Idaho Code
Title 28 - COMMERCIAL TRANSACTIONS
Chapter 43 - REGULATION OF AGREEMENTS AND PRACTICES

Part 1 - GENERAL PROVISIONS

Section 28-43-101 - SHORT TITLE. - 28-43-101. SHORT TITLE. This chapter shall be known and may...

Part 2 - DISCLOSURE

Section 28-43-201 - COMPLIANCE WITH FEDERAL CONSUMER CREDIT PROTECTION ACT. - 28-43-201. COMPLIANCE WITH FEDERAL CONSUMER CREDIT PROTECTION ACT. A person...

Section 28-43-202 - NOTICE OF ASSIGNMENT. - 28-43-202. NOTICE OF ASSIGNMENT. A debtor may pay the original...

Section 28-43-203 - CHANGE IN TERMS OF OPEN-END CONSUMER CREDIT ACCOUNTS. - 28-43-203. CHANGE IN TERMS OF OPEN-END CONSUMER CREDIT ACCOUNTS. Whether...

Section 28-43-204 - RECEIPTS — STATEMENTS OF ACCOUNT — EVIDENCE OF PAYMENT. - 28-43-204. RECEIPTS — STATEMENTS OF ACCOUNT — EVIDENCE OF PAYMENT....

Section 28-43-205 - FORM OF INSURANCE PREMIUM LOAN AGREEMENT. - 28-43-205. FORM OF INSURANCE PREMIUM LOAN AGREEMENT. An agreement pursuant...

Part 3 - LIMITATIONS ON AGREEMENTS AND PRACTICES IN REGULATED CONSUMER CREDIT TRANSACTIONS

Section 28-43-301 - SECURITY IN SALES. - 28-43-301. SECURITY IN SALES. (1) With respect to a regulated...

Section 28-43-302 - CROSS-COLLATERAL. - 28-43-302. CROSS-COLLATERAL. (1) In addition to contracting for a security...

Section 28-43-303 - DEBT SECURED BY CROSS-COLLATERAL. - 28-43-303. DEBT SECURED BY CROSS-COLLATERAL. (1) If debts arising from...

Section 28-43-304 - NO ASSIGNMENT OF EARNINGS. - 28-43-304. NO ASSIGNMENT OF EARNINGS. (1) A creditor may not...

Section 28-43-305 - AUTHORIZATION TO CONFESS JUDGMENT PROHIBITED. - 28-43-305. AUTHORIZATION TO CONFESS JUDGMENT PROHIBITED. A debtor may not...

Section 28-43-306 - CERTAIN NEGOTIABLE INSTRUMENTS PROHIBITED. - 28-43-306. CERTAIN NEGOTIABLE INSTRUMENTS PROHIBITED. With respect to a regulated...

Section 28-43-307 - BALLOON PAYMENTS. - 28-43-307. BALLOON PAYMENTS. (1) Except as provided in subsection (2)...

Section 28-43-308 - REFERRAL SALES. - 28-43-308. REFERRAL SALES. With respect to a regulated consumer credit...

Section 28-43-309 - RESTRICTIONS ON INTEREST IN LAND AS SECURITY. - 28-43-309. RESTRICTIONS ON INTEREST IN LAND AS SECURITY. With respect...

Section 28-43-310 - REGULAR SCHEDULE OF PAYMENTS — MAXIMUM LOAN TERM. - 28-43-310. REGULAR SCHEDULE OF PAYMENTS — MAXIMUM LOAN TERM. Regulated...

Section 28-43-311 - LIMITATION ON ATTORNEY FEES. - 28-43-311. LIMITATION ON ATTORNEY FEES. With respect to a regulated...

Section 28-43-312 - ATTORNEY’S FEES. - 28-43-312. ATTORNEY’S FEES. Except as provided by the provisions on...

Part 4 - HOME SOLICITATION SALES

Section 28-43-401 - HOME SOLICITATION SALE DEFINED. - 28-43-401. HOME SOLICITATION SALE DEFINED. "Home solicitation sale" means a...

Section 28-43-402 - BUYER’S RIGHT TO CANCEL. - 28-43-402. BUYER’S RIGHT TO CANCEL. (1) In addition to any...

Section 28-43-403 - FORM OF AGREEMENT OR OFFER — STATEMENT OF BUYER’S RIGHTS. - 28-43-403. FORM OF AGREEMENT OR OFFER — STATEMENT OF BUYER’S...

Section 28-43-404 - RESTORATION OF DOWN PAYMENT. - 28-43-404. RESTORATION OF DOWN PAYMENT. (1) Within ten (10) days...

Section 28-43-405 - DUTY OF BUYER — NO COMPENSATION FOR SERVICES BEFORE CANCELLATION. - 28-43-405. DUTY OF BUYER — NO COMPENSATION FOR SERVICES BEFORE...