Colorado Code
Title 5 - Consumer Credit Code
Article 3 - Regulation of Agreements and Practices

Part 1 - Disclosures, Notices, Records, and Advertising

§ 5-3-101. Applicability - Information Required - Source: L. 2000: Entire article R&RE, p. 1214, § 1,...

§ 5-3-102. Notice of Assignment - The consumer is authorized to pay the original creditor until...

§ 5-3-103. Change in Terms of Revolving Credit Accounts - Source: L. 2000: Entire article R&RE, p. 1214, § 1,...

§ 5-3-104. Receipts - Statements of Account - Evidence of Payment - Source: L. 2000: Entire R&RE, p. 1216, § 1, effective...

§ 5-3-105. Notice to Cosigners and Similar Parties - Source: L. 2000: Entire article R&RE, p. 1216, § 1,...

§ 5-3-106. Disclosures for Real Estate Secured Consumer Credit Transactions - "The dollar amount of the finance charge disclosed to you...

§ 5-3-107. Disclosures for Consumer Credit Sale Secured by a Motor Vehicle - If the property that secures a consumer credit sale includes...

§ 5-3-108. Written Agreement Required - No consumer credit transaction shall be valid or enforceable in...

§ 5-3-109. Records - Every creditor shall maintain records in conformity with this code,...

§ 5-3-110. Advertising - Source: L. 2000: Entire article R&RE, p. 1217, § 1,...

§ 5-3-111. Use of Credit Scores - Any provision in a contract that prohibits the disclosure of...

Part 2 - Limitations on Agreements and Practices

§ 5-3-201. Security in Sales or Leases - Source: L. 2000: Entire article R&RE, p. 1218, § 1,...

§ 5-3-202. Cross-Collateral - Source: L. 2000: Entire article R&RE, p. 1218, § 1,...

§ 5-3-203. Debt Secured by Cross-Collateral - Source: L. 2000: Entire article R&RE, p. 1219, § 1,...

§ 5-3-204. Restrictions on Interest in Land as Security - Source: L. 2000: Entire article R&RE, p. 1219, § 1,...

§ 5-3-205. Use of Multiple Agreements - A creditor may not use multiple agreements with respect to...

§ 5-3-206. No Assignment of Earnings - Source: L. 2000: Entire article R&RE, p. 1220, § 1,...

§ 5-3-207. Authorization to Confess Judgment Prohibited - A consumer may not authorize any person to confess judgment...

§ 5-3-208. Balloon Payments - With respect to a consumer credit transaction other than one...

§ 5-3-209. Referral Sales - With respect to a consumer credit sale or consumer lease,...

§ 5-3-210. Discrimination Prohibited - Exemption - A consumer credit transaction regulated by this code shall not...

Part 3 - Limitations on Consumers' Liabilities

§ 5-3-301. Restriction on Liability in Consumer Lease - The obligation of a lessee upon expiration of a consumer...

§ 5-3-302. Limitation on Default Charges - Except for reasonable expenses incurred in realizing on a security...

§ 5-3-303. Assignee Subject to Claims and Defenses - Source: L. 2000: Entire article R&RE, p. 1221, § 1,...

§ 5-3-304. Use of Account - Constructive Assent to Terms - The use of a revolving credit account by a consumer,...

§ 5-3-305. Advance Payment to Reserve Lodging and Motor Vehicle Rental Services - Notice to Consumer Required - If a deposit, reservation fee, or other advance payment is...

Part 4 - Home Solicitation Sales

§ 5-3-401. Definitions - "Home Solicitation Sale" - "Home solicitation sale" means a consumer credit sale of goods...

§ 5-3-402. Buyer's Right to Cancel - Source: L. 2000: Entire article R&RE, p. 1222, § 1,...

§ 5-3-403. Form of Agreement or Offer - Statement of Buyer's Rights - Source: L. 2000: Entire article R&RE, p. 1223, § 1,...

§ 5-3-404. Restoration of Down Payment - Source: L. 2000: Entire article R&RE, p. 1223, § 1,...

§ 5-3-405. Duty of Buyer - No Compensation for Services Prior to Cancellation - Source: L. 2000: Entire article R&RE, p. 1224, § 1,...

Part 5 - Consumer Insurance Premium Financing

§ 5-3-501. Scope - The provisions of this part 5 apply to consumer insurance...

§ 5-3-502. Form of Insurance Premium Loan Agreement - An agreement pursuant to which a consumer insurance premium loan...

§ 5-3-503. Notice of Cancellation - If a default exists on a consumer insurance premium loan...