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Subchapter I. General Provisions
§ 4301. Definitions. - Unless the context or subject matter otherwise requires, the definitions...
§ 4302. Waiver prohibited; separability; transactions not covered. - (a) Any waiver of the buyer of this chapter shall...
Subchapter II. Provisions of Retail Installment Contracts
§ 4303. Date; size of printed type. - A retail installment contract shall be dated and in writing;...
§ 4304. Contract to contain entire agreement; bold type headings; notice to buyer. - Every retail installment contract shall contain: (1) The entire agreement...
§ 4305. Information required to be shown in contract. - (a) Except as provided in §§ 4327-4332 of this title,...
§ 4306. Blank spaces to be filled in before signing by buyer. - The seller shall not obtain the signature of the buyer...
§ 4307. Insurance; cost and procurance of; notice or copy of policy to be furnished to buyer. - If the cost of any insurance is included in the...
§ 4308. Delinquency charges. - A contract may provide for the payment by the buyer...
§ 4309. Copy of signed contract to be furnished to buyer; acknowledgment by buyer. - The seller shall deliver or mail to the buyer, at...
Subchapter III. Restrictions on Retail Installment Contracts
§ 4310. Contracts made by mail or telephone without solicitation by salesperson. - Retail installment sales negotiated and entered into by mail or...
§ 4311. Provisions prohibited in contracts. - No contract or obligation shall contain any provision by which:...
§ 4312. Assignment of contract; notice to buyer. - No right of action or defense arising out of a...
§ 4313. Prohibition of lien on goods fully paid for. - No contract other than 1 for services shall provide for...
§ 4314. Prohibited provisions in contract as void. - Any provision in a contract which is prohibited by this...
Subchapter IV. Service Charge Limitations
§ 4315. Service charges authorized; calculation. - A retail seller or the holder of a retail installment...
§ 4316. Period of installment payments. - Contracts may be payable in successive monthly, semimonthly or weekly...
§ 4317. Charges included in contract service charge; additional charges prohibited. - The service charge shall be inclusive of all charges incident...
§ 4318. Charges included in contract service charge; additional charges prohibited. - Transferred.
§ 4319. Splitting or dividing of sales transactions prohibited. - Repealed by 63 Del. Laws, c. 2, § 16, eff....
Subchapter V. Payments
§ 4320. Payment to last known holder as discharge of buyer in absence of notice of assignment. - Unless the buyer has notice of actual or intended assignment...
§ 4321. Periodic statements of account. - At any time after its execution, but not later than...
§ 4322. Prepayment; refund of service charge. - (a) A buyer may prepay the debt due under a...
§ 4323. Acknowledgment of payment in full; release of security in goods. - After the payment of all sums for which the buyer...
Subchapter VI. Refinancing and Consolidation
§ 4324. Deferred payments; charges. - A holder may at any time or from time to...
§ 4325. Refinancing of unpaid balance; charges; agreement for refinancing. - The holder of a retail installment contract or contracts may,...
§ 4326. Default in payment of certain installments; buyer entitled to new payment schedule. - In the event a contract provides for the payment of...
Subchapter VII. Add-On Sales
§ 4327. Addition of subsequent purchases to contract. - A retail installment contract which otherwise conforms to the requirements...
§ 4328. Allocation of payments made subsequent to add-on purchases. - When a subsequent purchase is made, the entire amount of...
§ 4329. Memorandum on subsequent purchases to be furnished to buyer. - (a) When a subsequent purchase is made, the seller shall...
§ 4330. Obligation of buyer in absence of memorandum. - Until the seller delivers to the buyer the memorandum as...
§ 4331. Service charge on consolidated time balance. - Subject to the other provisions of §§ 4315-4317 of this...
§ 4332. Minimum service charge in add-on transactions. - The minimum service charge as provided in paragraph (3) [repealed]...
Subchapter VIII. Terms of Purchase by Financing Agency
§ 4333. Purchase of contract by financing agency authorized; notice of assignment not required. - Notwithstanding any contrary provision of this title, a financing agency...
Subchapter IX. Retail Installment Accounts
§ 4334. Establishment of retail installment account authorized; statement of service charges to be furnished to buyer. - A retail installment account may be established by the seller...
§ 4335. Confirmation of account by seller; contents; proof of mailing. - (a) At the time a seller accepts the credit of...
§ 4336. Display of service charge rates by seller. - Each retail seller, before the retail seller can benefit from...
§ 4337. Service charge. - Subject to the other provisions of this subchapter a retail...
§ 4338. Monthly statement of account. - (a) The seller or holder of a retail installment account...
§ 4339. Charges included in installment account service charge; additional charges prohibited. - The service charge shall include all charges incident to investigating...
§ 4340. Insurance; cost and procurance of. - If the cost of any insurance is to be separately...
§ 4341. Security interest of seller in goods. - Nothing in this subchapter prohibits the execution of an agreement...
§ 4342. Notes cutting off buyer's right of action or defense against seller prohibited. - No retail installment account shall require or entail the execution...
§ 4343. Application of other sections to retail installment accounts. - The provisions of §§ 4320 and 4323 of this title...
Subchapter X. Attorney’s Fees and Court Costs
§ 4344. Award of reasonable attorney's fees and court costs to prevailing party. - A contract or installment account may provide for the payment...
Subchapter XI. Attachment
§ 4345. Limited exemption of salary or wages. - In addition to any existing exemption under any other provisions...
Subchapter XII. Repossession and Resale
§ 4346. Remedies available to holder on default of buyer. - In the event of any default by the buyer in...
Subchapter XIII. Penalties
§ 4347. Violation as misdemeanor. - Any person who shall wilfully violate this chapter shall be...
§ 4348. Knowledge by assignee of noncompliance with chapter as barring recovery of charges; recovery by buyer of charges paid. - In case of failure by any person to comply with...
§ 4349. Correction of failure of compliance with chapter. - Notwithstanding the provisions of this subchapter, any failure to comply...
§ 4350. Wilful violations in connection with consolidated contracts as barring recovery of charges; recovery by buyer of charges paid. - Section 4349 of this title shall not apply to any...
Subchapter XIV. Disclosures
§ 4351. Disclosure requirements. - Notwithstanding any other provision of this chapter to the contrary,...