Florida Statutes
Title XXXIII - Regulation of Trade, Commerce, Investments, and Solicitations
Chapter 516 - Consumer Finance

516.001 - Short Title. - History.—s. 1, ch. 73-192; s. 2, ch. 81-318; ss. 16,...

516.01 - Definitions. - (1) “Consumer finance borrower” or “borrower” means a person who...

516.02 - Loans; Lines of Credit; Rate of Interest; License. - (1) A person must not engage in the business of...

516.03 - Application for License; Fees; Etc. - (1) APPLICATION.—Application for a license to make loans under this...

516.031 - Finance Charge; Maximum Rates. - (1) INTEREST RATES.—A licensee may lend any sum of money...

516.035 - Rate of Interest Upon Default. - History.—s. 1, ch. 79-59; s. 2, ch. 81-318; s. 5,...

516.05 - License. - (1) Upon the filing of an application for a license...

516.07 - Grounds for Denial of License or for Disciplinary Action. - (1) The following acts are violations of this chapter and...

516.11 - Investigations and Complaints. - (1) The office shall, at intermittent periods, make such investigations...

516.12 - Records to Be Kept by Licensee. - (1) The licensee shall keep and use in her or...

516.15 - Duties of Licensee. - (1) Deliver to the borrower at the time a loan...

516.16 - Confession of Judgment; Power of Attorney; Contents of Notes and Security. - History.—s. 15, ch. 10177, 1925; CGL 4013; s. 2, ch....

516.17 - Assignment of Wages, etc., Given to Secure Loans. - History.—s. 16, ch. 10177, 1925; CGL 4014; s. 1, ch....

516.19 - Penalties. - History.—s. 18, ch. 10177, 1925; CGL 7880; s. 487, ch....

516.21 - Restriction of Borrower’s Indebtedness. - History.—s. 8, ch. 20728, 1941; s. 12, ch. 57-201; s....

516.22 - Rules; Certified Copies. - (1) RULES.—The commission may adopt rules pursuant to ss. 120.536(1)...

516.221 - Liability When Acting Upon Order, Declaratory Statement, or Rule. - History.—s. 1, ch. 78-242; s. 2, ch. 81-318; ss. 16,...

516.23 - Subpoenas; Enforcement Actions; Rules. - (1) The office may issue and serve subpoenas to compel...

516.26 - Purchase or Assignment of Wages, Salaries, Etc. - History.—s. 1, ch. 20209, 1941; s. 14, ch. 57-201; s....

516.27 - Preexisting Contracts. - History.—s. 15, ch. 57-201; s. 2, ch. 81-318; ss. 16,...

516.31 - Consumer Protection; Certain Negotiable Instruments Restricted; Assigns Subject to Defenses; Limitation on Deficiency Claims; Cross Collateral. - (1) SCOPE.—This section applies to every consumer finance loan or...

516.32 - Consumer Credit Counseling. - (1) Assist and educate individual consumers as to money management....

516.33 - Public Disclosures. - History.—s. 12, ch. 73-192; s. 2, ch. 81-318; ss. 16,...

516.35 - Credit Insurance Must Comply With Credit Insurance Act. - (1) Tangible property offered as security may be reasonably insured...

516.36 - Installment Requirement. - History.—s. 12, ch. 73-192; s. 2, ch. 81-318; s. 6,...