California Code
DIVISION 7 - INDUSTRIAL LOAN COMPANIES
CHAPTER 3 - Loans and Purchased Obligations

ARTICLE 1 - General

Section 18190. - 18190. An industrial loan company may: (a) Loan money, secured...

Section 18191. - 18191. Sections 18008, 18009, 18010, 18212, 18212.1, 18214, 18219, 18220,...

Section 18191.5. - 18191.5. Sections 18008, 18009, 18010, 18212, 18212.1, and 18214 do...

Section 18192. - 18192. The payment of money, credit, goods, or things in...

ARTICLE 2 - Terms and Maximum Charges

Section 18205. - 18205. Except as otherwise provided for in this division, an...

Section 18205.5. - 18205.5. Notwithstanding any other provision of this division, an industrial...

Section 18206. - 18206. Consumer loans made and obligations acquired that are secured...

Section 18207. - 18207. An industrial loan company may make a consumer loan...

Section 18208. - 18208. An industrial loan company may make a consumer loan...

Section 18209. - 18209. An industrial loan company may make loans, purchase or...

Section 18210. - 18210. (a) Except as provided in Sections 18205.5 and 18209...

Section 18211. - 18211. No charge shall be collected unless a loan is...

Section 18212. - 18212. (a) The charges by an industrial loan company, broker,...

Section 18212.1. - 18212.1. As an alternative to the charges authorized by Section...

Section 18212.2. - 18212.2. In addition to the charges authorized by Section 18212...

Section 18213. - 18213. Notwithstanding any other provision of law not within this...

Section 18214. - 18214. For the purpose of computing the charges set forth...

Section 18215. - 18215. An industrial loan company may contract for, collect, and...

Section 18216. - 18216. (a) Notwithstanding Section 18211, an appraisal fee may be...

Section 18217. - 18217. An escrow fee of a reasonable amount may be...

Section 18218. - 18218. Notwithstanding any other provision of this division, an industrial...

Section 18218.5. - 18218.5. With respect to a loan under this division, a...

Section 18219. - 18219. An industrial loan company shall not induce or permit...

Section 18220. - 18220. An industrial loan company shall not induce any spouses,...

Section 18221. - 18221. Nothing in this division shall prevent an industrial loan...

Section 18222. - 18222. An industrial loan company shall permit payment to be...

ARTICLE 3 - Disclosure and Loan Documents

Section 18230. - 18230. Each industrial loan company shall display prominently in each...

Section 18231. - 18231. Each industrial loan company shall: (a) Deliver or cause...

Section 18233. - 18233. An industrial loan company shall deliver or cause to...

Section 18234. - 18234. An industrial loan company shall upon repayment of any...

Section 18235. - 18235. An industrial loan company shall not take any note,...

ARTICLE 4 - Credit Cards

Section 18245. - 18245. (a) Subject to any regulations that the commissioner may...

ARTICLE 5 - Limitations and Regulations of Loans and Purchased Obligations

Section 18265. - 18265. An industrial loan company that has investment certificates outstanding...

Section 18266. - 18266. (a) Except as set forth in subdivisions (b) and...

Section 18266.1. - 18266.1. An industrial loan company may make loans and acquire...

Section 18266.2. - 18266.2. An industrial loan company shall file a written request...

Section 18266.3. - 18266.3. The commissioner shall approve the request made pursuant to...

Section 18268. - 18268. An industrial loan company that has investment certificates outstanding...

Section 18269. - 18269. An industrial loan company that has investment certificates outstanding...

Section 18270. - 18270. An industrial loan company may require the borrower to...

Section 18271. - 18271. An industrial loan company that has investment certificates outstanding...

Section 18272. - 18272. An industrial loan company shall diversify the loans and...

Section 18274. - 18274. The principal balances of loans made, or obligations purchased,...

ARTICLE 6 - Insurance Sold With Loans

Section 18290. - 18290. (a) As used in this division: (1) “Credit life...

Section 18291. - 18291. (a) If credit life or disability insurance is provided...

Section 18292. - 18292. (a) If credit disability insurance is provided pursuant to...

Section 18292.5. - 18292.5. If credit loss-of-income insurance is provided pursuant to this...

Section 18293. - 18293. If credit disability or loss-of-income insurance is provided pursuant...

Section 18294. - 18294. An industrial loan company may collect the costs for...

Section 18295. - 18295. An industrial loan company may collect the costs of...

Section 18296. - 18296. An industrial loan company may collect the costs of...

ARTICLE 6.5 - Open-End Loans

Section 18300. - 18300. (a) As used in this article, “open-end loan” means...

Section 18301. - 18301. (a) Whenever authorized by the commissioner, an industrial loan...

Section 18302. - 18302. An industrial loan company shall file a written request...

Section 18303. - 18303. The commissioner shall approve the request made pursuant to...