Code of Alabama
Title 27 - Insurance.
Chapter 22 - Property Insurance Contracts.

Article 1 - Property Insurance Controls.

Section 27-22-1 - Insurance of Building in Name of Less Than All Owners. - As to every insurance contract insuring any dwelling or other...

Section 27-22-2 - Industrial Fire Insurance Policies. - (a) Industrial fire insurance policies are policies issued by insurers...

Article 2 - Property Insurance Clarity Act.

Section 27-22-20 - Short Title. - This article shall be known and may be cited as...

Section 27-22-21 - Policy and Premium Information to Be Submitted to the Department of Insurance. - (a) Each insurance company authorized to transact homeowners insurance business...

Section 27-22-22 - Rate-Making Methodologies - The department shall also post on the department website a...

Section 27-22-23 - Submission of Information and Compilation of Aggregate Totals. - Commencing on October 1, 2013, each insurance company authorized to...

Section 27-22-24 - Reporting Requirements; Waiver, Modification, etc.; Failure to Comply. - (a) Upon written request of an insurance company, the commissioner...

Section 27-22-25 - Confidentiality of Information. - Any information reported to the department by an insurer pursuant...

Article 3 - Alabama Homeowners Bill of Rights Act.

Section 27-22-40 - Purpose, Intent, Short Title. - (a) The purpose of this article is to set forth...

Section 27-22-41 - Applicability; Definitions. - (a) This article shall apply to all insurance companies authorized...

Section 27-22-42 - Policyholders Bill of Rights. - The following shall serve as the minimum standards to be...

Section 27-22-43 - Outline of Coverage and Comprehensive Policy Checklist. - (a) No homeowners personal lines residential property coverage insurance policy...

Section 27-22-44 - Cause of Action - Any violation of this article or any provision therein shall...

Section 27-22-45 - Violations and Penalties. - The failure of an insurance company writing homeowners personal lines...

Article 4 - Insurance Payments to Lender.

Section 27-22-60 - Definitions. - As used in this article, the following terms shall have...

Section 27-22-61 - Notice to Insured of Requirements for Release of Insurance Proceeds. - (a) If a claim under an insurance policy for damage...

Section 27-22-62 - Duties of Lenders Upon Request of Release. - Not later than 10 days after the date a lender...

Section 27-22-63 - Failure to Provide Notice or to Release Insurance Proceeds. - A lender who fails to provide notice as required by...

Section 27-22-64 - Accrual of Interest. - (a) If a lender fails to provide notice as required...

Section 27-22-65 - Construction of Article. - Nothing in this article shall impact any rights of a...