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Section 86.095 - Acts not affecting priority of lien of credit instrument. - (a) Renegotiation or adjustment of the initial interest rate provided...
Section 86.110 - Discharge of record by owner and holder of mortgage note who is not the mortgagee of record. - (2) Upon receiving the certificate, the recording officer shall record...
Section 86.150 - Loan agreements and promissory notes to state maximum prepayment privilege penalty. - (2) Violation of subsection (1) of this section with respect...
Section 86.155 - Priority of line of credit instrument as to certain advances; procedure to limit indebtedness in residential line of credit instrument. - (a) "Credit agreement" means any promissory note, loan agreement or...
Section 86.157 - Action for residual debt after short sale of residential property; payoff statements. - (a) "Borrower" means an individual who, directly or indirectly and...
Section 86.160 - Definitions for ORS 86.160 to 86.185. - (1) "Late charge" means a sum payable by a mortgagor...
Section 86.165 - Late charge. - (1) With respect to any periodic installment payment received by...
Section 86.205 - Definitions for ORS 86.205 to 86.275. - (1) "Borrower" means any person who becomes obligated on a...
Section 86.225 -
Section 86.230 -
Section 86.240 - Limit on amount required in security protection escrow account; compliance with federal laws for certain loans as compliance with state laws. - (a) To deposit in any escrow account which may be...
Section 86.245 - Interest on security protection deposits; exception. - (2) Except as provided in subsections (5) and (7) of...
Section 86.255 - Arrangements where security protection provisions not required; information to borrower. - (1) That the arrangement is not a condition to the...
Section 86.260 - Payment of taxes where security protection provision required; credit of discount where taxes not paid; cause of action by borrower. - (2)(a) If the lender fails to pay the taxes in...
Section 86.265 - Effect of lender violation of ORS 86.205 to 86.275. - (1) The borrower’s actual damages or $100, whichever is greater,...
Section 86.705 - Definitions for ORS 86.705 to 86.815. - (1) "Affordable housing covenant" has the meaning given that term...
Section 86.707 - Additional definitions for ORS 86.726, 86.729, 86.732, 86.736, 86.741, 86.744 and 86.748. - (1) "Facilitator" means a person that a service provider selects...
Section 86.713 - Qualifications of trustee; certificate of authority to transact business; law practice serving as trustee; appointment of successor trustee; trustee’s duties. - (a) Is not required to comply with the provisions of...
Section 86.720 - Reconveyance upon performance; liability for failure to reconvey; release of trust deed. - (2) If a full reconveyance of a trust deed has...
Section 86.722 - Correction of error concerning status or effect of trust deed; rights of bona fide purchaser. - ______________________________________________________________________________ CORRECTION OF ERROR(S) IN THE DEED AND MORTGAGE RECORDS...
Section 86.726 - Resolution conference for foreclosure; exemptions; procedure to request conference; fee. - (b)(A) The requirement to request or participate in a resolution...
Section 86.729 - Scheduling and notice for resolution conference; information required; fees; postponement, rescheduling and cancellation; liability of facilitator. - (b) A notice under this subsection must: (A) Specify a...
Section 86.732 - Attendance at resolution conference; authority of beneficiary’s agent; representation of grantor; terms of foreclosure avoidance measure; report. - (b)(A) A beneficiary may send an agent to the resolution...
Section 86.736 - Certificate of compliance; expiration. - (A) Complied with ORS 86.726, 86.729 and 86.732; (B) Submitted...
Section 86.741 - Attorney General duties and powers; payments; rules. - (a) Appoint and enter into an agreement with a service...
Section 86.744 - Foreclosure Avoidance Fund. - (2) The Attorney General may receive moneys for the purposes...
Section 86.748 - Determination of ineligibility for foreclosure avoidance measure; notice; recording; penalty. - (b) The notice described in paragraph (a) of this subsection...
Section 86.752 - Foreclosure by advertisement and sale. - (1) The trust deed, any assignments of the trust deed...
Section 86.756 - Notice to grantor; requirements; additional forms; rules. - ______________________________________________________________________________ NOTICE: YOU ARE IN DANGER OF LOSING YOUR PROPERTY...
Section 86.761 - Failure to give notice to grantor; remedy. - (a) The notice required by ORS 86.756 is not sent...
Section 86.764 - Notice of sale for certain persons. - (2) The notice described in subsection (1) of this section...
Section 86.767 - Failure to give notice of sale; action by omitted person; defense; pleading and proving knowledge of sale; attorney fees; exclusive remedy. - (2) The omitted person may also commence an action against...
Section 86.771 - Contents of notice of sale; additional notices; contents and requirements. - (1) List the names of the grantor, trustee and beneficiary...
Section 86.774 - Service and publication of notice; recording proof of compliance. - (b)(A) If service cannot be effected on an occupant as...
Section 86.778 - Discontinuance of foreclosure proceedings after cure of default. - (a) A total of $1,000 for both trustee’s fees and...
Section 86.782 - Sale of property; obtaining possession after sale; procedures; notices; requirements for postponing or rescinding sale. - (b) If the trustee sells property upon which a single...
Section 86.786 - Request for information from trustee. - (2) The written request under subsection (1) of this section...
Section 86.789 - Information provided by trustee. - (a) A statement of the exact amount required, as of...
Section 86.794 - Disposition of proceeds of sale. - (1) To the expenses of the sale, including the compensation...
Section 86.797 - Effect of sale; actions for deficiency; restrictions. - (2) Except in accordance with subsection (4) of this section,...
Section 86.812 - Impermissible conditions for approving short sale or sale of note; exceptions. - (2) Except as provided in subsection (3) of this section,...
Section 86.815 - Time within which foreclosure must be commenced. - Note: Sections 1 and 12, chapter 106, Oregon Laws 2021,...