAL. - 41-1842. COMMERCIAL INSURANCE — CANCELLATION — NONRENEWAL. (1) Applicability. The...

Section 41-1843 - INSURANCE RATES AND CREDIT RATING. - 41-1843. INSURANCE RATES AND CREDIT RATING. (1) No insurer regulated...

Section 41-1844 - PRESCRIPTION DRUG BENEFIT RESTRICTIONS PROHIBITED. - 41-1844. PRESCRIPTION DRUG BENEFIT RESTRICTIONS PROHIBITED. (1) A group policy...

Section 41-1845 - RECREATIONAL-RELATED ACTIVITIES. - 41-1845. RECREATIONAL-RELATED ACTIVITIES. (1) No company providing health insurance benefits...

Section 41-1846 - HEALTH CARE POLICIES — APPLICABILITY — REQUIREMENT. - 41-1846. HEALTH CARE POLICIES — APPLICABILITY — REQUIREMENT. (1) An...

Section 41-1847 - ASSIGNMENT OF HEALTH INSURANCE CONTRACTS. - 41-1847. ASSIGNMENT OF HEALTH INSURANCE CONTRACTS. (1) No insurer, as...

Section 41-1848 - LEGISLATIVE FINDINGS AND PURPOSE — COVERAGE FOR ABORTIONS IN STATE EXCHANGE PROHIBITED. - 41-1848. LEGISLATIVE FINDINGS AND PURPOSE — COVERAGE FOR ABORTIONS IN...

Section 41-1849 - CONTRACTS WITH PROVIDERS OF DENTAL SERVICES. - 41-1849. CONTRACTS WITH PROVIDERS OF DENTAL SERVICES. (1) No person...

Section 41-1850 - CERTIFICATES OF INSURANCE. - 41-1850. CERTIFICATES OF INSURANCE. (1) For purposes of this section,...

Section 41-1851 - ELECTRONIC NOTICES AND DOCUMENTS. - 41-1851. ELECTRONIC NOTICES AND DOCUMENTS. (1) In this section, the...

Section 41-1852 - DISCRIMINATION AGAINST LIVING ORGAN DONORS PROHIBITED. - 41-1852. DISCRIMINATION AGAINST LIVING ORGAN DONORS PROHIBITED. (1) For purposes...