District of Columbia Code
Title 28 - Commercial Instruments and Transactions. [Enacted title]
Chapter 38 - Consumer Protections

Subchapter I - General

§ 28–3801. Scope — Limitation on agreements and practices - This subchapter applies to actions to enforce rights arising from...

§ 28–3802. Definitions - As used in this chapter — (1) “revolving credit account”...

§ 28–3803. Balloon payments - With respect to a consumer credit sale or direct installment...

§ 28–3804. Assignment of earnings and authorization to confess judgment prohibited - (a) A creditor may not take an assignment of earnings...

§ 28–3805. Debts secured by cross-collateral - (a) If debts arising from two or more consumer credit...

§ 28–3806. Attorney’s fees - With respect to a consumer credit sale or direct installment...

§ 28–3807. Negotiable instruments prohibited - (a) In a consumer credit sale, no seller shall take...

§ 28–3808. Assignees subject to defenses - (a) With respect to a consumer credit sale, an assignee...

§ 28–3809. Lender subject to defenses arising from sales - (a) A lender who makes a direct installment loan for...

§ 28–3810. Referral sales - With respect to a consumer credit sale, the seller or...

§ 28–3811. Home solicitation sales - (a) As used in this section, “home solicitation sale” means...

§ 28–3812. Limitation on creditors’ remedies - (a) This section applies to actions or other proceedings to...

§ 28–3813. Consumers’ remedies - (a) The remedies provided by this section shall be liberally...

§ 28–3814. Debt collection - (a) This section applies to conduct and practices in connection...

§ 28–3815. Administrative enforcement - (a) As used in this section — (1) “Commissioner” [“Mayor”]...

§ 28–3816. Inconsistent laws: What law governs - If any provision of law or regulation promulgated thereunder is...

§ 28–3817. Health spa sales - (a) As used in this section, the term — (1)...

§ 28–3818. Layaway plans - (a) Definitions. — As used in this section the term:...

§ 28–3819. Rental housing locators - (a) Definitions. — As used in this section the term...

Subchapter II - Consumer Security Breach Notification

§ 28–3851. Definitions - For purposes of this subchapter, the term: (1)(A) "Breach of...

§ 28–3852. Notification of security breach - (a) Any person or entity who conducts business in the...

§ 28–3852.01. Security requirements - (a) To protect personal information from unauthorized access, use, modification,...

§ 28–3852.02. Remedies - When a person or entity experiences a breach of the...

§ 28–3852.03. Rulemaking - The Attorney General for the District of Columbia, pursuant to...

§ 28–3853. Enforcement - (a) [Repealed]. (b) A violation of this subchapter, or any...

Subchapter III - Consumer Security Freeze

§ 28–3861. Definitions - For the purposes of this subchapter, the term: (1) “Consumer”...

§ 28–3862. Security freeze - (a) A credit reporting agency shall place a security freeze...

§ 28–3863. Notice of rights - Each time a credit reporting agency provides a consumer with...

§ 28–3864. Enforcement - (a) A credit reporting agency that discovers a security breach...

Subchapter IV - Public Health Emergency Credit Alert

§ 28–3871. COVID-19 Emergency credit alert - *NOTE: This section was created by emergency legislation that will...