2021 Tennessee Code
Title 45 - Banks and Financial Institutions
Chapter 13 - Tennessee Residential Lending, Brokerage and Servicing Act

Part 1 - General Provisions

§ 45-13-101. Short Title - This chapter shall be known and may be cited as...

§ 45-13-102. Purpose - The origination or offering of financing for residential real property...

§ 45-13-103. Administrative Authority - The commissioner is granted broad administrative authority to administer, interpret...

§ 45-13-104. Provisions Remedial - This chapter is declared to be remedial in nature, and...

§ 45-13-105. Chapter Definitions - As used in this chapter, unless the context otherwise requires:...

§ 45-13-107. Lost Licenses — Substitutions - In the event that a license issued under this chapter...

§ 45-13-108. Filing of Written Report With Commissioner — Events Impacting Activities of Licensee - Within fifteen (15) days of the occurrence of any one...

Part 2 - Licensing of Mortgage Lenders, Mortgage Loan Brokers and Mortgage Loan Servicers

§ 45-13-208. Minimum Information - The commissioner may prescribe by rules and regulations the minimum...

§ 45-13-209. Statement of Account - Upon written request from the mortgagor, the holder of a...

Part 3 - Mortgage Loan Originators

§ 45-13-308. Provisional Mortgage Loan Originator License - Notwithstanding any provision of this chapter or the Industrial Loan...

Part 4 - Prohibitions and Enforcement

§ 45-13-401. Prohibited Acts and Practices - It is a violation of this chapter for any person...

§ 45-13-402. False or Misleading Advertising Unlawful — Exceptions - It is unlawful for any person to place or cause...

Part 5 - Nationwide Mortgage Licensing System and Registry

§ 45-13-502. Nationwide Mortgage Licensing System and Registry as Agent - The commissioner may use the Nationwide Mortgage Licensing System and...

§ 45-13-503. Mortgage Call Reports - Each person holding a license issued under this chapter shall,...

§ 45-13-504. Nationwide Mortgage Licensing System and Registry Information Challenge Process - The commissioner shall establish a process whereby mortgage loan originators...

§ 45-13-505. Confidentiality - In order to promote more effective regulation and reduce regulatory...

§ 45-13-506. Report to Nationwide Mortgage Licensing System and Registry - The commissioner shall regularly report violations of this chapter by...