Idaho Code
Title 26 - BANKS AND BANKING
Chapter 31 - IDAHO RESIDENTIAL MORTGAGE PRACTICES ACT

Section 26-31-103 - DIRECTOR’S AUTHORITY UNDER THE NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY. - 26-31-103. DIRECTOR’S AUTHORITY UNDER THE NATIONWIDE MORTGAGE LICENSING SYSTEM AND...

Section 26-31-104 - BORROWER’S REMEDIES NOT AFFECTED. - 26-31-104. BORROWER’S REMEDIES NOT AFFECTED. The grant of powers to...

Section 26-31-105 - RELATIONSHIP TO OTHER LAWS. - 26-31-105. RELATIONSHIP TO OTHER LAWS. (1) All political subdivisions of...

Section 26-31-106 - FUNDS COLLECTED UNDER THIS CHAPTER. - 26-31-106. FUNDS COLLECTED UNDER THIS CHAPTER. Except as provided in...

Section 26-31-107 - CHARGES FOR PARTICIPATION IN THE NMLSR. - 26-31-107. CHARGES FOR PARTICIPATION IN THE NMLSR. Mortgage brokers, mortgage...

Section 26-31-108 - REPORT TO NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY. - 26-31-108. REPORT TO NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY. The...

Section 26-31-109 - MORTGAGE RECOVERY FUND. - 26-31-109. MORTGAGE RECOVERY FUND. (1) There is hereby created in...

Section 26-31-110 - FUNDING. - 26-31-110. FUNDING. (1) Upon application for a mortgage broker, mortgage...

Section 26-31-111 - STATUTE OF LIMITATIONS. - 26-31-111. STATUTE OF LIMITATIONS. The filing of a verified claim...

Section 26-31-112 - PROCEDURE FOR RECOVERY. - 26-31-112. PROCEDURE FOR RECOVERY. (1) A person who obtains against...

Section 26-31-113 - RECOVERY LIMITS. - 26-31-113. RECOVERY LIMITS. (1) A person entitled to receive payment...

Section 26-31-114 - REVOCATION OF LICENSE FOR PAYMENT FROM MORTGAGE RECOVERY FUND. - 26-31-114. REVOCATION OF LICENSE FOR PAYMENT FROM MORTGAGE RECOVERY FUND....

Part 2 - PROVISIONS APPLICABLE TO MORTGAGE BROKERS AND MORTGAGE LENDERS

Section 26-31-201 - DEFINITIONS. - 26-31-201. DEFINITIONS. As used in this part and in rules...

Section 26-31-202 - EXEMPTIONS. - 26-31-202. EXEMPTIONS. The provisions of this part do not apply...

Section 26-31-203 - UNLAWFUL ACTS. - 26-31-203. UNLAWFUL ACTS. (1) Any person, except a person exempt...

Section 26-31-204 - POWERS AND DUTIES OF DIRECTOR. - 26-31-204. POWERS AND DUTIES OF DIRECTOR. In addition to any...

Section 26-31-205 - REMEDIES AVAILABLE TO THE DEPARTMENT. - 26-31-205. REMEDIES AVAILABLE TO THE DEPARTMENT. (1) Whenever it appears...

Section 26-31-206 - LICENSE TO DO BUSINESS AS A MORTGAGE BROKER OR MORTGAGE LENDER. - 26-31-206. LICENSE TO DO BUSINESS AS A MORTGAGE BROKER OR...

Section 26-31-207 - REVOCATION OR SUSPENSION OF LICENSE. - 26-31-207. REVOCATION OR SUSPENSION OF LICENSE. (1) If the department...

Section 26-31-208 - RECORDS — REPORTS — RENEWAL AND REINSTATEMENT OF LICENSE. - 26-31-208. RECORDS — REPORTS — RENEWAL AND REINSTATEMENT OF LICENSE....

Section 26-31-209 - EXAMINATION AND INVESTIGATIONS. - 26-31-209. EXAMINATION AND INVESTIGATIONS. (1) The director shall examine periodically...

Section 26-31-210 - RESTRICTIONS ON FEES AND CHARGES. - 26-31-210. RESTRICTIONS ON FEES AND CHARGES. (1) A person subject...

Section 26-31-211 - PROHIBITED PRACTICES OF MORTGAGE BROKERS AND MORTGAGE LENDERS. - 26-31-211. PROHIBITED PRACTICES OF MORTGAGE BROKERS AND MORTGAGE LENDERS. No...

Section 26-31-212 - RESERVE ACCOUNTS. - 26-31-212. RESERVE ACCOUNTS. (1) A mortgage lender shall, conspicuously and...

