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Subchapter 3 - Long-Term Care Insurance Act of 2005
§ 23-97-301. Short title - This subchapter shall be known and may be cited as...
§ 23-97-302. Purpose - The purpose of this subchapter is to: (1) Promote the...
§ 23-97-303. Scope - (a) The requirements of this subchapter apply to policies delivered...
§ 23-97-304. Definitions - As used in this subchapter: (1) “Applicant” means: (A) In...
§ 23-97-305. Requirements for associations - (a) Prior to advertising, marketing, or offering a policy within...
§ 23-97-306. Extraterritorial jurisdiction — Group long-term care insurance - No group long-term care insurance coverage may be offered to...
§ 23-97-307. Disclosure and performance standards for long-term care insurance - (a) The Insurance Commissioner may adopt rules for long-term care...
§ 23-97-308. Preexisting condition - (a) No long-term care insurance policy or certificate other than...
§ 23-97-309. Prior hospitalization or institutionalization - (a) No long-term care insurance policy shall be delivered or...
§ 23-97-310. Loss ratio standards - (a) The Insurance Commissioner may adopt rules establishing loss ratio...
§ 23-97-311. Right to return — Free look - (a) Long-term care insurance applicants shall have the right to...
§ 23-97-312. Outline of coverage - (a) (1) An outline of coverage shall be delivered to...
§ 23-97-313. Certificates - A certificate issued for delivery in this state under a...
§ 23-97-314. Delivery of policy and summary — Disclosures - (a) If an application for a long-term care insurance contract...
§ 23-97-315. Acceleration of death benefit - (a) Any time a long-term care benefit funded through a...
§ 23-97-316. Denial of claims - If a claim under a long-term care insurance contract is...
§ 23-97-317. Offer of long-term care or nursing home insurance - Any policy or rider advertised, marketed, or offered as long-term...
§ 23-97-318. Incontestability period - (a) An insurer may rescind a long-term care insurance policy...
§ 23-97-319. Nonforfeiture benefits - (a) (1) Except as provided in subsection (b) of this...
§ 23-97-320. Authority to promulgate rules - The Insurance Commissioner shall issue rules for long-term care insurance...
§ 23-97-321. Penalties - In addition to any other penalties provided by the laws...