Colorado Code
Title 4 - Uniform Commercial Code
Article 4 - Bank Deposits and Collections

Part 1 - General Provisions and Definitions

§ 4-4-101. Short Title - This article may be cited as the "Uniform Commercial Code...

§ 4-4-102. Applicability - Source: L. 94: Entire article amended with relocations, p. 879,...

§ 4-4-103. Variation by Agreement - Measure of Damages - Action Constituting Ordinary Care - Source: L. 94: Entire article amended with relocations, p. 880,...

§ 4-4-104. Definitions and Index of Definitions - "Agreement for electronic presentment" Section 4-4-110 "Bank" Section 4-4-105 "Collecting...

§ 4-4-105. "Bank" - "Depositary Bank" - "Intermediary Bank" - "Collecting Bank" - "Payor Bank" - "Presenting Bank" - In this article: Source: L. 94: Entire article amended with...

§ 4-4-106. Payable Through or Payable at Bank - Collecting Bank - Source: L. 94: Entire article amended with relocations, p. 883,...

§ 4-4-107. Separate Office of Bank - A branch or separate office of a bank is a...

§ 4-4-108. Time of Receipt of Items - Source: L. 94: Entire article amended with relocations, p. 884,...

§ 4-4-109. Delays - Source: L. 94: Entire article amended with relocations, p. 884,...

§ 4-4-110. Electronic Presentment - Source: L. 94: Entire article amended with relocations, p. 884,...

§ 4-4-111. Statute of Limitations - An action to enforce an obligation, duty, or right arising...

Part 2 - Collection of Items - Depositary and Collecting Banks

§ 4-4-201. Status of Collecting Banks as Agent and Provisional Status of Credits - Applicability of Article - Item Indorsed "Pay Any Bank" - Source: L. 94: Entire article amended with relocations, p. 885,...

§ 4-4-202. Responsibility for Collection or Return - When Action Timely - Source: L. 94: Entire article amended with relocations, p. 886,...

§ 4-4-203. Effect of Instructions - Subject to article 3 of this title concerning conversion of...

§ 4-4-204. Methods of Sending and Presenting - Sending Directly to Payor Bank - Source: L. 94: Entire article amended with relocations, p. 886,...

§ 4-4-205. Depositary Bank Holder of Unindorsed Item - If a customer delivers an item to a depositary bank...

§ 4-4-206. Transfer Between Banks - Any agreed method that identifies the transferor bank is sufficient...

§ 4-4-207. Transfer Warranties - Source: L. 94: Entire article amended with relocations, p. 887,...

§ 4-4-208. Presentment Warranties - Source: L. 94: Entire article amended with relocations, p. 889,...

§ 4-4-209. Encoding and Retention Warranties - Source: L. 94: Entire article amended with relocations, p. 891,...

§ 4-4-210. Security Interest of Collecting Bank in Items, Accompanying Documents, and Proceeds - (1) No security agreement is necessary to make the security...

§ 4-4-211. When Bank Gives Value for Purposes of Holder in Due Course - For purposes of determining its status as a holder in...

§ 4-4-212. Presentment by Notice of Item Not Payable By, Through, or at a Bank - Liability of Drawer or Indorser - Source: L. 94: Entire article amended with relocations, p. 892,...

§ 4-4-213. Medium and Time of Settlement by Bank - (1) Presents or forwards the check for collection, settlement is...

§ 4-4-214. Right of Charge-Back or Refund - Liability of Collecting Bank - Return of Item - Source: L. 94: Entire article amended with relocations, p. 894,...

§ 4-4-215. Final Payment of Item by Payor Bank - When Provisional Debits and Credits Become Final - When Certain Credits Become Available for Withdrawal - (1) If the bank has received a provisional settlement for...

§ 4-4-216. Insolvency and Preference - Source: L. 94: Entire article amended with relocations, p. 896,...

Part 3 - Collection of Items - Payor Banks

§ 4-4-301. Deferred Posting - Recovery of Payment by Return of Items - Time of Dishonor - Return of Items by Payor Bank - (1) As to an item presented through a clearing house,...

§ 4-4-302. Payor Bank's Responsibility for Late Return of Item - Source: L. 94: Entire article amended with relocations, p. 897,...

§ 4-4-303. When Items Subject to Notice, Stop-Payment Order, Legal Process, or Setoff - Order in Which Items May Be Charged or Certified - Source: L. 94: Entire article amended with relocations, p. 898,...

Part 4 - Relationship Between Payor Bank and Its Customer

§ 4-4-401. When Bank May Charge Customer's Account - Source: L. 94: Entire article amended with relocations, p. 899,...

§ 4-4-402. Bank's Liability to Customer for Wrongful Dishonor - Time of Determining Insufficiency of Account - Source: L. 94: Entire article amended with relocations, p. 899,...

§ 4-4-403. Customer's Right to Stop Payment - Burden of Proof of Loss - Source: L. 94: Entire article amended with relocations, p. 900,...

§ 4-4-404. Bank Not Obligated to Pay Check More Than Six Months Old - A bank is under no obligation to a customer having...

§ 4-4-405. Death or Incompetence of Customer - Source: L. 94: Entire article amended with relocations, p. 900,...

§ 4-4-406. Customer's Duty to Discover and Report Unauthorized Signature or Alteration - Source: L. 94: Entire article amended with relocations, p. 901,...

§ 4-4-407. Payor Bank's Right to Subrogation on Improper Payment - If a payor bank has paid an item over the...

Part 5 - Collection of Documentary Drafts

§ 4-4-501. Handling of Documentary Drafts - Duty to Send for Presentment and to Notify Customer of Dishonor - A bank that takes a documentary draft for collection shall...

§ 4-4-502. Presentment of "On Arrival" Drafts - If a draft or the relevant instructions require presentment "on...

§ 4-4-503. Responsibility of Presenting Bank for Documents and Goods - Report of Reason for Dishonor - Referee in Case of Need - Unless otherwise instructed and except as provided in article 5...

§ 4-4-504. Privilege of Presenting Bank to Deal With Goods - Security Interest for Expenses - Source: L. 94: Entire article amended with relocations, p. 904,...