Section 26-31-213 - ANNUAL STATEMENTS. - 26-31-213. ANNUAL STATEMENTS. (1) A mortgage lender shall deliver to...

Section 26-31-214 - NOTICE OF TRANSFER. - 26-31-214. NOTICE OF TRANSFER. Except as otherwise provided for in...

Part 3 - PROVISIONS APPLICABLE TO MORTGAGE LOAN ORIGINATORS

Section 26-31-301 - TITLE. - 26-31-301. TITLE. This part 3 of the chapter may be...

Section 26-31-302 - PURPOSE OF THIS PART. - 26-31-302. PURPOSE OF THIS PART. (1) The activities of mortgage...

Section 26-31-303 - DEFINITIONS. - 26-31-303. DEFINITIONS. For purposes of this part, the following definitions...

Section 26-31-304 - LICENSE AND REGISTRATION REQUIRED — EXEMPTIONS. - 26-31-304. LICENSE AND REGISTRATION REQUIRED — EXEMPTIONS. (1) Unless specifically...

Section 26-31-305 - LICENSE AND REGISTRATION APPLICATION. - 26-31-305. LICENSE AND REGISTRATION APPLICATION. (1) Applicants for a license...

Section 26-31-306 - ISSUANCE OF LICENSE — LICENSE NOT ASSIGNABLE OR TRANSFERABLE — INACTIVE LICENSE STATUS. - 26-31-306. ISSUANCE OF LICENSE — LICENSE NOT ASSIGNABLE OR TRANSFERABLE...

Section 26-31-307 - PRELICENSING AND RELICENSING EDUCATION OF MORTGAGE LOAN ORIGINATORS. - 26-31-307. PRELICENSING AND RELICENSING EDUCATION OF MORTGAGE LOAN ORIGINATORS. (1)...

Section 26-31-308 - TESTING OF MORTGAGE LOAN ORIGINATORS. - 26-31-308. TESTING OF MORTGAGE LOAN ORIGINATORS. (1) All individuals seeking...

Section 26-31-309 - LICENSE RENEWAL AND REINSTATEMENT REQUIREMENTS. - 26-31-309. LICENSE RENEWAL AND REINSTATEMENT REQUIREMENTS. (1) The minimum standards...

Section 26-31-310 - CONTINUING EDUCATION FOR MORTGAGE LOAN ORIGINATORS. - 26-31-310. CONTINUING EDUCATION FOR MORTGAGE LOAN ORIGINATORS. (1) In order...

Section 26-31-311 - AUTHORITY TO REQUIRE LICENSE AND REGISTRATION. - 26-31-311. AUTHORITY TO REQUIRE LICENSE AND REGISTRATION. In addition to...

Section 26-31-312 - NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY INFORMATION CHALLENGE PROCESS. - 26-31-312. NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY INFORMATION CHALLENGE PROCESS....

Section 26-31-313 - ENFORCEMENT AUTHORITY, VIOLATIONS AND PENALTIES. - 26-31-313. ENFORCEMENT AUTHORITY, VIOLATIONS AND PENALTIES. (1) In order to...

Section 26-31-314 - REMEDIES AVAILABLE TO THE DEPARTMENT. - 26-31-314. REMEDIES AVAILABLE TO THE DEPARTMENT. (1) If the director...

Section 26-31-315 - CONFIDENTIALITY. - 26-31-315. CONFIDENTIALITY. In order to promote effective regulation and reduce...

Section 26-31-316 - INVESTIGATION AND EXAMINATION AUTHORITY. - 26-31-316. INVESTIGATION AND EXAMINATION AUTHORITY. In addition to any authority...

Section 26-31-317 - PROHIBITED ACTS AND PRACTICES. - 26-31-317. PROHIBITED ACTS AND PRACTICES. It is a violation of...

Section 26-31-318 - UNLAWFUL ACTS. - 26-31-318. UNLAWFUL ACTS. Any person, not exempt under the provisions...

Section 26-31-319 - NONFEDERALLY INSURED CREDIT UNIONS. - 26-31-319. NONFEDERALLY INSURED CREDIT UNIONS. Nonfederally insured credit unions which...

Section 26-31-320 - UNIQUE IDENTIFIER DISCLOSURE. - 26-31-320. UNIQUE IDENTIFIER DISCLOSURE. The unique identifier of any person...

Section 26-31-321 - SEVERABILITY. - 26-31-321. SEVERABILITY. The provisions of this act are hereby declared...

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Idaho Code Title 26 - BANKS AND BANKING Chapter 31 - IDAHO RESIDENTIAL MORTGAGE PRACTICES ACT

Idaho Code
Title 26 - BANKS AND BANKING
Chapter 31 - IDAHO RESIDENTIAL MORTGAGE PRACTICES ACT